SoFi Technologies Balance Sheet Health
Financial Health criteria checks 4/6
SoFi Technologies has a total shareholder equity of $6.1B and total debt of $2.9B, which brings its debt-to-equity ratio to 47.2%. Its total assets and total liabilities are $31.3B and $25.2B respectively.
Key information
47.2%
Debt to equity ratio
US$2.90b
Debt
| Interest coverage ratio | n/a |
| Cash | US$3.70b |
| Equity | US$6.15b |
| Total liabilities | US$25.16b |
| Total assets | US$31.31b |
Recent financial health updates
No updates
Recent updates
SoFi Technologies: Is This Sell-Off The Perfect Buying Opportunity?
May 09SoFi Q1 Results: Strike While The Iron Is Hot
Apr 29SoFi Technologies: Strong Growth Should Be Rewarded Eventually
Apr 22SoFi: Disconnect With Big 2026 Targets
Apr 14SoFi Technologies: Buy To Profit From The Short-Sellers
Mar 28SoFi Technologies: A Good Buy For Long-Term Investors
Mar 22SoFi By The Numbers - Watch The Small Print
Mar 12Why SoFi Technologies Stock Is Not Expensive Today
Feb 29SoFi Technologies: Poised For Long-Term Profitability
Feb 20SoFi Technologies' Growing Profitability Makes It A Buy On The Q4 Pullback
Feb 05SoFi Keeps Growing, But A Big Question Mark Remains
Jan 29SoFi Will Likely Beat On Revenue And EPS In Q4 2023 And FY2024
Jan 22SoFi: Why I Am No Longer Short
Jan 11Buy SoFi Before Earnings: Surprise Is Expected
Oct 19SoFi: SBC Isn't A Threat
Oct 11SoFi Technologies: Too Much Pessimism At These Levels Is Good For Buyers
Oct 05SoFi: Not A Bank Problem
Sep 27SoFi: I Just Doubled My Investment, Here's Why
Sep 15Is SoFi Stock A Buy After Student Loan Forgiveness Announcement?
Sep 06SoFi: Gap Closed, SoftBank Out, Load Up
Aug 23SoftBank takes stakes in Nu Holdings, EQRX, SPACs
Aug 15SoFi Technologies stock dips after SoftBank starts selling off SoFi shares
Aug 08SoFi Technologies GAAP EPS of -$0.12 beats by $0.01, revenue of $356.09M beats by $11.62M, raises FY22 revenue guidance
Aug 02How Firm Is SoFi's Financial Foundation?
Jul 27SoFi: Brutal Market
Jul 18Has SoFi's Stock Price Bottomed Or Will It Drop Further?
Jul 07SoFi: Let It Collapse
Jun 28Financial Position Analysis
Short Term Liabilities: SOFI's short term assets ($27.4B) exceed its short term liabilities ($22.1B).
Long Term Liabilities: SOFI's short term assets ($27.4B) exceed its long term liabilities ($3.0B).
Debt to Equity History and Analysis
Debt Level: SOFI has more cash than its total debt.
Reducing Debt: SOFI's debt to equity ratio has reduced from 330.3% to 47.2% over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: SOFI has less than a year of cash runway based on its current free cash flow.
Forecast Cash Runway: Insufficient data to determine if SOFI has enough cash runway if its free cash flow continues to grow or shrink based on historical rates.