Dave Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NasdaqGM:DAVE Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
09 Oct 24	SellUS$40,600,000	Section 32, LLC	Company	1,000,000	US$40.60
03 Jun 24	BuyUS$32,020	Kyle Beilman	Individual	850	US$37.67
10 May 24	SellUS$5,379,000	Section 32, LLC	Company	110,000	US$48.90
07 May 24	SellUS$22,005,000	Section 32, LLC	Company	450,000	US$48.90
14 Mar 24	SellUS$79,824	Jason Wilk	Individual	2,400	US$33.26
14 Mar 24	SellUS$139,293	Kyle Beilman	Individual	4,188	US$33.26
07 Mar 24	BuyUS$29,848	Yadin Rozov	Individual	800	US$37.31

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of DAVE?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	2,811,858	22%
General Public	3,814,352	29.9%
Institutions	6,130,760	48.1%

Dilution of Shares: Shareholders have been diluted in the past year, with total shares outstanding growing by 5.9%.

Top Shareholders

Top 25 shareholders own 61.69% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.3%	Jason Wilk	1,571,459	US$138.0m	0%	no data
7.79%	Paras Chitrakar	993,819	US$87.3m	0%	no data
4.57%	NVP Associates, LLC	582,675	US$51.2m	0%	5.87%
4.03%	BlackRock, Inc.	513,859	US$45.1m	1.02%	no data
3.48%	The Vanguard Group, Inc.	443,620	US$39.0m	19.7%	no data
2.92%	G2 Investment Partners Management LLC	372,757	US$32.7m	209%	7.36%
2.87%	Divisadero Street Capital Management, LP	365,917	US$32.1m	-40.7%	3.47%
2.63%	UBS Asset Management AG	335,298	US$29.5m	14,100%	no data
2.33%	Proem Advisors LLC	297,771	US$26.2m	0%	96.1%
2.04%	Teachers Insurance and Annuity Association-College Retirement Equities Fund	260,761	US$22.9m	202%	0.01%
1.84%	Marshall Wace LLP	234,999	US$20.6m	33.4%	0.03%
1.74%	Renaissance Technologies LLC	222,200	US$19.5m	80.9%	0.03%
1.63%	Whetstone Capital Advisors, LLC	208,021	US$18.3m	-0.76%	7.15%
1.48%	Hood River Capital Management LLC	188,825	US$16.6m	0%	0.25%
1.35%	Geode Capital Management, LLC	171,788	US$15.1m	6.97%	no data
1.28%	Trexquant Investment LP	163,571	US$14.4m	103%	0.18%
1.26%	State Street Global Advisors, Inc.	160,274	US$14.1m	-2.09%	no data
1.12%	Citadel Advisors LLC	142,703	US$12.5m	247%	0.01%
0.93%	Kyle Beilman	118,822	US$10.4m	0%	no data
0.93%	D. E. Shaw & Co., L.P.	118,428	US$10.4m	0%	0.01%
0.8%	AQR Capital Management, LLC	102,143	US$9.0m	0%	0.01%
0.61%	Acadian Asset Management LLC	77,843	US$6.8m	35%	0.02%
0.6%	Yadin Rozov	76,293	US$6.7m	0%	no data
0.6%	Boothbay Fund Management, LLC	76,198	US$6.7m	180%	0.22%
0.55%	Millennium Management LLC	69,600	US$6.1m	-47.4%	0.01%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 03:39
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Dave Inc. is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Gary Prestopino	Barrington Research Associates, Inc.
Mark Palmer	Benchmark Company
Harold Goetsch	B. Riley Securities, Inc.