X Financial Dividends and Buybacks

Dividend criteria checks 2/6

X Financial is a dividend paying company with a current yield of 4.19% that is well covered by earnings.

Key information

4.2%

Dividend yield

0.8%

Buyback Yield

Total Shareholder Yield5.0%
Future Dividend Yieldn/a
Dividend Growth36.1%
Next dividend pay daten/a
Ex dividend daten/a
Dividend per shareUS$0.336
Payout ratio9%

Recent dividend and buyback updates

Recent updates

Investors Still Aren't Entirely Convinced By X Financial's (NYSE:XYF) Earnings Despite 29% Price Jump

Dec 10
Investors Still Aren't Entirely Convinced By X Financial's (NYSE:XYF) Earnings Despite 29% Price Jump

X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues

Sep 26
X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues

Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?

Mar 28
Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?

X Financial Resumes Growth As Regulatory Risks Abate

Oct 25

Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors

Oct 05
Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors

Investors Aren't Buying X Financial's (NYSE:XYF) Revenues

Aug 01
Investors Aren't Buying X Financial's (NYSE:XYF) Revenues

X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M

Nov 16

X Financial increases share repurchase program to $20M

Sep 30

X Financial Non-GAAP EPS of $0.56, revenue of $123.1M

Aug 08

X Financial reports Q1 results

Jun 15

What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?

Feb 03
What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?

X Financial reports Q3 results

Dec 01

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: XYF has been paying a dividend for less than 10 years and during this time payments have been volatile.

Growing Dividend: XYF's dividend payments have increased, but the company has only paid a dividend for 6 years.


Dividend Yield vs Market

X Financial Dividend Yield vs Market
How does XYF dividend yield compare to the market?
SegmentDividend Yield
Company (XYF)4.2%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.5%
Industry Average (Consumer Finance)1.6%
Analyst forecast (XYF) (up to 3 years)n/a

Notable Dividend: XYF's dividend (4.19%) is higher than the bottom 25% of dividend payers in the US market (1.45%).

High Dividend: XYF's dividend (4.19%) is low compared to the top 25% of dividend payers in the US market (4.56%).


Earnings Payout to Shareholders

Earnings Coverage: With its low payout ratio (8.6%), XYF's dividend payments are thoroughly covered by earnings.


Cash Payout to Shareholders

Cash Flow Coverage: Insufficient data to calculate XYF's cash payout ratio to determine if its dividend payments are covered by cash flows.


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 07:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

X Financial is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacky ZuoDeutsche Bank
Ran XuMorgan Stanley
John CaiMorgan Stanley