X Financial Balance Sheet Health
Financial Health criteria checks 5/6
X Financial has a total shareholder equity of CN¥5.8B and total debt of CN¥565.0M, which brings its debt-to-equity ratio to 9.7%. Its total assets and total liabilities are CN¥11.7B and CN¥5.8B respectively. X Financial's EBIT is CN¥1.5B making its interest coverage ratio 73.9. It has cash and short-term investments of CN¥1.2B.
Key information
9.7%
Debt to equity ratio
CN¥565.00m
Debt
| Interest coverage ratio | 73.9x |
| Cash | CN¥1.20b |
| Equity | CN¥5.85b |
| Total liabilities | CN ¥5.80b |
| Total assets | CN¥11.65b |
Recent financial health updates
Recent updates
Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?
Mar 28
X Financial Resumes Growth As Regulatory Risks Abate
Oct 25Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors
Oct 05Investors Aren't Buying X Financial's (NYSE:XYF) Revenues
Aug 01X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M
Nov 16X Financial increases share repurchase program to $20M
Sep 30X Financial Non-GAAP EPS of $0.56, revenue of $123.1M
Aug 08X Financial reports Q1 results
Jun 15What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?
Feb 03
X Financial reports Q3 results
Dec 01Financial Position Analysis
Short Term Liabilities: XYF's short term assets (CN¥10.3B) exceed its short term liabilities (CN¥2.1B).
Long Term Liabilities: XYF's short term assets (CN¥10.3B) exceed its long term liabilities (CN¥3.7B).
Debt to Equity History and Analysis
Debt Level: XYF has more cash than its total debt.
Reducing Debt: XYF's debt to equity ratio has increased from 5.6% to 9.7% over the past 5 years.
Debt Coverage: XYF's debt is well covered by operating cash flow (57.1%).
Interest Coverage: XYF's interest payments on its debt are well covered by EBIT (73.9x coverage).