Wintrust Financial Corporation operates as a financial holding company. More Details
Flawless balance sheet established dividend payer.
Share Price & News
How has Wintrust Financial's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: WTFC is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 4% a week.
Volatility Over Time: WTFC's weekly volatility (4%) has been stable over the past year.
7 Day Return
1 Year Return
Return vs Industry: WTFC exceeded the US Banks industry which returned 58.9% over the past year.
Return vs Market: WTFC exceeded the US Market which returned 43.1% over the past year.
Long-Term Price Volatility Vs. Market
How volatile is Wintrust Financial's share price compared to the market and industry in the last 5 years?
Simply Wall St News
3 weeks ago | Simply Wall StShareholders Will Probably Hold Off On Increasing Wintrust Financial Corporation's (NASDAQ:WTFC) CEO Compensation For The Time Being
1 month ago | Simply Wall StDon't Ignore The Fact That This Insider Just Sold Some Shares In Wintrust Financial Corporation (NASDAQ:WTFC)
5 months ago | Simply Wall StYou Have To Love Wintrust Financial Corporation's (NASDAQ:WTFC) Dividend
Is Wintrust Financial undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: WTFC ($78.81) is trading below our estimate of fair value ($84.68)
Significantly Below Fair Value: WTFC is trading below fair value, but not by a significant amount.
Price To Earnings Ratio
PE vs Industry: WTFC is poor value based on its PE Ratio (12.7x) compared to the US Banks industry average (11.9x).
PE vs Market: WTFC is good value based on its PE Ratio (12.7x) compared to the US market (19.7x).
Price to Earnings Growth Ratio
PEG Ratio: WTFC's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: WTFC's PB Ratio (1.2x) is in line with the US Banks industry average.
How is Wintrust Financial forecast to perform in the next 1 to 3 years based on estimates from 11 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: WTFC's earnings are forecast to decline over the next 3 years (-14.6% per year).
Earnings vs Market: WTFC's earnings are forecast to decline over the next 3 years (-14.6% per year).
High Growth Earnings: WTFC's earnings are forecast to decline over the next 3 years.
Revenue vs Market: WTFC's revenue (0.09% per year) is forecast to grow slower than the US market (9.3% per year).
High Growth Revenue: WTFC's revenue (0.09% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: WTFC's Return on Equity is forecast to be low in 3 years time (9%).
How has Wintrust Financial performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: WTFC has high quality earnings.
Growing Profit Margin: WTFC's current net profit margins (22.4%) are lower than last year (23.1%).
Past Earnings Growth Analysis
Earnings Trend: WTFC's earnings have grown by 12.5% per year over the past 5 years.
Accelerating Growth: WTFC's earnings growth over the past year (11.2%) is below its 5-year average (12.5% per year).
Earnings vs Industry: WTFC earnings growth over the past year (11.2%) underperformed the Banks industry 20.7%.
Return on Equity
High ROE: WTFC's Return on Equity (9%) is considered low.
How is Wintrust Financial's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: WTFC's Assets to Equity ratio (10.7x) is moderate.
Allowance for Bad Loans: WTFC has a sufficient allowance for bad loans (280%).
Low Risk Liabilities: 91% of WTFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WTFC has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: WTFC's Loans to Deposits ratio (87%) is appropriate.
Level of Bad Loans: WTFC has an appropriate level of bad loans (0.3%).
What is Wintrust Financial current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: WTFC's dividend (1.57%) is higher than the bottom 25% of dividend payers in the US market (1.27%).
High Dividend: WTFC's dividend (1.57%) is low compared to the top 25% of dividend payers in the US market (3.36%).
Stability and Growth of Payments
Stable Dividend: WTFC's dividends per share have been stable in the past 10 years.
Growing Dividend: WTFC's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (18.5%), WTFC's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: WTFC's dividends in 3 years are forecast to be well covered by earnings (23.5% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Ed Wehmer (66 yo)
Mr. Edward Joseph Wehmer, also known as Ed, is Founder, Chief Executive Officer and Director at Wintrust Financial Corporation since February 02, 2020. He serves as Director at Stepan Company. He had been ...
CEO Compensation Analysis
Compensation vs Market: Ed's total compensation ($USD5.70M) is about average for companies of similar size in the US market ($USD5.21M).
Compensation vs Earnings: Ed's compensation has been consistent with company performance over the past year.
Experienced Management: WTFC's management team is seasoned and experienced (7.4 years average tenure).
Experienced Board: WTFC's board of directors are considered experienced (5.3 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: WTFC insiders have only sold shares in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Wintrust Financial Corporation's company bio, employee growth, exchange listings and data sources
- Name: Wintrust Financial Corporation
- Ticker: WTFC
- Exchange: NasdaqGS
- Founded: 1991
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$4.495b
- Shares outstanding: 57.04m
- Website: https://www.wintrust.com
Number of Employees
- Wintrust Financial Corporation
- 9700 West Higgins Road
- Suite 800
- United States
Wintrust Financial Corporation operates as a financial holding company. It operates in three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/06/15 05:24|
|End of Day Share Price||2021/06/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.