Capital One Financial Past Earnings Performance
Past criteria checks 2/6
Capital One Financial has been growing earnings at an average annual rate of 9.4%, while the Consumer Finance industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 7.8% per year. Capital One Financial's return on equity is 8.4%, and it has net margins of 17.4%.
Key information
9.4%
Earnings growth rate
13.7%
EPS growth rate
Consumer Finance Industry Growth | 7.2% |
Revenue growth rate | 7.8% |
Return on equity | 8.4% |
Net Margin | 17.4% |
Next Earnings Update | 25 Apr 2024 |
Recent past performance updates
Recent updates
The Capital One/Discover Merger: Two Wrongs Don't Make A Right
Mar 08Capital One + Discover, Does 1 + 1 = 3?
Feb 27What's In Your Wallet? How To Profit From Capital One's $35.3 Billion Acquisition Of Discover
Feb 20Capital One Financial (NYSE:COF) Is Due To Pay A Dividend Of $0.60
Feb 04Capital One: A Huge Credit Card Business & A U.S. Recession That Did Not Occur
Jan 31Reasons To Be Bullish On Capital One Financial
Jan 12Capital One: A Measured Approach To Today's Financial Landscape
Dec 26Capital One Stock Remains Attractive As Credit Deterioration Moderates
Dec 12Capital One Financial Upgraded To Hold, An Undervalued Dividend Growth Opportunity
Nov 16Capital One Financial (NYSE:COF) Has Announced A Dividend Of $0.60
Nov 06Capital One: Soaring Auto Loan Defaults Spell Trouble For Q4 Potential
Oct 25Capital One: Macro Uncertainty Warrants Caution Despite Cheap Valuation
Sep 29Thanks To Prudent Management, Capital One Is A Compelling Buy
Sep 07Revenue & Expenses BreakdownBeta
How Capital One Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
---|---|---|---|---|
31 Dec 23 | 26,361 | 4,582 | 18,122 | 0 |
30 Sep 23 | 26,336 | 5,104 | 18,023 | 0 |
30 Jun 23 | 26,390 | 5,015 | 18,107 | 0 |
31 Mar 23 | 27,015 | 5,613 | 17,991 | 0 |
31 Dec 22 | 28,403 | 7,044 | 17,678 | 0 |
30 Sep 22 | 29,516 | 8,180 | 17,149 | 0 |
30 Jun 22 | 30,552 | 9,551 | 16,423 | 0 |
31 Mar 22 | 31,939 | 11,049 | 15,776 | 0 |
31 Dec 21 | 32,379 | 11,969 | 14,997 | 0 |
30 Sep 21 | 31,715 | 12,140 | 14,334 | 0 |
30 Jun 21 | 30,593 | 11,472 | 13,718 | 0 |
31 Mar 21 | 24,369 | 7,036 | 13,250 | 0 |
31 Dec 20 | 18,259 | 2,378 | 13,060 | 0 |
30 Sep 20 | 16,795 | 953 | 13,072 | 0 |
30 Jun 20 | 15,321 | -100 | 13,178 | 0 |
31 Mar 20 | 18,793 | 2,413 | 13,334 | 0 |
31 Dec 19 | 22,357 | 5,179 | 13,287 | 0 |
30 Sep 19 | 22,123 | 5,312 | 13,234 | 0 |
30 Jun 19 | 22,241 | 5,485 | 13,020 | 0 |
31 Mar 19 | 22,375 | 5,785 | 12,661 | 0 |
31 Dec 18 | 22,220 | 5,720 | 12,424 | 0 |
30 Sep 18 | 21,932 | 3,610 | 11,970 | 0 |
30 Jun 18 | 21,390 | 3,248 | 11,898 | 0 |
31 Mar 18 | 20,378 | 2,383 | 11,849 | 0 |
31 Dec 17 | 19,686 | 1,839 | 11,782 | 0 |
30 Sep 17 | 19,413 | 3,485 | 11,740 | 0 |
30 Jun 17 | 19,134 | 3,381 | 11,532 | 0 |
31 Mar 17 | 18,892 | 3,294 | 11,397 | 0 |
31 Dec 16 | 19,042 | 3,532 | 11,201 | 0 |
30 Sep 16 | 19,042 | 3,656 | 11,045 | 0 |
30 Jun 16 | 18,977 | 3,766 | 10,878 | 0 |
31 Mar 16 | 18,858 | 3,713 | 10,881 | 0 |
31 Dec 15 | 18,877 | 3,834 | 10,723 | 0 |
30 Sep 15 | 18,767 | 3,943 | 10,531 | 0 |
30 Jun 15 | 18,605 | 3,960 | 10,380 | 0 |
31 Mar 15 | 18,826 | 4,328 | 10,058 | 0 |
31 Dec 14 | 18,749 | 4,338 | 9,913 | 0 |
30 Sep 14 | 18,632 | 4,251 | 9,775 | 0 |
30 Jun 14 | 18,788 | 4,251 | 9,716 | 0 |
31 Mar 14 | 18,900 | 4,274 | 9,705 | 0 |
31 Dec 13 | 18,931 | 4,284 | 9,638 | 0 |
30 Sep 13 | 18,817 | 4,256 | 9,453 | 0 |
30 Jun 13 | 18,783 | 4,340 | 9,253 | 0 |
31 Mar 13 | 17,285 | 3,322 | 9,002 | 0 |
Quality Earnings: COF has high quality earnings.
Growing Profit Margin: COF's current net profit margins (17.4%) are lower than last year (24.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: COF's earnings have grown by 9.4% per year over the past 5 years.
Accelerating Growth: COF's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: COF had negative earnings growth (-35%) over the past year, making it difficult to compare to the Consumer Finance industry average (-13.5%).
Return on Equity
High ROE: COF's Return on Equity (8.4%) is considered low.