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SYF

Synchrony Financial NYSE:SYF Stock Report

Last Price

US$33.98

Market Cap

US$14.1b

7D

10.0%

1Y

-1.9%

Updated

05 Dec, 2023

Data

Company Financials +

SYF Stock Overview

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States.

SYF fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends3/6

Synchrony Financial Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Synchrony Financial
Historical stock prices
Current Share PriceUS$33.98
52 Week HighUS$38.00
52 Week LowUS$26.59
Beta1.63
1 Month Change12.70%
3 Month Change7.09%
1 Year Change-1.91%
3 Year Change4.91%
5 Year Change39.26%
Change since IPO47.74%

Recent News & Updates

Synchrony Financial: 8.9% Yielding Preferred Shares Are Attractive

Nov 20

Recent updates

Synchrony Financial: 8.9% Yielding Preferred Shares Are Attractive

Nov 20

Synchrony: A Buy As Credit Deterioration Slows

Oct 06

Synchrony Financial Shares Have Recovered From The Banking Crisis But Are Still Cheap

Jul 19

Synchrony Financial: 9.4% Yielding Bond Mispriced From Industry Crisis

May 29

Synchrony credit card net charge-offs jump in January as delinquencies tick up

Feb 14

Synchrony, furniture retailer Rooms To Go renew strategic financing partnership

Jan 25

Synchrony Financial: Growth And Fundamental Stability Remains In Harmony

Jan 18

Synchrony credit card metrics slip in November, edging down to prepandemic levels

Dec 15

Synchrony Financial credit card net charge-offs increase in October

Nov 14

Synchrony Financial declares $0.23 dividend

Oct 20

Synchrony expands relationship with Sycle for integrated digital payment solutions

Oct 13

Synchrony Financial: To Keep Watch Before Q3 Earnings

Sep 29

Synchrony Financial credit card delinquency, charge off rates climb in August

Sep 12

Synchrony's credit card delinquency, charge-off rates rise in July as loans increase

Aug 15

Synchrony Financial GAAP EPS of $1.60 beats by $0.16, revenue of $2.87B beats by $130M

Jul 18

Synchrony Financial Lower Profits Expected In 2022, But Trades At Fair Value

Jul 07

Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

Apr 25
Synchrony Financial's (NYSE:SYF) Dividend Will Be US$0.22

I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Apr 20
I Ran A Stock Scan For Earnings Growth And Synchrony Financial (NYSE:SYF) Passed With Ease

Give Synchrony Credit For Growing Loan Balances

Apr 19

Synchrony Financial: Abundant Upside Potential

Feb 25

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Jan 29
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Synchrony Financial: Sing Your Way To The Bank

Jan 13

Synchrony Financial: Efficient Business At Fair Value

Oct 25

Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Oct 25
Synchrony Financial (NYSE:SYF) Will Pay A Dividend Of US$0.22

Synchrony Financial Continues To Rebound

Oct 15

Synchrony Financial: Properly Positioned For 2022 (And Beyond)

Jul 23

Amazon Visa Card Partnership Could Be A Win For Synchrony

Jun 13

Synchrony Financial reshapes structure to get products to market faster

Jun 01

Synchrony Financial Continues To See Credit Metrics Improve

May 04

Synchrony Financial Q1 2021 Earnings Preview

Apr 26

Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Mar 08
Would Synchrony Financial (NYSE:SYF) Be Valuable To Income Investors?

Interested In Synchrony Financial's (NYSE:SYF) Upcoming US$0.22 Dividend? You Have Two Days Left

Feb 01
Interested In Synchrony Financial's (NYSE:SYF) Upcoming US$0.22 Dividend? You Have Two Days Left

Synchrony Financial EPS beats by $0.32, misses on revenue

Jan 29

Have Insiders Been Buying Synchrony Financial (NYSE:SYF) Shares?

Jan 26
Have Insiders Been Buying Synchrony Financial (NYSE:SYF) Shares?

Shareholder Returns

SYFUS Consumer FinanceUS Market
7D10.0%5.4%0.6%
1Y-1.9%8.9%14.6%

Return vs Industry: SYF underperformed the US Consumer Finance industry which returned 8.9% over the past year.

Return vs Market: SYF underperformed the US Market which returned 14.6% over the past year.

Price Volatility

Is SYF's price volatile compared to industry and market?
SYF volatility
SYF Average Weekly Movement4.6%
Consumer Finance Industry Average Movement6.7%
Market Average Movement6.1%
10% most volatile stocks in US Market15.6%
10% least volatile stocks in US Market2.9%

Stable Share Price: SYF is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: SYF's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193218,500Brian Doubleshttps://www.synchrony.com

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms.

Synchrony Financial Fundamentals Summary

How do Synchrony Financial's earnings and revenue compare to its market cap?
SYF fundamental statistics
Market CapUS$14.06b
Earnings (TTM)US$2.33b
Revenue (TTM)US$7.70b

6.0x

P/E Ratio

1.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
SYF income statement (TTM)
RevenueUS$7.70b
Cost of RevenueUS$0
Gross ProfitUS$7.70b
Other ExpensesUS$5.37b
EarningsUS$2.33b

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

n/a

Earnings per share (EPS)5.64
Gross Margin100.00%
Net Profit Margin30.32%
Debt/Equity Ratio110.6%

How did SYF perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

17%

Payout Ratio