SOFI Stock Overview
Provides various financial services in the United States, Latin America, and Canada. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
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SoFi Technologies, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.49 |
| 52 Week High | US$18.42 |
| 52 Week Low | US$6.01 |
| Beta | 1.79 |
| 1 Month Change | 1.31% |
| 3 Month Change | 30.17% |
| 1 Year Change | 102.22% |
| 3 Year Change | 20.45% |
| 5 Year Change | n/a |
| Change since IPO | 47.81% |
Recent News & Updates
SoFi Technologies Is Still A Buy Despite Near 100% Run-Up
Feb 03SoFi Is Still The Only Bank You Want To Own
Jan 27Recent updates
SoFi Technologies Is Still A Buy Despite Near 100% Run-Up
Feb 03SoFi Is Still The Only Bank You Want To Own
Jan 27SoFi Technologies Q4 Preview: Valuation Has Caught Up With Earnings
Jan 20SoFi: Wait For The Bubble To Burst First
Jan 14SoFi: Price Slump Was Justified
Jan 03SoFi: 10 Million Reasons To Still Own
Dec 24SoFi's Bullish Run Far From Over
Dec 13SoFi Technologies: High-Quality Catalysts Driving Growth
Dec 04SoFi: Pessimism Didn't Pay Off
Nov 20SoFi Nears $15 Target: Pullback Likely Ahead
Nov 11SoFi: The Turn Of The Tide Has Come (Technical Analysis)
Nov 02SoFi: Slam The Brakes Before It Goes Overboard
Oct 27SoFi: Business Turnaround Is Accelerating, 2025 Looks Amazing
Oct 21SoFi Technologies Is Still A Great GARP Pick Today
Oct 08SoFi Technologies: Full Service And Automation Is What The Next Generation Wants
Sep 30SoFi Stock Is Undervalued And Poised To Soar
Sep 23SoFi Technologies: Poised To Thrive From The Fed's Pivot
Sep 12SoFi: Refinancing Demand Will Likely Create An Immense Tailwind (Rating Upgrade)
Sep 03SoFi Technologies: A Bullish Picture With A Cautious Outlook
Aug 27SoFi Technologies: A No-Brainer Fintech Buy
Aug 21SoFi Technologies, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 09
SoFi Technologies: A Fintech Superstar Available At A Deep Discount
Aug 07SoFi Technologies: From Skeptic To Believer - My Journey With The Ticker
Jul 30SoFi Technologies Q2 Earnings Preview: It Should Beat Again
Jul 21SoFi: Hitting Bottom Again
Jul 15SoFi: It's Time To Stop Drinking The Kool-Aid, A Short-Squeeze Might Be The Only Hope
Jul 07SoFi: Don't Worry About Loan Defaults (Rating Upgrade)
Jun 25SoFi Technologies: The Pain Might Not Be Over Yet (Rating Downgrade)
Jun 19SoFi Technologies: Share Price And Fundamentals Moving In Opposite Directions
Jun 11SoFi: Overblown Concerns As The New Bull Case Unfolds
May 24SoFi Technologies: Higher For Longer Is A Boon, Along With Fintech Diversification
May 17SoFi Technologies: Is This Sell-Off The Perfect Buying Opportunity?
May 09SoFi Q1 Results: Strike While The Iron Is Hot
Apr 29SoFi Technologies: Strong Growth Should Be Rewarded Eventually
Apr 22SoFi: Disconnect With Big 2026 Targets
Apr 14SoFi Technologies: Buy To Profit From The Short-Sellers
Mar 28SoFi Technologies: A Good Buy For Long-Term Investors
Mar 22SoFi By The Numbers - Watch The Small Print
Mar 12Why SoFi Technologies Stock Is Not Expensive Today
Feb 29SoFi Technologies: Poised For Long-Term Profitability
Feb 20SoFi Technologies' Growing Profitability Makes It A Buy On The Q4 Pullback
Feb 05SoFi Keeps Growing, But A Big Question Mark Remains
Jan 29SoFi Will Likely Beat On Revenue And EPS In Q4 2023 And FY2024
Jan 22SoFi: Why I Am No Longer Short
Jan 11Shareholder Returns
| SOFI | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -3.1% | 0.7% | 0.6% |
| 1Y | 102.2% | 53.0% | 22.4% |
Return vs Industry: SOFI exceeded the US Consumer Finance industry which returned 53% over the past year.
Return vs Market: SOFI exceeded the US Market which returned 22.4% over the past year.
Price Volatility
| SOFI volatility | |
|---|---|
| SOFI Average Weekly Movement | 8.6% |
| Consumer Finance Industry Average Movement | 6.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 18.8% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: SOFI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SOFI's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2011 | 4,400 | Anthony Noto | www.sofi.com |
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, and Canada. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money.
SoFi Technologies, Inc. Fundamentals Summary
| SOFI fundamental statistics | |
|---|---|
| Market cap | US$16.75b |
| Earnings (TTM) | US$498.67m |
| Revenue (TTM) | US$2.64b |
34.0x
P/E Ratio6.4x
P/S RatioIs SOFI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SOFI income statement (TTM) | |
|---|---|
| Revenue | US$2.64b |
| Cost of Revenue | US$461.63m |
| Gross Profit | US$2.18b |
| Other Expenses | US$1.68b |
| Earnings | US$498.67m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.46 |
| Gross Margin | 82.53% |
| Net Profit Margin | 18.87% |
| Debt/Equity Ratio | 47.4% |
How did SOFI perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/05 22:39 |
| End of Day Share Price | 2025/02/05 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SoFi Technologies, Inc. is covered by 26 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Terry Ma | Barclays |
| James Fotheringham | BMO Capital Markets Equity Research |
| Mihir Bhatia | BofA Global Research |