Enova International Balance Sheet Health
Financial Health criteria checks 3/6
Enova International has a total shareholder equity of $1.2B and total debt of $3.3B, which brings its debt-to-equity ratio to 279.4%. Its total assets and total liabilities are $5.0B and $3.8B respectively.
Key information
279.4%
Debt to equity ratio
US$3.29b
Debt
| Interest coverage ratio | n/a |
| Cash | US$75.26m |
| Equity | US$1.18b |
| Total liabilities | US$3.80b |
| Total assets | US$4.98b |
Recent financial health updates
No updates
Recent updates
Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)
Oct 30
Enova's Strong Earnings Signal Continued Growth Potential
Oct 23Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company
Jul 25Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet
May 02Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks
Apr 23Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce
Jan 06Enova: Small Upside, But Not A Screaming Buy
Jul 10Enova International: Should You Take Some Profit Now?
Jan 06Enova International expands stock buyback program to $150M
Nov 07Blue Tower Asset Management - Enova: Extremely Cheap Valuation, Strong Organic Growth
Oct 16Financial Position Analysis
Short Term Liabilities: ENVA's short term assets ($4.5B) exceed its short term liabilities ($259.5M).
Long Term Liabilities: ENVA's short term assets ($4.5B) exceed its long term liabilities ($3.5B).
Debt to Equity History and Analysis
Debt Level: ENVA's net debt to equity ratio (273.1%) is considered high.
Reducing Debt: ENVA's debt to equity ratio has increased from 201.3% to 279.4% over the past 5 years.
Debt Coverage: ENVA's debt is well covered by operating cash flow (43.2%).
Interest Coverage: Insufficient data to determine if ENVA's interest payments on its debt are well covered by EBIT.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/10 10:03 |
| End of Day Share Price | 2025/01/10 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Enova International, Inc. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Fotheringham | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| Henry Coffey | CRT Capital Group |