SoFi Technologies Past Earnings Performance
Past criteria checks 0/6
SoFi Technologies's earnings have been declining at an average annual rate of -3.2%, while the Consumer Finance industry saw earnings growing at 8.7% annually. Revenues have been growing at an average rate of 35.4% per year.
Key information
-3.2%
Earnings growth rate
68.2%
EPS growth rate
| Consumer Finance Industry Growth | 7.2% |
| Revenue growth rate | 35.4% |
| Return on equity | -5.4% |
| Net Margin | -16.5% |
| Next Earnings Update | 29 Apr 2024 |
Recent past performance updates
Recent updates
SoFi Technologies: Strong Growth Should Be Rewarded Eventually
Apr 22SoFi: Disconnect With Big 2026 Targets
Apr 14SoFi Technologies: Buy To Profit From The Short-Sellers
Mar 28SoFi Technologies: A Good Buy For Long-Term Investors
Mar 22SoFi By The Numbers - Watch The Small Print
Mar 12Why SoFi Technologies Stock Is Not Expensive Today
Feb 29SoFi Technologies: Poised For Long-Term Profitability
Feb 20SoFi Technologies' Growing Profitability Makes It A Buy On The Q4 Pullback
Feb 05SoFi Keeps Growing, But A Big Question Mark Remains
Jan 29SoFi Will Likely Beat On Revenue And EPS In Q4 2023 And FY2024
Jan 22SoFi: Why I Am No Longer Short
Jan 11Buy SoFi Before Earnings: Surprise Is Expected
Oct 19SoFi: SBC Isn't A Threat
Oct 11SoFi Technologies: Too Much Pessimism At These Levels Is Good For Buyers
Oct 05SoFi: Not A Bank Problem
Sep 27SoFi: I Just Doubled My Investment, Here's Why
Sep 15Is SoFi Stock A Buy After Student Loan Forgiveness Announcement?
Sep 06SoFi: Gap Closed, SoftBank Out, Load Up
Aug 23SoftBank takes stakes in Nu Holdings, EQRX, SPACs
Aug 15SoFi Technologies stock dips after SoftBank starts selling off SoFi shares
Aug 08SoFi Technologies GAAP EPS of -$0.12 beats by $0.01, revenue of $356.09M beats by $11.62M, raises FY22 revenue guidance
Aug 02How Firm Is SoFi's Financial Foundation?
Jul 27SoFi: Brutal Market
Jul 18Has SoFi's Stock Price Bottomed Or Will It Drop Further?
Jul 07SoFi: Let It Collapse
Jun 28SoFi: Reclaiming Our Bullish Bias
Jun 21SoFi: CEO Buying, Encouraging CFO Commentary, And A Possible Reverse Split
Jun 13Revenue & Expenses BreakdownBeta
How SoFi Technologies makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 2,068 | -341 | 1,742 | 0 |
| 30 Sep 23 | 1,906 | -429 | 1,694 | 0 |
| 30 Jun 23 | 1,799 | -237 | 1,656 | 0 |
| 31 Mar 23 | 1,666 | -285 | 1,583 | 0 |
| 31 Dec 22 | 1,519 | -361 | 1,505 | 0 |
| 30 Sep 22 | 1,358 | -432 | 1,426 | 0 |
| 30 Jun 22 | 1,220 | -388 | 1,256 | 0 |
| 31 Mar 22 | 1,099 | -457 | 1,202 | 0 |
| 31 Dec 21 | 977 | -524 | 1,174 | 0 |
| 30 Sep 21 | 868 | -549 | 1,056 | 0 |
| 30 Jun 21 | 799 | -561 | 1,020 | 0 |
| 31 Mar 21 | 683 | -388 | 865 | 0 |
| 31 Dec 20 | 566 | -317 | 715 | 0 |
| 30 Sep 20 | 458 | -305 | 653 | 0 |
| 31 Dec 19 | 443 | -264 | 564 | 0 |
| 31 Dec 18 | 269 | -252 | 434 | 0 |
| 31 Dec 17 | 507 | 49 | 381 | 0 |
Quality Earnings: SOFI is currently unprofitable.
Growing Profit Margin: SOFI is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: SOFI is unprofitable, and losses have increased over the past 5 years at a rate of 3.2% per year.
Accelerating Growth: Unable to compare SOFI's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: SOFI is unprofitable, making it difficult to compare its past year earnings growth to the Consumer Finance industry (-3.9%).
Return on Equity
High ROE: SOFI has a negative Return on Equity (-5.41%), as it is currently unprofitable.