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U.S. Banks Industry Analysis

UpdatedAug 31, 2025
DataAggregated Company Financials
Companies657
  • 7D2.0%
  • 3M15.3%
  • 1Y24.1%
  • YTD17.7%

The Banks industry is up 2.0% in the last week, with JPMorgan Chase up 1.7%. In the last 12 months, the industry was up 24%. Earnings are forecast to grow by 8.7% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Sun, 31 Aug 2025US$2.7tUS$678.7bUS$184.0b11.8x14.5x3.9x
Tue, 29 Jul 2025US$2.6tUS$677.3bUS$183.3b11.4x14.2x3.8x
Thu, 26 Jun 2025US$2.5tUS$668.9bUS$177.1b11.3x13.9x3.7x
Sat, 24 May 2025US$2.3tUS$668.5bUS$177.0b11.2x13.1x3.5x
Mon, 21 Apr 2025US$2.1tUS$666.6bUS$176.3b10.7x11.7x3.1x
Wed, 19 Mar 2025US$2.2tUS$663.0bUS$171.9b11.2x12.9x3.3x
Fri, 14 Feb 2025US$2.5tUS$662.3bUS$171.5b12.1x14.7x3.8x
Sun, 12 Jan 2025US$2.3tUS$654.3bUS$143.4b11.9x16x3.5x
Tue, 10 Dec 2024US$2.5tUS$655.1bUS$143.0b13.1x17.2x3.8x
Thu, 07 Nov 2024US$2.2tUS$654.1bUS$142.6b13x15.6x3.4x
Sat, 05 Oct 2024US$2.1tUS$654.4bUS$145.7b11.5x14.2x3.2x
Mon, 02 Sep 2024US$2.2tUS$653.0bUS$145.7b11.8x15.1x3.4x
Wed, 31 Jul 2024US$2.2tUS$652.5bUS$145.5b11.7x14.8x3.3x
Fri, 28 Jun 2024US$2.0tUS$655.4bUS$151.1b9.8x13x3x
Sun, 26 May 2024US$2.0tUS$655.5bUS$151.2b9.8x13.3x3.1x
Tue, 23 Apr 2024US$1.9tUS$654.1bUS$161.6b9.4x11.8x2.9x
Thu, 21 Mar 2024US$1.9tUS$654.3bUS$166.3b9.5x11.6x2.9x
Sat, 17 Feb 2024US$1.9tUS$652.8bUS$168.4b9.6x11x2.8x
Mon, 15 Jan 2024US$1.8tUS$667.1bUS$193.3b9.1x9.3x2.7x
Wed, 13 Dec 2023US$1.7tUS$667.9bUS$195.5b8.9x8.8x2.6x
Fri, 10 Nov 2023US$1.5tUS$666.8bUS$195.2b8.2x7.8x2.3x
Sun, 08 Oct 2023US$1.5tUS$656.7bUS$191.6b7.8x7.8x2.3x
Tue, 05 Sep 2023US$1.6tUS$656.8bUS$191.7b8.3x8.3x2.4x
Thu, 03 Aug 2023US$1.6tUS$655.0bUS$189.1b8.6x8.5x2.5x
Sat, 01 Jul 2023US$1.6tUS$642.2bUS$184.2b7.8x8.4x2.4x
Mon, 29 May 2023US$1.5tUS$642.2bUS$184.2b7.6x8.1x2.3x
Wed, 26 Apr 2023US$1.5tUS$673.7bUS$181.0b8x8.3x2.2x
Fri, 24 Mar 2023US$1.5tUS$623.8bUS$165.4b8.4x8.9x2.4x
Sun, 19 Feb 2023US$1.9tUS$617.3bUS$163.1b9.7x11.4x3x
Tue, 17 Jan 2023US$1.8tUS$611.4bUS$163.0b9.8x11.2x3x
Thu, 15 Dec 2022US$1.7tUS$611.6bUS$164.1b9.8x10.4x2.8x
Sat, 12 Nov 2022US$1.9tUS$611.3bUS$164.1b10x11.4x3.1x
Mon, 10 Oct 2022US$1.6tUS$608.9bUS$167.8b9.4x9.7x2.7x
Wed, 07 Sep 2022US$1.7tUS$608.4bUS$167.6b9.7x10.1x2.8x
Price to Earnings Ratio

10.1x


Total Market Cap: US$1.7tTotal Earnings: US$167.6bTotal Revenue: US$608.4bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.7x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.5x which is higher than its 3-year average PE of 11.7x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.9x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.2% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.0096%
Financials0.55%
Banks1.97%
Diversified Banks2.30%
Regional Banks1.03%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.2x.
    • Analysts are expecting annual earnings growth of 5.5%, which is lower than the prior year's growth of 15.7% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.5x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 19% over the next 5 years.
  • This is better than its past earnings growth rate of 13% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$301.421.7%
+US$14.2b		34.1%PB2.5x
WFC Wells FargoUS$82.183.9%
+US$9.9b		40.6%PB1.6x
BAC Bank of AmericaUS$50.742.5%
+US$9.3b		24.5%PB1.4x
NU Nu HoldingsUS$14.806.2%
+US$4.2b		-1.1%PB7.5x
C CitigroupUS$96.571.4%
+US$2.4b		54.2%PB0.9x

Latest News

HWC
US$62.92
Hancock Whitney
7D
-0.9%
1Y
17.1%
CBSH
US$61.94
Commerce Bancshares
7D
-1.5%
1Y
1.7%
BAC
US$50.74
Bank of America
7D
2.5%
1Y
24.5%
PB
US$69.13
Prosperity Bancshares
7D
-0.8%
1Y
-6.0%
UBSI
US$38.34
United Bankshares
7D
-1.0%
1Y
-1.4%

United Bankshares (NASDAQ:UBSI) Is Paying Out A Dividend Of $0.37

Aug 28
United Bankshares (NASDAQ:UBSI) Is Paying Out A Dividend Of $0.37
JPM
US$301.42
JPMorgan Chase
7D
1.7%
1Y
34.1%
NU
US$14.80
Nu Holdings
7D
6.2%
1Y
-1.1%

Latin America's Digital Shift Will Drive Financial Service Expansion

The upward revision in Nu Holdings' consensus price target reflects improved analyst expectations for revenue growth (rising from 71.6% to 77.9% per annum), despite a slight decline in net profit margin, resulting in an increased fair value estimate from $15.47 to $16.36. What's in the News Dropped from Russell Midcap Growth Benchmark and Russell Midcap Growth Index.
CFR
US$129.03
Cullen/Frost Bankers
7D
-1.5%
1Y
15.0%
FCNC.A
US$1,983.91
First Citizens BancShares
7D
-0.2%
1Y
-2.3%
PNC
US$207.44
PNC Financial Services Group
7D
2.9%
1Y
12.1%
IBOC
US$71.54
International Bancshares
7D
-1.1%
1Y
13.2%
WFC
US$82.18
Wells Fargo
7D
3.9%
1Y
40.6%
TFC
US$46.82
Truist Financial
7D
2.0%
1Y
5.3%
C
US$96.57
Citigroup
7D
1.4%
1Y
54.2%

Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60

Aug 01
Citigroup (NYSE:C) Will Pay A Larger Dividend Than Last Year At $0.60
USB
US$48.83
U.S. Bancorp
7D
1.1%
1Y
3.4%
FFIN
US$37.17
First Financial Bankshares
7D
-1.2%
1Y
1.6%