SoFi Technologies Balance Sheet Health
Financial Health criteria checks 4/6
SoFi Technologies has a total shareholder equity of $6.1B and total debt of $3.2B, which brings its debt-to-equity ratio to 52.7%. Its total assets and total liabilities are $34.4B and $28.3B respectively.
Key information
52.7%
Debt to equity ratio
US$3.23b
Debt
| Interest coverage ratio | n/a |
| Cash | US$2.37b |
| Equity | US$6.12b |
| Total liabilities | US$28.26b |
| Total assets | US$34.38b |
Recent financial health updates
No updates
Recent updates
SoFi: Pessimism Didn't Pay Off
Nov 20SoFi Nears $15 Target: Pullback Likely Ahead
Nov 11SoFi: The Turn Of The Tide Has Come (Technical Analysis)
Nov 02SoFi: Slam The Brakes Before It Goes Overboard
Oct 27SoFi: Business Turnaround Is Accelerating, 2025 Looks Amazing
Oct 21SoFi Technologies Is Still A Great GARP Pick Today
Oct 08SoFi Technologies: Full Service And Automation Is What The Next Generation Wants
Sep 30SoFi Stock Is Undervalued And Poised To Soar
Sep 23SoFi Technologies: Poised To Thrive From The Fed's Pivot
Sep 12SoFi: Refinancing Demand Will Likely Create An Immense Tailwind (Rating Upgrade)
Sep 03SoFi Technologies: A Bullish Picture With A Cautious Outlook
Aug 27SoFi Technologies: A No-Brainer Fintech Buy
Aug 21SoFi Technologies, Inc. Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Aug 09
SoFi Technologies: A Fintech Superstar Available At A Deep Discount
Aug 07SoFi Technologies: From Skeptic To Believer - My Journey With The Ticker
Jul 30SoFi Technologies Q2 Earnings Preview: It Should Beat Again
Jul 21SoFi: Hitting Bottom Again
Jul 15SoFi: It's Time To Stop Drinking The Kool-Aid, A Short-Squeeze Might Be The Only Hope
Jul 07SoFi: Don't Worry About Loan Defaults (Rating Upgrade)
Jun 25SoFi Technologies: The Pain Might Not Be Over Yet (Rating Downgrade)
Jun 19SoFi Technologies: Share Price And Fundamentals Moving In Opposite Directions
Jun 11SoFi: Overblown Concerns As The New Bull Case Unfolds
May 24SoFi Technologies: Higher For Longer Is A Boon, Along With Fintech Diversification
May 17SoFi Technologies: Is This Sell-Off The Perfect Buying Opportunity?
May 09SoFi Q1 Results: Strike While The Iron Is Hot
Apr 29SoFi Technologies: Strong Growth Should Be Rewarded Eventually
Apr 22SoFi: Disconnect With Big 2026 Targets
Apr 14SoFi Technologies: Buy To Profit From The Short-Sellers
Mar 28SoFi Technologies: A Good Buy For Long-Term Investors
Mar 22SoFi By The Numbers - Watch The Small Print
Mar 12Why SoFi Technologies Stock Is Not Expensive Today
Feb 29SoFi Technologies: Poised For Long-Term Profitability
Feb 20SoFi Technologies' Growing Profitability Makes It A Buy On The Q4 Pullback
Feb 05SoFi Keeps Growing, But A Big Question Mark Remains
Jan 29SoFi Will Likely Beat On Revenue And EPS In Q4 2023 And FY2024
Jan 22SoFi: Why I Am No Longer Short
Jan 11Financial Position Analysis
Short Term Liabilities: SOFI's short term assets ($29.7B) exceed its short term liabilities ($25.0B).
Long Term Liabilities: SOFI's short term assets ($29.7B) exceed its long term liabilities ($3.3B).
Debt to Equity History and Analysis
Debt Level: SOFI's net debt to equity ratio (14.1%) is considered satisfactory.
Reducing Debt: SOFI's debt to equity ratio has reduced from 267.9% to 52.7% over the past 5 years.
Debt Coverage: SOFI's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: Insufficient data to determine if SOFI's interest payments on its debt are well covered by EBIT.