X Financial Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of XYF?
Owner Type	Number of Shares	Ownership Percentage
Institutions	631,642	1.28%
General Public	22,854,968	46.2%
Individual Insiders	25,952,079	52.5%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 2.7%.

Top Shareholders

Top 19 shareholders own 53.77% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
36.6%	Yue Tang	18,098,208	US$144.2m	0%	no data
9.14%	Chung Kiu Cheung	4,519,871	US$36.0m	0%	no data
6.74%	David Fung	3,334,000	US$26.6m	0%	no data
0.52%	AWH Capital, L.P.	258,080	US$2.1m	0%	1.88%
0.18%	Renaissance Technologies LLC	86,575	US$690.0k	-5.97%	no data
0.16%	Acadian Asset Management LLC	79,688	US$635.1k	41.6%	no data
0.12%	NFS Capital AG	60,000	US$478.2k	0%	0.17%
0.079%	Zelikowitz Financial Investments Ltd.	39,153	US$312.1k	29.9%	0.53%
0.075%	Morgan Stanley, Investment Banking and Brokerage Investments	37,300	US$297.3k	15.5%	no data
0.055%	Envestnet Asset Management, Inc.	27,309	US$217.7k	23%	no data
0.03%	Ampega Investment GmbH	15,000	US$119.5k	0%	no data
0.018%	Rhumbline Advisers Ltd Partnership	8,745	US$69.7k	0%	no data
0.013%	UBS Asset Management AG	6,598	US$52.6k	0%	no data
0.012%	Russell Investment Management, LLC	5,943	US$47.4k	0%	no data
0.0077%	SEI Investments Management Corporation	3,785	US$30.2k	0%	no data
0.0045%	Fédération des Caisses Desjardins du Québec, Asset Management Arm	2,206	US$17.6k	0%	no data
0.00094%	American Century Investment Management Inc	464	US$3.7k	0%	no data
0.00081%	Larson Financial Group, LLC	400	US$3.2k	0%	no data
0.0008%	Eaton Vance Management	396	US$3.2k	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/20 07:45
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

X Financial is covered by 3 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jacky Zuo	Deutsche Bank
Ran Xu	Morgan Stanley
John Cai	Morgan Stanley