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Ally Financial Community
NYSE:ALLY Community
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Ally Financial
AN
AnalystLowTarget
Consensus Narrative from 17 Analysts
Rising EV Trends And Digital Rivals Will Pressure Auto Lending
Key Takeaways Alternative mobility trends and automaker-led finance options threaten Ally's auto lending business, limiting origination growth and weakening its market position. Rising regulatory costs and digital-first competitors are expected to erode profitability, drive customer churn, and compress consumer banking margins.
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US$37.00
FV
4.9% overvalued
intrinsic discount
10.38%
Revenue growth p.a.
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5 days ago
author updated this narrative
Ally Financial
AN
AnalystHighTarget
Consensus Narrative from 17 Analysts
Digital Banking And AI Will Transform Secular Financial Services
Key Takeaways Ally's digital banking strength and recent risk-reducing divestitures position it for accelerated asset growth, higher margins, and durable, low-cost deposit inflows driving profitability. Advanced technology adoption and strategic expansion across financial verticals signal potential for lower costs, diversified fee income, and market share gains over traditional competitors.
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US$56.96
FV
31.9% undervalued
intrinsic discount
15.82%
Revenue growth p.a.
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6 days ago
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Ally Financial
AN
AnalystConsensusTarget
Consensus Narrative from 17 Analysts
Digital Banking And Auto Finance Will Define A Bright Future
Key Takeaways Digital-first strategy and disciplined cost management are driving customer growth, improved efficiency, and long-term margin expansion across core and diversified business lines. Strategic shifts into high-quality auto lending, insurance, and fee-based services are supporting stronger credit quality, revenue diversification, and resilient net interest margins.
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US$45.88
FV
15.4% undervalued
intrinsic discount
11.98%
Revenue growth p.a.
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6 days ago
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Your Valuation for
ALLY
ALLY
Ally Financial
Your Fair Value
US$
Current Price
US$38.82
8.0% overvalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
Past
Future
-661m
11b
2015
2018
2021
2024
2025
2027
2030
Revenue US$11.3b
Earnings US$409.0m
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