X Financial

NYSE:XYF Stock Report

Market Cap: US$394.0m

X Financial Future Growth

Future criteria checks 0/6

We currently don't have sufficient analyst coverage to forecast growth and revenue for X Financial.

Key information

n/a

Earnings growth rate

n/a

EPS growth rate

Consumer Finance earnings growth13.2%
Revenue growth raten/a
Future return on equityn/a
Analyst coverage

None

Last updatedn/a

Recent future growth updates

Recent updates

Investors Still Aren't Entirely Convinced By X Financial's (NYSE:XYF) Earnings Despite 29% Price Jump

Dec 10
Investors Still Aren't Entirely Convinced By X Financial's (NYSE:XYF) Earnings Despite 29% Price Jump

X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues

Sep 26
X Financial's (NYSE:XYF) Share Price Is Matching Sentiment Around Its Revenues

Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?

Mar 28
Should You Be Adding X Financial (NYSE:XYF) To Your Watchlist Today?

X Financial Resumes Growth As Regulatory Risks Abate

Oct 25

Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors

Oct 05
Here's Why X Financial (NYSE:XYF) Has Caught The Eye Of Investors

Investors Aren't Buying X Financial's (NYSE:XYF) Revenues

Aug 01
Investors Aren't Buying X Financial's (NYSE:XYF) Revenues

X Financial Non-GAAP EPADS of $0.61, revenue of $125.76M

Nov 16

X Financial increases share repurchase program to $20M

Sep 30

X Financial Non-GAAP EPS of $0.56, revenue of $123.1M

Aug 08

X Financial reports Q1 results

Jun 15

What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?

Feb 03
What Type Of Shareholders Make Up X Financial's (NYSE:XYF) Share Registry?

X Financial reports Q3 results

Dec 01

In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as X Financial has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.

Earnings and Revenue Growth Forecasts

NYSE:XYF - Analysts future estimates and past financials data (CNY Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
9/30/20245,3561,343N/AN/AN/A
6/30/20245,1701,315N/AN/AN/A
3/31/20245,0181,266N/AN/AN/A
12/31/20234,8151,187806814N/A
9/30/20234,5781,272N/AN/AN/A
6/30/20234,0761,137N/AN/AN/A
3/31/20233,680956N/AN/AN/A
12/31/20223,563812317323N/A
9/30/20223,431683N/AN/AN/A
6/30/20223,500738N/AN/AN/A
3/31/20223,608776N/AN/AN/A
12/31/20213,626825447449N/A
9/30/20213,51924N/AN/AN/A
6/30/20213,115-352N/AN/AN/A
3/31/20212,570-923N/AN/AN/A
12/31/20202,193-1,309-685-679N/A
9/30/20202,142-573N/AN/AN/A
6/30/20202,436-291N/AN/AN/A
3/31/20202,841369N/AN/AN/A
12/31/20193,088774585601N/A
9/30/20193,286937N/AN/AN/A
6/30/20193,278957N/AN/AN/A
3/31/20193,528950N/AN/AN/A
12/31/20183,541883-335N/A
9/30/20183,407800N/AN/AN/A
6/30/20183,092702N/A6N/A
3/31/20182,371431N/A-96N/A
12/31/20171,787340N/A-615N/A
12/31/2016230-120N/A83N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: Insufficient data to determine if XYF's forecast earnings growth is above the savings rate (2.6%).

Earnings vs Market: Insufficient data to determine if XYF's earnings are forecast to grow faster than the US market

High Growth Earnings: Insufficient data to determine if XYF's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: Insufficient data to determine if XYF's revenue is forecast to grow faster than the US market.

High Growth Revenue: Insufficient data to determine if XYF's revenue is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if XYF's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 07:45
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

X Financial is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacky ZuoDeutsche Bank
Ran XuMorgan Stanley
John CaiMorgan Stanley