X Financial Valuation
Is XYF undervalued compared to its fair value, analyst forecasts and its price relative to the market?
[object Object] Score4/6
Valuation Score 4/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for XYF?
Other financial metrics that can be useful for relative valuation.
|What is XYF's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does XYF's PE Ratio compare to its peers?
|Company||PE||Estimated Growth||Market Cap|
JFIN Jiayin Group
MFIN Medallion Financial
CPSS Consumer Portfolio Services
RM Regional Management
XYF X Financial
Price-To-Earnings vs Peers: XYF is good value based on its Price-To-Earnings Ratio (1.3x) compared to the peer average (2.6x).
Price to Earnings Ratio vs Industry
How does XYF's PE Ratio compare vs other companies in the US Consumer Finance Industry?
Price to Earnings Ratio vs Fair Ratio
What is XYF's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||1.3x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate XYF's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of XYF when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: XYF ($2.28) is trading below our estimate of fair value ($13.63)
Significantly Below Fair Value: XYF is trading below fair value by more than 20%.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
Analyst Forecast: Insufficient data to show price forecast.