CFR Stock Overview
Operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for CFR from our risk checks.
My Notes
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Cullen/Frost Bankers, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$132.87 |
| 52 Week High | US$147.64 |
| 52 Week Low | US$94.09 |
| Beta | 0.98 |
| 1 Month Change | -3.57% |
| 3 Month Change | 16.31% |
| 1 Year Change | 23.51% |
| 3 Year Change | 5.89% |
| 5 Year Change | 35.61% |
| Change since IPO | 2,170.40% |
Recent News & Updates
Recent updates
Cullen/Frost Bankers: A Growing Texas Bank In A Growing State, Awaiting Cooler Valuation
Nov 21Cullen/Frost: Earnings Remain Subdued, But The Valuation Is Still Attractive
Aug 26Cullen/Frost Bankers' (NYSE:CFR) Dividend Will Be Increased To $0.95
Jul 28
Cullen/Frost Bankers: There Are Better Opportunities Out There At This Time
Feb 12Cullen/Frost Looks Undervalued As Funding Cost Pressure Subsides
Nov 18Cullen/Frost Bank: Phenomenal Buying Opportunity For This Quality Texas Bank
Sep 11Holding On To Cullen/Frost Bankers, A Strong But Overvalued Texas Bank
Jul 03Cullen/Frost Looks Unexpectedly Interesting
Feb 09Cullen/Frost Bankers Q4 2022 Earnings Preview
Jan 25Cullen/Frost Bankers GAAP EPS of $2.59 beats by $0.37, revenue of $479.34M beats by $40.17M
Oct 27Cullen/Frost Bankers: A Well-Run But Far From Cheap Bank
Sep 06Cullen/Frost Bankers goes ex-dividend tomorrow
Aug 29Cullen/Frost Bankers Q2 2022 Earnings Preview
Jul 27Cullen/Frost Bankers: Expense Growth To Counter Strong Top-Line Growth
Jun 17Shareholder Returns
| CFR | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.6% | -5.5% | -3.5% |
| 1Y | 23.5% | 27.2% | 22.1% |
Return vs Industry: CFR underperformed the US Banks industry which returned 27.2% over the past year.
Return vs Market: CFR exceeded the US Market which returned 22.1% over the past year.
Price Volatility
| CFR volatility | |
|---|---|
| CFR Average Weekly Movement | 5.1% |
| Banks Industry Average Movement | 5.3% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CFR has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: CFR's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1868 | 5,495 | Phil Green | www.frostbank.com |
Cullen/Frost Bankers, Inc. operates as the bank holding company for Frost Bank that provides commercial and consumer banking services in Texas. The company offers commercial banking services to corporations, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; and treasury management services, as well as originates commercial leasing services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, first mortgage loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services.
Cullen/Frost Bankers, Inc. Fundamentals Summary
| CFR fundamental statistics | |
|---|---|
| Market cap | US$8.42b |
| Earnings (TTM) | US$517.44m |
| Revenue (TTM) | US$1.96b |
16.5x
P/E Ratio2.1x
P/B RatioIs CFR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CFR income statement (TTM) | |
|---|---|
| Revenue | US$1.96b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.96b |
| Other Expenses | US$1.45b |
| Earnings | US$517.44m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.07 |
| Gross Margin | 100.00% |
| Net Profit Margin | 26.34% |
| Debt/Equity Ratio | 106.4% |
How did CFR perform over the long term?
See historical performance and comparisonDividends
2.9%
Current Dividend Yield46%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 23:30 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Cullen/Frost Bankers, Inc. is covered by 39 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Keating | Barclays |
| Lana Chan | BMO Capital Markets Equity Research |
| Leanne Caravaggio | BMO Capital Markets Equity Research |