LU Stock Overview
Operates as a financial service empowering institution for small and micro businesses in China. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Lufax Holding Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$2.46 |
| 52 Week High | US$4.94 |
| 52 Week Low | US$2.00 |
| Beta | 0.78 |
| 1 Month Change | 4.68% |
| 3 Month Change | 6.96% |
| 1 Year Change | -12.14% |
| 3 Year Change | -89.43% |
| 5 Year Change | n/a |
| Change since IPO | -95.21% |
Recent News & Updates
There's No Escaping Lufax Holding Ltd's (NYSE:LU) Muted Revenues Despite A 33% Share Price Rise
Oct 22
Lufax: Look Past Q2 Performance And Focus On Strategic Pivot
Sep 10Recent updates
There's No Escaping Lufax Holding Ltd's (NYSE:LU) Muted Revenues Despite A 33% Share Price Rise
Oct 22Lufax: Look Past Q2 Performance And Focus On Strategic Pivot
Sep 10Lufax Stock: Watch Future Dividends And Loan Metrics
Jun 06Lufax Holding Ltd (NYSE:LU) Analysts Just Slashed This Year's Estimates
Mar 30Lufax: Massive Special Dividend Overshadows Below-Expectations Results (Rating Upgrade)
Mar 22Lufax: Peer Comparison Offers Mixed Read-Throughs
Jan 29Lufax Holding Ltd (NYSE:LU) Analysts Just Cut Their EPS Forecasts Substantially
Nov 17Lufax Takes On More Risk, Makes Hong Kong Acquisition, As Its Lending Shrivels
Nov 14Lufax Holding's (NYSE:LU) Dividend Will Be Reduced To CN¥0.0312
Aug 28Lufax: Both Results And Outlook Were Disappointing
Aug 24The Consensus EPS Estimates For Lufax Holding Ltd (NYSE:LU) Just Fell Dramatically
Aug 24Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results
Jul 10Fintech Lufax Seeks Dual Listing As Pandemic Hits Profits
Feb 11Lufax: Debt Growth Slowdown
Jan 24Some Lufax Holding Ltd (NYSE:LU) Analysts Just Made A Major Cut To Next Year's Estimates
Dec 02Lufax: Net-Net Financial Leader Aligned With China Strategy
Nov 07Chinese fintech stocks sink after Q3 GDP report, Xi starts third term
Oct 24Lufax Holding goes ex-dividend tomorrow
Oct 11Lufax: Asset Quality And Regulatory Issues In The Limelight
Sep 06Another China-based company, Lufax seeks HongKong listing
Aug 15Shareholder Returns
| LU | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -9.6% | -2.8% | -2.4% |
| 1Y | -12.1% | 47.4% | 23.4% |
Return vs Industry: LU underperformed the US Consumer Finance industry which returned 47.4% over the past year.
Return vs Market: LU underperformed the US Market which returned 23.4% over the past year.
Price Volatility
| LU volatility | |
|---|---|
| LU Average Weekly Movement | 12.7% |
| Consumer Finance Industry Average Movement | 7.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: LU's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: LU's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 33,746 | Yong Suk Cho | www.lufaxholding.com |
Lufax Holding Ltd operates as a financial service empowering institution for small and micro businesses in China. The company offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management products, such as asset management plans, mutual fund products, private investment fund products, and trust products.
Lufax Holding Ltd Fundamentals Summary
| LU fundamental statistics | |
|---|---|
| Market cap | US$2.13b |
| Earnings (TTM) | -US$463.48m |
| Revenue (TTM) | US$4.49b |
0.5x
P/S Ratio-4.6x
P/E RatioIs LU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LU income statement (TTM) | |
|---|---|
| Revenue | CN¥32.77b |
| Cost of Revenue | CN¥11.83b |
| Gross Profit | CN¥20.94b |
| Other Expenses | CN¥24.32b |
| Earnings | -CN¥3.38b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -3.90 |
| Gross Margin | 63.89% |
| Net Profit Margin | -10.32% |
| Debt/Equity Ratio | 54.8% |
How did LU perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 09:24 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Lufax Holding Ltd is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Yu Hang Au | ABCI Securities Company Limited |
| Emma Xu | BofA Global Research |
| Yada Li | China International Capital Corporation Limited |