SYF Stock Overview
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Synchrony Financial Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$33.98 |
| 52 Week High | US$38.00 |
| 52 Week Low | US$26.59 |
| Beta | 1.63 |
| 1 Month Change | 12.70% |
| 3 Month Change | 7.09% |
| 1 Year Change | -1.91% |
| 3 Year Change | 4.91% |
| 5 Year Change | 39.26% |
| Change since IPO | 47.74% |
Recent News & Updates
Recent updates
Synchrony Financial: 8.9% Yielding Preferred Shares Are Attractive
Nov 20Synchrony: A Buy As Credit Deterioration Slows
Oct 06Synchrony Financial Shares Have Recovered From The Banking Crisis But Are Still Cheap
Jul 19Synchrony Financial: 9.4% Yielding Bond Mispriced From Industry Crisis
May 29Synchrony credit card net charge-offs jump in January as delinquencies tick up
Feb 14Synchrony, furniture retailer Rooms To Go renew strategic financing partnership
Jan 25Synchrony Financial: Growth And Fundamental Stability Remains In Harmony
Jan 18Synchrony credit card metrics slip in November, edging down to prepandemic levels
Dec 15Synchrony Financial credit card net charge-offs increase in October
Nov 14Synchrony Financial declares $0.23 dividend
Oct 20Synchrony expands relationship with Sycle for integrated digital payment solutions
Oct 13Synchrony Financial: To Keep Watch Before Q3 Earnings
Sep 29Synchrony Financial credit card delinquency, charge off rates climb in August
Sep 12Synchrony's credit card delinquency, charge-off rates rise in July as loans increase
Aug 15Synchrony Financial GAAP EPS of $1.60 beats by $0.16, revenue of $2.87B beats by $130M
Jul 18Synchrony Financial Lower Profits Expected In 2022, But Trades At Fair Value
Jul 07Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22
Apr 25
I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease
Apr 20Give Synchrony Credit For Growing Loan Balances
Apr 19Synchrony Financial: Abundant Upside Potential
Feb 25Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22
Jan 29Synchrony Financial: Sing Your Way To The Bank
Jan 13Synchrony Financial: Efficient Business At Fair Value
Oct 25Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22
Oct 25Synchrony Financial Continues To Rebound
Oct 15Synchrony Financial: Properly Positioned For 2022 (And Beyond)
Jul 23Amazon Visa Card Partnership Could Be A Win For Synchrony
Jun 13Synchrony Financial reshapes structure to get products to market faster
Jun 01Synchrony Financial Continues To See Credit Metrics Improve
May 04Synchrony Financial Q1 2021 Earnings Preview
Apr 26Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?
Mar 08Interested In Synchrony Financial's (NYSE:SYF) Upcoming US$0.22 Dividend? You Have Two Days Left
Feb 01
Synchrony Financial EPS beats by $0.32, misses on revenue
Jan 29Have Insiders Been Buying Synchrony Financial (NYSE:SYF) Shares?
Jan 26Shareholder Returns
| SYF | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 10.0% | 5.4% | 0.6% |
| 1Y | -1.9% | 8.9% | 14.6% |
Return vs Industry: SYF underperformed the US Consumer Finance industry which returned 8.9% over the past year.
Return vs Market: SYF underperformed the US Market which returned 14.6% over the past year.
Price Volatility
| SYF volatility | |
|---|---|
| SYF Average Weekly Movement | 4.6% |
| Consumer Finance Industry Average Movement | 6.7% |
| Market Average Movement | 6.1% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: SYF is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: SYF's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1932 | 18,500 | Brian Doubles | https://www.synchrony.com |
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms.
Synchrony Financial Fundamentals Summary
| SYF fundamental statistics | |
|---|---|
| Market Cap | US$14.06b |
| Earnings (TTM) | US$2.33b |
| Revenue (TTM) | US$7.70b |
6.0x
P/E Ratio1.8x
P/S RatioIs SYF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SYF income statement (TTM) | |
|---|---|
| Revenue | US$7.70b |
| Cost of Revenue | US$0 |
| Gross Profit | US$7.70b |
| Other Expenses | US$5.37b |
| Earnings | US$2.33b |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.64 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.32% |
| Debt/Equity Ratio | 110.6% |
How did SYF perform over the long term?
See historical performance and comparison