SoFi Technologies, Inc.

NasdaqGS:SOFI Stock Report

Market Cap: US$35.7b

SoFi Technologies Management

Management criteria checks 3/4

SoFi Technologies' CEO is Anthony Noto, appointed in Mar 2018, has a tenure of 7.5 years. total yearly compensation is $28.07M, comprised of 3.6% salary and 96.4% bonuses, including company stock and options. directly owns 0.86% of the company’s shares, worth $308.20M. The average tenure of the management team and the board of directors is 2.5 years and 5.1 years respectively.

Key information

Anthony Noto

Chief executive officer

US$28.1m

Total compensation

CEO salary percentage3.56%
CEO tenure7.5yrs
CEO ownership0.9%
Management average tenure2.5yrs
Board average tenure5.1yrs

Recent management updates

Recent updates

SoFi Technologies: You Should Try Not To Be Too Greedy

Sep 21

SoFi Technologies Q1 Preview: Student Loan Boom

Apr 28

SOFI: Why I Loaded Up More Shares

Apr 19

SoFi Technologies: Buy And Hold The First Fintech Super-App

Apr 08

SoFi Technologies: Be Greedy When Others Are Fearful

Apr 01

SoFi Technologies: Don't Let This Steep Selloff Go To Waste (Rating Upgrade)

Mar 22

SoFi: Student Loan Changes Are Good

Mar 15

SoFi Stock: This Dip Is A Gift

Mar 08

SoFi Technologies: Fintech Hype Against Biting Competition

Feb 27

SoFi Technologies Stock: This Pullback Offers Investors A Great Opportunity

Feb 19

SoFi Technologies' Stock Remains Dirt Cheap

Feb 13

SoFi Technologies Is Still A Buy Despite Near 100% Run-Up

Feb 03
User avatar

Financial Services Expansion May Improve Margins, But Overvaluation Risks Persist

SoFi's diversification into non-lending segments aims to boost capital-light revenue streams, enhancing growth and margin potential while reducing balance sheet risk.

SoFi Is Still The Only Bank You Want To Own

Jan 27

SoFi Technologies Q4 Preview: Valuation Has Caught Up With Earnings

Jan 20

SoFi: Wait For The Bubble To Burst First

Jan 14

SoFi: Price Slump Was Justified

Jan 03

SoFi: 10 Million Reasons To Still Own

Dec 24

SoFi's Bullish Run Far From Over

Dec 13

SoFi Technologies: High-Quality Catalysts Driving Growth

Dec 04

SoFi: Pessimism Didn't Pay Off

Nov 20

SoFi’s Growth Engine Powers Ahead

SoFi Technologies (SOFI) continues to ride the waves in the financial world, propelled by robust membership growth, product adoption, and diversification across its ecosystem.In Q3 2024, the company d

SoFi Nears $15 Target: Pullback Likely Ahead

Nov 11

SoFi: The Turn Of The Tide Has Come (Technical Analysis)

Nov 02

SoFi: Slam The Brakes Before It Goes Overboard

Oct 27

SoFi: Business Turnaround Is Accelerating, 2025 Looks Amazing

Oct 21

SoFi Technologies Is Still A Great GARP Pick Today

Oct 08

SoFi Technologies: Full Service And Automation Is What The Next Generation Wants

Sep 30

SoFi Stock Is Undervalued And Poised To Soar

Sep 23

SoFi Technologies: Poised To Thrive From The Fed's Pivot

Sep 12

SoFi: Refinancing Demand Will Likely Create An Immense Tailwind (Rating Upgrade)

Sep 03

SoFi Technologies: A Bullish Picture With A Cautious Outlook

Aug 27

SoFi Technologies: A No-Brainer Fintech Buy

Aug 21

SoFi Technologies: A Fintech Superstar Available At A Deep Discount

Aug 07

SoFi Technologies: From Skeptic To Believer - My Journey With The Ticker

Jul 30

SoFi Technologies Q2 Earnings Preview: It Should Beat Again

Jul 21

SoFi: Hitting Bottom Again

Jul 15

SoFi: It's Time To Stop Drinking The Kool-Aid, A Short-Squeeze Might Be The Only Hope

Jul 07

SoFi: Don't Worry About Loan Defaults (Rating Upgrade)

Jun 25

SoFi Technologies: The Pain Might Not Be Over Yet (Rating Downgrade)

Jun 19

SoFi Technologies: Share Price And Fundamentals Moving In Opposite Directions

Jun 11

SoFi: Overblown Concerns As The New Bull Case Unfolds

May 24

CEO Compensation Analysis

How has Anthony Noto's remuneration changed compared to SoFi Technologies's earnings?
DateTotal CompensationSalaryCompany Earnings
Jun 30 2025n/an/a

US$562m

Mar 31 2025n/an/a

US$472m

Dec 31 2024US$28mUS$1m

US$479m

Sep 30 2024n/an/a

US$184m

Jun 30 2024n/an/a

-US$153m

Mar 31 2024n/an/a

-US$219m

Dec 31 2023US$18mUS$1m

-US$341m

Sep 30 2023n/an/a

-US$429m

Jun 30 2023n/an/a

-US$237m

Mar 31 2023n/an/a

-US$285m

Dec 31 2022US$13mUS$965k

-US$361m

Sep 30 2022n/an/a

-US$432m

Jun 30 2022n/an/a

-US$388m

Mar 31 2022n/an/a

-US$457m

Dec 31 2021US$103mUS$850k

-US$524m

Sep 30 2021n/an/a

-US$549m

Jun 30 2021n/an/a

-US$561m

Mar 31 2021n/an/a

-US$388m

Dec 31 2020US$54mUS$215k

-US$317m

Compensation vs Market: Anthony's total compensation ($USD28.07M) is above average for companies of similar size in the US market ($USD13.50M).

Compensation vs Earnings: Anthony's compensation has been consistent with company performance over the past year.

CEO

Anthony Noto (56 yo)

7.5yrs
Tenure
US$28,072,183
Compensation

Mr. Anthony J. Noto is Independent Director of Warner Bros. Discovery, Inc. from January 8, 2025. Mr. Noto is the Chief Executive Officer of SoFi Mortgage, LLC.and SoFi Lending Corp. He serves as Independ...

Leadership Team

NamePositionTenureCompensationOwnership
George Hutton
Independent Non Executive Chairman13.3yrsUS$382.47k0.056%
$ 19.8m
Anthony Noto
CEO & Director7.5yrsUS$28.07m0.86%
$ 308.2m
Christopher Lapointe
Chief Financial Officer5yrsUS$7.92m0.13%
$ 44.9m
Stephen Simcock
General Counsel & Secretary1.3yrsUS$8.55m0.017%
$ 6.0m
Arun Pinto
Chief Risk Officer1.6yrsUS$6.60m0.014%
$ 4.9m
Eric Schuppenhauer
Executive VP & Group Business Unit Leader of Borrow1.1yrsUS$6.88m0.016%
$ 5.7m
Diane Tucker
Senior Vice President of Global Operations1.7yrsno datano data
Jeremy Rishel
Chief Technology Officer3.3yrsUS$26.38m0.064%
$ 22.7m
Paulina Gutierrez
Investor Relationsno datano datano data
Lauren Webb
Chief Marketing Officer6.3yrsno datano data
William Tanona
Senior Vice President of Corporate Development & Strategic Partnershipsno datano datano data
Anna Avalos
Chief People Officerno datano datano data
2.5yrs
Average Tenure
52yo
Average Age

Experienced Management: SOFI's management team is considered experienced (2.5 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
George Hutton
Independent Non Executive Chairman13.3yrsUS$382.47k0.056%
$ 19.8m
Anthony Noto
CEO & Director7.5yrsUS$28.07m0.86%
$ 308.2m
Magdalena Yesil
Independent Director7.2yrsUS$284.97k0.073%
$ 26.2m
Steven Freiberg
Independent Vice Chairman of the Board8.5yrsUS$575.85k0.036%
$ 12.9m
John Carroll Hele
Independent Director2.3yrsUS$304.97k0.0029%
$ 1.0m
Ruzwana Bashir
Independent Director4.3yrsUS$279.97k0.0051%
$ 1.8m
Dana Green
Independent Director1.7yrsUS$398.92kno data
Clara Liang
Independent Director5.9yrsUS$294.97k0.0081%
$ 2.9m
Gary Meltzer
Independent Director1.3yrsUS$364.66k0.0037%
$ 1.3m
William Borden
Independent Director1.3yrsUS$247.47k0.0029%
$ 1.0m
5.1yrs
Average Tenure
61.5yo
Average Age

Experienced Board: SOFI's board of directors are considered experienced (5.1 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/23 16:17
End of Day Share Price 2025/09/23 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SoFi Technologies, Inc. is covered by 33 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Terry MaBarclays
James FotheringhamBMO Capital Markets Equity Research
Mihir BhatiaBofA Global Research