DashboardPortfoliosWatchlistCommunityDiscoverScreener
  • Community
  • /
  • United States
  • /
  • Diversified Financials
Author Program NEWCreate Narrative
SOFI logo

SoFi Technologies, Inc. Stock Price

NasdaqGS:SOFI Community·US$23.1b Market Cap
  • 8 Narratives written by author
  • 8 Comments on narratives written by author
  • 1249 Fair Values set on narratives written by author
Author Program NEWCreate Narrative

SOFI Share Price Performance

US$17.05
-7.86 (-31.55%)
​
US$22.98
Fair Value
US$17.05
-7.86 (-31.55%)
25.8% undervalued intrinsic discount
US$22.98
Fair Value
Price US$17.05
Yang_ US$22.98
AnalystConsensusTarget US$19.92
AnalystHighTarget US$29.32
Tue, 10 Mar 26
Fair ValueUS$22.98
Share Pricen/a

SOFI Community Narratives

YA
Yang_'s
Fair Value
·
Fair Value US$22.98 25.8% undervalued intrinsic discount

SoFi Technologies: The Apex Aggregator and the Infrastructure of the Modern Financial System

41users have liked this narrative
0users have commented on this narrative
125users have followed this narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget's
Fair Value
·
Fair Value US$19.92 14.4% undervalued intrinsic discount

Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward

2users have liked this narrative
4users have commented on this narrative
411users have followed this narrative
AN
AnalystHighTarget
AnalystHighTarget's
Fair Value
·
Fair Value US$29.32 41.8% undervalued intrinsic discount

Digital Banking And AI Will Transform Tech Ecosystems

2users have liked this narrative
0users have commented on this narrative
106users have followed this narrative
SOFI logo
SoFi Technologies
25.8% undervalued intrinsic discount

SoFi Technologies: The Apex Aggregator and the Infrastructure of the Modern Financial System

View narrative
YA
Yang_
Published 9 Mar
Read Narrative
SOFI logo
SoFi Technologies
9.5% undervalued intrinsic discount

SOFI-licious Dip

View narrative
JG
JGabriels
Published 3 Mar
Read Narrative
SOFI logo
SoFi Technologies
57.4% undervalued intrinsic discount

SoFi Technologies will ride a 33% revenue growth wave in the next 5 years

View narrative
QU
Quant_Trader
Published 14 Feb
Read Narrative
SOFI logo
SoFi Technologies
Fairly Valued intrinsic discount

Why is SoFi a company of the future?

View narrative
DD
DDakhno
DDakhno
Published 2 May
Read Narrative
SOFI logo
SoFi Technologies
21.8% overvalued intrinsic discount

SoFi’s Growth Engine Powers Ahead

View narrative
YI
yiannisz
Updated 30 Dec 2025
Read Narrative
SOFI logo
SoFi Technologies
14.4% undervalued intrinsic discount

Lower Rates And Sector Sentiment Will Drive Lending And Profit Margins Forward

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 14 Aug
Read Narrative
SOFI logo
SoFi Technologies
41.8% undervalued intrinsic discount

Digital Banking And AI Will Transform Tech Ecosystems

View narrative
AN
AnalystHighTarget
AnalystHighTarget
Updated 30 Jul
Read Narrative
SOFI logo
SoFi Technologies
42.1% overvalued intrinsic discount

Rising Blockchain Regulation And Fintech Competition Will Erode Profitability

View narrative
AN
AnalystLowTarget
AnalystLowTarget
Updated 31 May
Read Narrative

Trending Discussion

No trending discussion available.

Recently Updated Narratives

DD
DDakhno
SOFI logo

Why is SoFi a company of the future?

Fair Value: US$16.89 Fairly Valued intrinsic discount
7 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
YA
SOFI logo

SoFi Technologies: The Apex Aggregator and the Infrastructure of the Modern Financial System

Fair Value: US$22.98 25.8% undervalued intrinsic discount
125 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative
JG
SOFI logo

SOFI-licious Dip

Fair Value: US$18.83 9.5% undervalued intrinsic discount
7 fair values setusers have set this as their fair value
0 commentsusers have commented on this narrative
0 likesusers have liked this narrative

Snowflake Analysis

Reasonable growth potential with adequate balance sheet.

1 Risk
2 Rewards
View Full Analysis

SoFi Technologies, Inc. Key Details

US$4.3b

Revenue

US$694.3m

Cost of Revenue

US$3.6b

Gross Profit

US$2.9b

Other Expenses

US$636.3m

Earnings

Last Reported Earnings
Jun 30, 2026
Next Reporting Earnings
n/a
0.49
83.73%
14.91%
29.9%
View Full Analysis

About SOFI

Founded
2011
Employees
6100
CEO
Anthony Noto
WebsiteView website
www.sofi.com

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Recent SOFI News & Updates

Seeking Alpha • 23h

SoFi's Deposits Aren't A Moat: They're A Rate Hedge

Summary SoFi Technologies, Inc. remains a Buy as the business pivots toward fee-based revenue and leverages its deposit base as a rate hedge. Management raised 2024 revenue guidance to $4.75–$4.85B but held profit targets flat, reinvesting incremental revenue into growth initiatives. Fee-based revenue reached 39% of total, with the Loan Platform Business enabling growth without adding credit risk to SOFI’s balance sheet. Key risks include continued share dilution, rising capital needs, and the need for incremental margins to rebound above 30% in coming quarters. Read the full article on Seeking Alpha
User avatar
Narrative Update • Aug 14

SOFI: Balance Sheet Strength And New Products Support Measured Long-Term Upside

Analysts have modestly reduced fair value for SoFi Technologies to about $19.92 per share, even as they lift official price targets. Truist moved to $19 and Needham to $24, citing stronger balance sheet growth, firmer origination volumes, and expectations for improving profitability metrics.

Recent updates

No updates

SoFi Technologies, Inc. Competitors

BX logo

Blackstone

Symbol: NYSE:BX
Market cap: US$178.2b
IBKR logo

Interactive Brokers Group

Symbol: NasdaqGS:IBKR
Market cap: US$165.5b
COF logo

Capital One Financial

Symbol: NYSE:COF
Market cap: US$131.6b
SPGI logo

S&P Global

Symbol: NYSE:SPGI
Market cap: US$128.5b
View more competitors

Make Better Investing Decisions Anywhere

Scan to download
Open AppStoreOpen Google Play
Chrome Web Store
Level 5, 320 Pitt Street, Sydney
Financial Data provided by S&P Global Market Intelligence LLC, analysis provided by Simply Wall Street Pty Ltd. Copyright © 2026, S&P Global Market Intelligence LLC. All rights reserved.
View Data Sources
Markets
  • US: NYSE & NASDAQ
  • UK: FTSE
  • Australia: ASX
  • India: NIFTY
  • Canada: TSX
  • South Africa: JSE
  • Japan: NIKKEI
  • South Korea: KOSPI
  • Germany: DAX
Investing Ideas
  • Undervalued Companies
  • Dividend Powerhouses
  • Insider Buying
  • Nuclear Energy
  • Autonomous Vehicles
  • Artificial Intelligence
  • Crypto and Blockchain
  • Cybersecurity
  • More ideas
Stock Communities
  • AstraZeneca
  • HSBC Holdings
  • Shell
  • Unilever
  • Diageo
  • Rio Tinto Group
  • RELX
  • BP
  • Barclays
Features & Tools
  • Portfolio Tracker
  • Stock Screener & Alerts
  • Narratives & Fair Values
  • Dividend Calculator
News & Discovery
  • Latest Stock News
  • Global Market Insights
  • The Foxhole
  • Investing Ideas
  • Community Narratives
  • What's New
Simply Wall St
  • Plans & Pricing
  • Advertising
  • About Us
  • Contact Us
  • Careers
  • Help Center
  • Learn Stock Investing
  • Affiliate Program
  • Business & Enterprise
  • Charlie AI
Simply Wall Street Pty Ltd (ACN 600 056 611), is a Corporate Authorised Representative (Authorised Representative Number: 467183) of Sanlam Private Wealth Pty Ltd (AFSL No. 337927). Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice and/or information contained in this website and before making any investment decision we recommend that you consider whether it is appropriate for your situation and seek appropriate financial, taxation and legal advice. Please read our Financial Services Guide before deciding whether to obtain financial services from us.
© 2026 Simply Wall Street Pty Ltd, US Design Patent #29/544/281, Community and European Design Registration #2845206
  • Terms and Conditions
  • Privacy Policy
  • AI Terms
  • Financial Services Guide