Dave Inc.

NasdaqGM:DAVE Stock Report

Market Cap: US$1.1b

Dave Balance Sheet Health

Financial Health criteria checks 4/6

Dave has a total shareholder equity of $155.8M and total debt of $75.0M, which brings its debt-to-equity ratio to 48.1%. Its total assets and total liabilities are $272.2M and $116.4M respectively. Dave's EBIT is $15.4M making its interest coverage ratio 3. It has cash and short-term investments of $75.2M.

Key information

48.1%

Debt to equity ratio

US$75.00m

Debt

Interest coverage ratio3x
CashUS$75.15m
EquityUS$155.82m
Total liabilitiesUS$116.43m
Total assetsUS$272.24m

Recent financial health updates

Recent updates

Dave: Why I'm Long This Inflection Stock

Dec 16

Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up

Nov 20
Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up

Dave: A Fintech With Long-Term Growth Potential

Oct 11

Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%

Oct 06
Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%

A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)

Sep 10
A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)

Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor

Sep 03

Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem

Aug 14
Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem

Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025

Jul 03

Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70

May 13

Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce

May 09
Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce

Dave: This Move Higher Is Not Done

Apr 23

Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward

Mar 07
Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward

Dave: Ready To Move Higher In 2024

Feb 26

Dave: Do Not Short The Blistering Rally Of This Neobank

Feb 12

Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost

Jan 17
Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost

Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares

Nov 14
Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares

Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts

Mar 09
Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts

Dave names new technology chief

Sep 06

Dave Grows Member Base As Economic Conditions Tighten

Jul 14

Is Dave Stock A Buy, Sell, Or Hold Now? There Are Reasons To Be Skeptical

Mar 29

Financial Position Analysis

Short Term Liabilities: DAVE's short term assets ($254.7M) exceed its short term liabilities ($37.4M).

Long Term Liabilities: DAVE's short term assets ($254.7M) exceed its long term liabilities ($79.0M).

Debt to Equity History and Analysis

Debt Level: DAVE has more cash than its total debt.

Reducing Debt: Insufficient data to determine if DAVE's debt to equity ratio has reduced over the past 5 years.

Debt Coverage: DAVE's debt is well covered by operating cash flow (132.1%).

Interest Coverage: DAVE's interest payments on its debt are not well covered by EBIT (3x coverage).

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:39
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Dave Inc. is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary PrestopinoBarrington Research Associates, Inc.
Mark PalmerBenchmark Company
Harold GoetschB. Riley Securities, Inc.