Enova International, Inc.

NYSE:ENVA Stock Report

Market Cap: US$2.5b

Enova International Management

Management criteria checks 3/4

Enova International's CEO is David Fisher, appointed in Jan 2013, has a tenure of 11.92 years. total yearly compensation is $9.90M, comprised of 9.7% salary and 90.3% bonuses, including company stock and options. directly owns 0.54% of the company’s shares, worth $13.77M. The average tenure of the management team and the board of directors is 10.9 years and 10.2 years respectively.

Key information

David Fisher

Chief executive officer

US$9.9m

Total compensation

CEO salary percentage9.7%
CEO tenure11.9yrs
CEO ownership0.5%
Management average tenure10.9yrs
Board average tenure10.2yrs

Recent management updates

Recent updates

Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)

Oct 30
Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)

Enova's Strong Earnings Signal Continued Growth Potential

Oct 23

Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company

Jul 25
Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company

Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet

May 02
Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet

Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks

Apr 23
Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks

Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce

Jan 06
Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce

Enova: Small Upside, But Not A Screaming Buy

Jul 10

Enova International: Should You Take Some Profit Now?

Jan 06

Enova International expands stock buyback program to $150M

Nov 07

Blue Tower Asset Management - Enova: Extremely Cheap Valuation, Strong Organic Growth

Oct 16

CEO Compensation Analysis

How has David Fisher's remuneration changed compared to Enova International's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

US$181m

Jun 30 2024n/an/a

US$178m

Mar 31 2024n/an/a

US$173m

Dec 31 2023US$10mUS$957k

US$175m

Sep 30 2023n/an/a

US$191m

Jun 30 2023n/an/a

US$202m

Mar 31 2023n/an/a

US$206m

Dec 31 2022US$9mUS$926k

US$207m

Sep 30 2022n/an/a

US$205m

Jun 30 2022n/an/a

US$205m

Mar 31 2022n/an/a

US$233m

Dec 31 2021US$11mUS$883k

US$256m

Sep 30 2021n/an/a

US$438m

Jun 30 2021n/an/a

US$480m

Mar 31 2021n/an/a

US$448m

Dec 31 2020US$7mUS$854k

US$378m

Sep 30 2020n/an/a

US$177m

Jun 30 2020n/an/a

US$112m

Mar 31 2020n/an/a

US$95m

Dec 31 2019US$7mUS$806k

US$128m

Sep 30 2019n/an/a

US$101m

Jun 30 2019n/an/a

US$87m

Mar 31 2019n/an/a

US$75m

Dec 31 2018US$6mUS$760k

US$64m

Sep 30 2018n/an/a

US$68m

Jun 30 2018n/an/a

US$50m

Mar 31 2018n/an/a

US$43m

Dec 31 2017US$5mUS$718k

US$18m

Compensation vs Market: David's total compensation ($USD9.90M) is above average for companies of similar size in the US market ($USD6.65M).

Compensation vs Earnings: David's compensation has been consistent with company performance over the past year.


CEO

David Fisher (55 yo)

11.9yrs

Tenure

US$9,898,946

Compensation

Mr. David A. Fisher, JD, has been the Chairman of Enova International, Inc. since October 14, 2014 and has been its Director since February 11, 2013. Mr. Fisher has been the Chief Executive Officer of Enov...


Leadership Team

NamePositionTenureCompensationOwnership
David Fisher
Chairman & CEO11.9yrsUS$9.90m0.54%
$ 13.8m
Steven Cunningham
Chief Financial Officer8.5yrsUS$3.40m0.21%
$ 5.2m
Sean Rahilly
General Counsel & Chief Compliance Officer11.2yrsUS$1.61m0.39%
$ 9.8m
Kirk L. Chartier
Chief Strategy Officerno dataUS$2.39m0.23%
$ 5.9m
James Lee
Chief Accounting Officer & Controller6.2yrsno data0.079%
$ 2.0m
Joseph DeCosmo
CTO & Chief Analytics Officerno dataUS$685.79kno data
Lindsay Savarese
Investor Relationsno datano datano data
Nick Drew
Managing Director10.9yrsno datano data

10.9yrs

Average Tenure

54.5yo

Average Age

Experienced Management: ENVA's management team is seasoned and experienced (10.9 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
David Fisher
Chairman & CEO11.8yrsUS$9.90m0.54%
$ 13.8m
Ellen Carnahan
Independent Director9.6yrsUS$248.23k0.21%
$ 5.3m
Mark Tebbe
Independent Director10.2yrsUS$223.23k0.31%
$ 7.8m
Daniel Feehan
Independent Director13.3yrsUS$255.43k1.06%
$ 26.8m
William Goodyear
Independent Director10.2yrsUS$228.41k0.28%
$ 7.0m
Linda Rice
Independent Director4.3yrsUS$233.23k0.0097%
$ 244.2k
James Gray
Lead Independent Director10.2yrsUS$248.23k0.35%
$ 8.7m
Gregg Kaplan
Independent Director10.2yrsUS$224.30k0.15%
$ 3.7m
Mark McGowan
Independent Director8.8yrsUS$223.23k0.14%
$ 3.6m
Lindsay Corby
Directorless than a yearno datano data

10.2yrs

Average Tenure

62yo

Average Age

Experienced Board: ENVA's board of directors are seasoned and experienced ( 10.2 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 00:39
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Enova International, Inc. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
Vincent CainticBTIG
Henry CoffeyCRT Capital Group