Lufax Holding Balance Sheet Health

Financial Health criteria checks 3/6

Lufax Holding has a total shareholder equity of CN¥86.3B and total debt of CN¥47.3B, which brings its debt-to-equity ratio to 54.8%. Its total assets and total liabilities are CN¥206.4B and CN¥120.1B respectively. Lufax Holding's EBIT is CN¥11.6B making its interest coverage ratio 1.5. It has cash and short-term investments of CN¥57.8B.

Key information

54.8%

Debt to equity ratio

CN¥47.28b

Debt

Interest coverage ratio1.5x
CashCN¥57.82b
EquityCN¥86.34b
Total liabilitiesCN¥120.11b
Total assetsCN¥206.45b

Recent financial health updates

No updates

Recent updates

There's No Escaping Lufax Holding Ltd's (NYSE:LU) Muted Revenues Despite A 33% Share Price Rise

Oct 22
There's No Escaping Lufax Holding Ltd's (NYSE:LU) Muted Revenues Despite A 33% Share Price Rise

Lufax: Look Past Q2 Performance And Focus On Strategic Pivot

Sep 10

Lufax Stock: Watch Future Dividends And Loan Metrics

Jun 06

Lufax Holding Ltd (NYSE:LU) Analysts Just Slashed This Year's Estimates

Mar 30
Lufax Holding Ltd (NYSE:LU) Analysts Just Slashed This Year's Estimates

Lufax: Massive Special Dividend Overshadows Below-Expectations Results (Rating Upgrade)

Mar 22

Lufax: Peer Comparison Offers Mixed Read-Throughs

Jan 29

Lufax Holding Ltd (NYSE:LU) Analysts Just Cut Their EPS Forecasts Substantially

Nov 17
Lufax Holding Ltd (NYSE:LU) Analysts Just Cut Their EPS Forecasts Substantially

Lufax Takes On More Risk, Makes Hong Kong Acquisition, As Its Lending Shrivels

Nov 14

Lufax Holding's (NYSE:LU) Dividend Will Be Reduced To CN¥0.0312

Aug 28
Lufax Holding's (NYSE:LU) Dividend Will Be Reduced To CN¥0.0312

Lufax: Both Results And Outlook Were Disappointing

Aug 24

The Consensus EPS Estimates For Lufax Holding Ltd (NYSE:LU) Just Fell Dramatically

Aug 24
The Consensus EPS Estimates For Lufax Holding Ltd (NYSE:LU) Just Fell Dramatically

Lufax: Likely Undervalued, Eyeing Support Ahead Of Q2 Results

Jul 10

Fintech Lufax Seeks Dual Listing As Pandemic Hits Profits

Feb 11

Lufax: Debt Growth Slowdown

Jan 24

Some Lufax Holding Ltd (NYSE:LU) Analysts Just Made A Major Cut To Next Year's Estimates

Dec 02
Some Lufax Holding Ltd (NYSE:LU) Analysts Just Made A Major Cut To Next Year's Estimates

Lufax: Net-Net Financial Leader Aligned With China Strategy

Nov 07

Chinese fintech stocks sink after Q3 GDP report, Xi starts third term

Oct 24

Lufax Holding goes ex-dividend tomorrow

Oct 11

Lufax: Asset Quality And Regulatory Issues In The Limelight

Sep 06

Another China-based company, Lufax seeks HongKong listing

Aug 15

Financial Position Analysis

Short Term Liabilities: LU's short term assets (CN¥185.4B) exceed its short term liabilities (CN¥7.6B).

Long Term Liabilities: LU's short term assets (CN¥185.4B) exceed its long term liabilities (CN¥112.5B).


Debt to Equity History and Analysis

Debt Level: LU has more cash than its total debt.

Reducing Debt: LU's debt to equity ratio has increased from 51.9% to 54.8% over the past 5 years.

Debt Coverage: LU's debt is not well covered by operating cash flow (18.4%).

Interest Coverage: LU's interest payments on its debt are not well covered by EBIT (1.5x coverage).


Balance Sheet


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