X Financial Financial Health

How is X Financial's financial position?

[object Object] Score

5/6

Financial Health Score 5/6

  • Short Term Liabilities

  • Long Term Liabilities

  • Debt Level

  • Reducing Debt

  • Debt Coverage

  • Interest Coverage

Financial Position Analysis

Short Term Liabilities: XYF's short term assets (CN¥7.7B) exceed its short term liabilities (CN¥1.3B).

Long Term Liabilities: XYF's short term assets (CN¥7.7B) exceed its long term liabilities (CN¥2.8B).


Debt to Equity History and Analysis

Debt Level: XYF has more cash than its total debt.

Reducing Debt: XYF's debt to equity ratio has increased from 1.9% to 2% over the past 5 years.

Debt Coverage: XYF's debt is well covered by operating cash flow (497.9%).

Interest Coverage: XYF earns more interest than it pays, so coverage of interest payments is not a concern.


Balance Sheet


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