X Financial Balance Sheet Health
Financial Health criteria checks 6/6
X Financial has a total shareholder equity of CN¥6.7B and total debt of CN¥474.5M, which brings its debt-to-equity ratio to 7.1%. Its total assets and total liabilities are CN¥12.0B and CN¥5.3B respectively. X Financial's EBIT is CN¥1.6B making its interest coverage ratio -19.8. It has cash and short-term investments of CN¥1.6B.
Key information
7.1%
Debt to equity ratio
CN¥474.50m
Debt
| Interest coverage ratio | -19.8x |
| Cash | CN¥1.61b |
| Equity | CN¥6.65b |
| Total liabilities | CN¥5.32b |
| Total assets | CN¥11.98b |
Recent financial health updates
Recent updates
X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues
Sep 26
Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?
Mar 28X Financial Resumes Growth As Regulatory Risks Abate
Oct 25Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors
Oct 05Investors Aren't Buying X Financial's (NYSE:XYF) Revenues
Aug 01X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M
Nov 16X Financial increases share repurchase program to $20M
Sep 30X Financial Non-GAAP EPS of $0.56, revenue of $123.1M
Aug 08X Financial reports Q1 results
Jun 15What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?
Feb 03
X Financial reports Q3 results
Dec 01Financial Position Analysis
Short Term Liabilities: XYF's short term assets (CN¥10.4B) exceed its short term liabilities (CN¥1.9B).
Long Term Liabilities: XYF's short term assets (CN¥10.4B) exceed its long term liabilities (CN¥3.4B).
Debt to Equity History and Analysis
Debt Level: XYF has more cash than its total debt.
Reducing Debt: XYF's debt to equity ratio has reduced from 10% to 7.1% over the past 5 years.
Debt Coverage: XYF's debt is well covered by operating cash flow (171.6%).
Interest Coverage: XYF earns more interest than it pays, so coverage of interest payments is not a concern.