Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various financial products and services in the United States, Canada, and the United Kingdom. More Details
Flawless balance sheet with solid track record.
Share Price & News
How has Capital One Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: COF is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: COF's weekly volatility (4%) has been stable over the past year.
7 Day Return
US Consumer Finance
1 Year Return
US Consumer Finance
Return vs Industry: COF exceeded the US Consumer Finance industry which returned 118.7% over the past year.
Return vs Market: COF exceeded the US Market which returned 50.5% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Capital One Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
4 days ago | Simply Wall StCapital One Financial (NYSE:COF) Will Pay A Dividend Of US$0.40
6 days ago | Simply Wall StWhy You Might Be Interested In Capital One Financial Corporation (NYSE:COF) For Its Upcoming Dividend
1 week ago | Simply Wall StHave Insiders Sold Capital One Financial Corporation (NYSE:COF) Shares Recently?
Is Capital One Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: COF ($158.11) is trading below our estimate of fair value ($249.6)
Significantly Below Fair Value: COF is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: COF is poor value based on its PE Ratio (10.3x) compared to the US Consumer Finance industry average (9.2x).
PE vs Market: COF is good value based on its PE Ratio (10.3x) compared to the US market (19.9x).
Price to Earnings Growth Ratio
PEG Ratio: COF's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: COF is good value based on its PB Ratio (1.3x) compared to the US Consumer Finance industry average (1.6x).
How is Capital One Financial forecast to perform in the next 1 to 3 years based on estimates from 18 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: COF's earnings are forecast to decline over the next 3 years (-13.2% per year).
Earnings vs Market: COF's earnings are forecast to decline over the next 3 years (-13.2% per year).
High Growth Earnings: COF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: COF's revenue (6.9% per year) is forecast to grow slower than the US market (9% per year).
High Growth Revenue: COF's revenue (6.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: COF's Return on Equity is forecast to be low in 3 years time (11.3%).
How has Capital One Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: COF has high quality earnings.
Growing Profit Margin: COF's current net profit margins (28.9%) are higher than last year (12.8%).
Past Earnings Growth Analysis
Earnings Trend: COF's earnings have grown by 0.7% per year over the past 5 years.
Accelerating Growth: COF's earnings growth over the past year (191.6%) exceeds its 5-year average (0.7% per year).
Earnings vs Industry: COF earnings growth over the past year (191.6%) exceeded the Consumer Finance industry 73.3%.
Return on Equity
High ROE: COF's Return on Equity (12.1%) is considered low.
How is Capital One Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: COF's Assets to Equity ratio (6.9x) is low.
Allowance for Bad Loans: COF has a sufficient allowance for bad loans (1517%).
Low Risk Liabilities: 85% of COF's liabilities are made up of primarily low risk sources of funding.
Loan Level: COF has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: COF's Loans to Deposits ratio (74%) is appropriate.
Level of Bad Loans: COF has an appropriate level of bad loans (0.4%).
What is Capital One Financial current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: COF's dividend (1.01%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.25%).
High Dividend: COF's dividend (1.01%) is low compared to the top 25% of dividend payers in the US market (3.42%).
Stability and Growth of Payments
Stable Dividend: COF's dividend payments have been volatile in the past 10 years.
Growing Dividend: COF's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (6.5%), COF's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: COF's dividends in 3 years are forecast to be thoroughly covered by earnings (12.7% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Rich Fairbank (69 yo)
Mr. Richard D. Fairbank, also known as Rich, is the Founder of Capital One Bank and serves as its Chairman and Chief Executive Officer. Mr. Fairbank founded Capital One Financial Corporation in 1988 and ha...
Experienced Management: COF's management team is seasoned and experienced (9.7 years average tenure).
Experienced Board: COF's board of directors are considered experienced (8.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: COF insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Capital One Financial Corporation's company bio, employee growth, exchange listings and data sources
- Name: Capital One Financial Corporation
- Ticker: COF
- Exchange: NYSE
- Founded: 1988
- Industry: Consumer Finance
- Sector: Diversified Financials
- Market Cap: US$71.385b
- Shares outstanding: 451.49m
- Website: https://www.capitalone.com
Number of Employees
- Capital One Financial Corporation
- 1680 Capital One Drive
- United States
Capital One Financial Corporation operates as the financial services holding company for the Capital One Bank (USA), National Association; and Capital One, National Association, which provides various fina...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/05/15 23:34|
|End of Day Share Price||2021/05/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.