Enova International, Inc.

NYSE:ENVA Stock Report

Market Cap: US$2.6b

Enova International Future Growth

Future criteria checks 6/6

Enova International is forecast to grow earnings and revenue by 23.8% and 35.2% per annum respectively. EPS is expected to grow by 26.7% per annum. Return on equity is forecast to be 22.7% in 3 years.

Key information

23.8%

Earnings growth rate

26.7%

EPS growth rate

Consumer Finance earnings growth13.2%
Revenue growth rate35.2%
Future return on equity22.7%
Analyst coverage

Good

Last updated19 Dec 2024

Recent future growth updates

Recent updates

Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)

Oct 30
Many Still Looking Away From Enova International, Inc. (NYSE:ENVA)

Enova's Strong Earnings Signal Continued Growth Potential

Oct 23

Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company

Jul 25
Enova International, Inc. (NYSE:ENVA) Stock Rockets 26% But Many Are Still Ignoring The Company

Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet

May 02
Here's Why Shareholders May Want To Be Cautious With Increasing Enova International, Inc.'s (NYSE:ENVA) CEO Pay Packet

Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks

Apr 23
Enova International, Inc. (NYSE:ENVA) Could Be Riskier Than It Looks

Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce

Jan 06
Further Upside For Enova International, Inc. (NYSE:ENVA) Shares Could Introduce Price Risks After 25% Bounce

Enova: Small Upside, But Not A Screaming Buy

Jul 10

Enova International: Should You Take Some Profit Now?

Jan 06

Enova International expands stock buyback program to $150M

Nov 07

Blue Tower Asset Management - Enova: Extremely Cheap Valuation, Strong Organic Growth

Oct 16

Earnings and Revenue Growth Forecasts

NYSE:ENVA - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/20263,487306N/AN/A3
12/31/20253,115257N/AN/A7
12/31/20242,658200N/AN/A7
9/30/20241,1711811,3771,422N/A
6/30/20241,1181781,2481,295N/A
3/31/20241,0731731,1871,233N/A
12/31/20231,0351751,1221,167N/A
9/30/20231,0201911,0781,122N/A
6/30/20231,0122021,0421,083N/A
3/31/20239982069791,022N/A
12/31/20221,002207850894N/A
9/30/20221,010205731772N/A
6/30/2022975205606644N/A
3/31/2022976233476508N/A
12/31/2021948256442472N/A
9/30/2021903438411443N/A
6/30/2021838480446477N/A
3/31/2021710448574605N/A
12/31/2020598378711741N/A
9/30/2020707177884909N/A
6/30/2020831112928951N/A
3/31/202096095897917N/A
12/31/20191,099128856876N/A
9/30/2019925101787805N/A
6/30/201991187778796N/A
3/31/201990475726741N/A
12/31/201889364669684N/A
9/30/201896468587604N/A
6/30/201889050N/A557N/A
3/31/201882943N/A480N/A
12/31/201765518N/A440N/A
9/30/201773231N/A404N/A
6/30/201771342N/A399N/A
3/31/201769639N/A415N/A
12/31/201668035N/A393N/A
9/30/201665730N/A379N/A
6/30/201662927N/A330N/A
3/31/201660629N/A295N/A
12/31/201560044N/A284N/A
9/30/201561962N/A278N/A
6/30/201565976N/A327N/A
3/31/201572096N/A406N/A
12/31/2014771112N/A430N/A
9/30/2014794109N/A480N/A
6/30/2014795107N/A468N/A
3/31/201477597N/A446N/A
12/31/201374678N/A438N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: ENVA's forecast earnings growth (23.8% per year) is above the savings rate (2.6%).

Earnings vs Market: ENVA's earnings (23.8% per year) are forecast to grow faster than the US market (15.2% per year).

High Growth Earnings: ENVA's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: ENVA's revenue (35.2% per year) is forecast to grow faster than the US market (9.1% per year).

High Growth Revenue: ENVA's revenue (35.2% per year) is forecast to grow faster than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: ENVA's Return on Equity is forecast to be high in 3 years time (22.7%)

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 10:22
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Enova International, Inc. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James FotheringhamBMO Capital Markets Equity Research
Vincent CainticBTIG
Henry CoffeyCRT Capital Group