Dave (DAVE) Stock Overview
Provides various financial products and services through its financial services platform in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
DAVE Community Fair Values
Create NarrativeSee what 36 others think this stock is worth. Follow their fair value or set your own to get alerts.
Dave Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$206.36 |
| 52 Week High | US$286.45 |
| 52 Week Low | US$37.44 |
| Beta | 3.89 |
| 1 Month Change | -5.64% |
| 3 Month Change | -5.38% |
| 1 Year Change | 384.07% |
| 3 Year Change | 1,917.13% |
| 5 Year Change | n/a |
| Change since IPO | -34.20% |
Recent News & Updates
Recent updates
Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump
Aug 07
Dave: More Cautious After Bull Run
Jul 12Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically
May 16Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce
May 04Dave: Still Bullish, But Best Money Has Been Made (Rating Downgrade)
Apr 01Dave: Improving Financials Support Premium Valuation
Mar 25Dave Inc.: Excellent Growth But Valuation Concerns
Feb 20Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher
Feb 11Dave: Found Their Niche, Buy Now
Feb 09Dave: Uncertainties Around Its Business Model Make It An Expensive Stock
Jan 22Dave: Why I'm Long This Inflection Stock
Dec 16Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up
Nov 20Dave: A Fintech With Long-Term Growth Potential
Oct 11Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%
Oct 06
Innovative Fintech Optimizes Operations And Expands Products For Robust Profit Growth
Continuous operational efficiency improvements and accelerated revenue growth suggest positive impacts on net margins.A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)
Sep 10Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor
Sep 03Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem
Aug 14Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025
Jul 03Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70
May 13Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce
May 09Dave: This Move Higher Is Not Done
Apr 23Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward
Mar 07Dave: Ready To Move Higher In 2024
Feb 26Dave: Do Not Short The Blistering Rally Of This Neobank
Feb 12Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost
Jan 17Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares
Nov 14Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts
Mar 09Dave names new technology chief
Sep 06Dave Grows Member Base As Economic Conditions Tighten
Jul 14Is Dave Stock A Buy, Sell, Or Hold Now? There Are Reasons To Be Skeptical
Mar 29Shareholder Returns
| DAVE | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 5.8% | 5.7% | 1.7% |
| 1Y | 384.1% | 26.0% | 14.4% |
Return vs Industry: DAVE exceeded the US Consumer Finance industry which returned 26% over the past year.
Return vs Market: DAVE exceeded the US Market which returned 14.4% over the past year.
Price Volatility
| DAVE volatility | |
|---|---|
| DAVE Average Weekly Movement | 10.4% |
| Consumer Finance Industry Average Movement | 6.2% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: DAVE has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: DAVE's weekly volatility (10%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2015 | 274 | Jason Wilk | dave.com |
Dave Inc. provides various financial products and services through its financial services platform in the United States. The company offers Budget, personal financial management tool that helps members with budgeting, and managing income and expenses; ExtraCash, a short-term liquidity alternative, which allows members to advance funds to their account through automated clearing house network and avoid a fee; Side Hustle, a job application portal to find supplemental or temporary work; and Surveys, which allows member to take paid surveys within the Dave mobile application. It also provides Dave Banking, a digital checking and demand deposit account.
Dave Inc. Fundamentals Summary
| DAVE fundamental statistics | |
|---|---|
| Market cap | US$2.86b |
| Earnings (TTM) | US$55.12m |
| Revenue (TTM) | US$433.07m |
Is DAVE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| DAVE income statement (TTM) | |
|---|---|
| Revenue | US$433.07m |
| Cost of Revenue | US$143.13m |
| Gross Profit | US$289.94m |
| Other Expenses | US$234.82m |
| Earnings | US$55.12m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.08 |
| Gross Margin | 66.95% |
| Net Profit Margin | 12.73% |
| Debt/Equity Ratio | 34.6% |
How did DAVE perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/17 00:15 |
| End of Day Share Price | 2025/10/17 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Dave Inc. is covered by 10 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Mark Palmer | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |