Capital One Financial Balance Sheet Health
Financial Health criteria checks 6/6
Capital One Financial has total assets of $478.5B and total equity of $58.1B. Total deposits are $348.4B, and total loans are $305.2B. It earns a Net Interest Margin of 6.6%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $45.0B.
Key information
8.2x
Asset to equity ratio
6.6%
Net interest margin
Total deposits | US$348.41b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$44.97b |
Recent financial health updates
No updates
Recent updates
The Capital One/Discover Merger: Two Wrongs Don't Make A Right
Mar 08Capital One + Discover, Does 1 + 1 = 3?
Feb 27What's In Your Wallet? How To Profit From Capital One's $35.3 Billion Acquisition Of Discover
Feb 20Capital One Financial (NYSE:COF) Is Due To Pay A Dividend Of $0.60
Feb 04Capital One: A Huge Credit Card Business & A U.S. Recession That Did Not Occur
Jan 31Reasons To Be Bullish On Capital One Financial
Jan 12Capital One: A Measured Approach To Today's Financial Landscape
Dec 26Capital One Stock Remains Attractive As Credit Deterioration Moderates
Dec 12Capital One Financial Upgraded To Hold, An Undervalued Dividend Growth Opportunity
Nov 16Capital One Financial (NYSE:COF) Has Announced A Dividend Of $0.60
Nov 06Capital One: Soaring Auto Loan Defaults Spell Trouble For Q4 Potential
Oct 25Capital One: Macro Uncertainty Warrants Caution Despite Cheap Valuation
Sep 29Thanks To Prudent Management, Capital One Is A Compelling Buy
Sep 07Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: COF's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: COF has a sufficient allowance for bad loans (1001%).
Low Risk Liabilities: 83% of COF's liabilities are made up of primarily low risk sources of funding.
Loan Level: COF has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: COF's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: COF has an appropriate level of bad loans (0.5%).