Wintrust Financial Management
Management criteria checks 4/4
Wintrust Financial's CEO is Tim Crane, appointed in Feb 2020, has a tenure of 6.58 years. total yearly compensation is $7.04M, comprised of 16.9% salary and 83.1% bonuses, including company stock and options. directly owns 0.084% of the company’s shares, worth $8.55M. The average tenure of the management team and the board of directors is 8.8 years and 5.5 years respectively.
Key information
Tim Crane
Chief executive officer
US$7.0m
Total compensation
| CEO salary percentage | 16.89% |
| CEO tenure | 6.6yrs |
| CEO ownership | 0.08% |
| Management average tenure | 8.8yrs |
| Board average tenure | 5.5yrs |
Recent management updates
Recent updates
Wintrust Financial Corporation: Lower Yield And Premium Valuation Equals Few Share Price Catalysts
Summary Wintrust Financial Corporation is rated HOLD after reporting modest low single-digit earnings growth for 2Q26. WTFC trades at a 1.7x price/tangible book premium, with a 1.4% dividend yield and no share buybacks, making it less attractive than peers. Bolt-on acquisitions, such as the $1.2B AUM guardianship business from NTRS, and C&I loan growth are key strategic drivers. Despite solid fundamentals and Chicago market strength, WTFC's premium valuation and lower forecasted growth limit near-term upside. Read the full article on Seeking AlphaEarnings Beat: Wintrust Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Last week, you might have seen that Wintrust Financial Corporation ( NASDAQ:WTFC ) released its second-quarter result...Wintrust Financial's (NASDAQ:WTFC) Upcoming Dividend Will Be Larger Than Last Year's
The board of Wintrust Financial Corporation ( NASDAQ:WTFC ) has announced that it will be increasing its dividend by...
Midwest Expansion And Digital Banking Will Unlock Value
Analysts have increased their price target for Wintrust Financial from approximately $155.15 to $156.50 per share. They cite continued loan growth and improving borrower sentiment as key factors supporting the firm's favorable outlook.Wintrust Financial Corporation: Clear Improvements, But The Opportunity To Buy Has Faded
Summary WTFC has shown resilience with growing deposits outpacing loans, but the current share price is too high to recommend a buy. Despite macroeconomic uncertainties like tariffs and inflation, WTFC's loan quality remains strong, with non-performing loans at a low 0.35%. The bank's dividend sustainability and growth is exceptional, but the dividend yield is quite low for a passive income investor. I would consider it a buy, if the TBV per share were around 1.20x. Read the full article on Seeking AlphaWintrust Financial Corporation: 2025 Already Presents Some Headwinds
Summary Wintrust Financial Corporation achieved record results in 2024, with net income up 12% year-over-year, but 2025 growth is expected to slow. The stock price has surged from $93.42 to over $133, making it fairly valued, with limited potential for capital gains. Increased competition in CRE loans and high mortgage rates are likely to challenge WTFC's growth in 2025. Despite strong fundamentals, the dividend yield is low at 1.35%, and the stock remains a hold due to limited upside. Read the full article on Seeking AlphaWintrust Financial Corporation Deserves An Optimistic Outlook
Summary Wintrust Financial's shares have risen 10.5% since March, but lagged behind the S&P 500, but since June 2023, shares are up 52.7%, easily outperforming the S&P 500. Despite a slight decline in net interest margin, deposits, loans, and securities have grown, showcasing strong balance sheet growth and asset quality. Net interest income and non-interest income have increased, though higher expenses have limited net profit growth. Valuation metrics show Wintrust Financial is more expensive than preferred, but high-quality assets and relative valuation justify maintaining a soft 'buy' rating. Read the full article on Seeking Alpha
Decisive Growth And Risk Management Propel Bank's Expansion In West Michigan Market
Strategic acquisition and strong loan growth in specific sectors are enhancing Wintrust Financial's market presence and revenue.Wintrust Financial Corporation: Expensive CDs Take On Increasing Weight
Summary Growth prospects include exceptional loan growth, acquisition of Macatawa Bank, and sustainable dividend growth potential. Wintrust is a financial holding company with $57.57 billion in assets, expanding operations to other states. TBV per share is not affected too much by unrealized losses on AFS securities. Read the full article on Seeking AlphaWintrust Financial: Banking On More Gains
Summary Wintrust Financial Corporation's stock has seen significant upside compared to the S&P 500, making it less of a bargain. Despite a decline in net profits, the overall profit picture for Wintrust Financial in 2023 was positive, with growth in deposits and loans. Wintrust Financial is attractively priced compared to similar banks and has a strong asset quality, making it a soft 'buy' at this time. Read the full article on Seeking AlphaCEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Jun 30 2026 | n/a | n/a | US$848m |
| Mar 31 2026 | n/a | n/a | US$811m |
| Dec 31 2025 | US$7m | US$1m | US$774m |
| Sep 30 2025 | n/a | n/a | US$738m |
| Jun 30 2025 | n/a | n/a | US$712m |
| Mar 31 2025 | n/a | n/a | US$669m |
| Dec 31 2024 | US$6m | US$1m | US$667m |
| Sep 30 2024 | n/a | n/a | US$605m |
| Jun 30 2024 | n/a | n/a | US$599m |
| Mar 31 2024 | n/a | n/a | US$602m |
| Dec 31 2023 | US$5m | US$966k | US$595m |
| Sep 30 2023 | n/a | n/a | US$616m |
| Jun 30 2023 | n/a | n/a | US$595m |
| Mar 31 2023 | n/a | n/a | US$535m |
| Dec 31 2022 | US$2m | US$606k | US$482m |
| Sep 30 2022 | n/a | n/a | US$436m |
| Jun 30 2022 | n/a | n/a | US$402m |
| Mar 31 2022 | n/a | n/a | US$412m |
| Dec 31 2021 | US$2m | US$568k | US$438m |
| Sep 30 2021 | n/a | n/a | US$441m |
| Jun 30 2021 | n/a | n/a | US$436m |
| Mar 31 2021 | n/a | n/a | US$357m |
| Dec 31 2020 | US$1m | US$544k | US$272m |
| Sep 30 2020 | n/a | n/a | US$261m |
| Jun 30 2020 | n/a | n/a | US$261m |
| Mar 31 2020 | n/a | n/a | US$321m |
| Dec 31 2019 | US$1m | US$489k | US$347m |
Compensation vs Market: Tim's total compensation ($USD7.04M) is below average for companies of similar size in the US market ($USD14.74M).
Compensation vs Earnings: Tim's compensation has been consistent with company performance over the past year.
CEO
Tim Crane (64 yo)
Mr. Timothy S. Crane, also known as Tim, serves as Director of State Bank of the Lakes, National Association from 2025 and has been its Senior Executive Vice President and had been its Executive Vice Presi...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, President & Director | 6.6yrs | US$7.04m | 0.084% $ 8.5m | |
| Vice Chairman & COO | no data | US$2.93m | 0.16% $ 16.2m | |
| Vice Chairman & Chief Lending Officer | no data | US$2.27m | 0.055% $ 5.6m | |
| Founder | 2.3yrs | US$4.49m | 0.29% $ 29.6m | |
| Executive VP & CFO | 23.9yrs | US$1.84m | 0.0097% $ 985.7k | |
| Executive VP | 13.6yrs | no data | no data | |
| Executive Vice President & Chief Information Officer | 2.7yrs | no data | no data | |
| Executive VP | 11yrs | US$1.49m | 0.014% $ 1.4m | |
| Executive VP & Chief Human Resources Officer | 6.3yrs | no data | no data | |
| Chairman and Senior Market Head of Wintrust Wealth Management & Mortgage | 20.3yrs | no data | 0.080% $ 8.2m | |
| Vice Chairman | no data | no data | 0.018% $ 1.9m | |
| Senior VP & Head of Treasury Management Sales | no data | no data | no data |
Experienced Management: WTFC's management team is seasoned and experienced (8.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| CEO, President & Director | 3.7yrs | US$7.04m | 0.084% $ 8.5m | |
| Vice Chairman & COO | no data | US$2.93m | 0.16% $ 16.2m | |
| Vice Chairman & Chief Lending Officer | no data | US$2.27m | 0.055% $ 5.6m | |
| Founder | 1.3yrs | US$4.49m | 0.29% $ 29.6m | |
| Independent Chairman | 3.7yrs | US$195.75k | 0.019% $ 2.0m | |
| Independent Director | 30.7yrs | US$362.95k | 0.11% $ 11.4m | |
| Independent Director | 6.3yrs | US$239.55k | 0.031% $ 3.2m | |
| Independent Director | 2.3yrs | US$181.13k | 0.0059% $ 599.2k | |
| Independent Director | 7.3yrs | US$234.20k | 0.025% $ 2.5m | |
| Independent Director | 11.3yrs | US$191.79k | 0.035% $ 3.6m | |
| Independent Director | 7.3yrs | US$228.64k | 0.029% $ 2.9m | |
| Independent Director | 4.7yrs | US$220.29k | 0.013% $ 1.3m |
Experienced Board: WTFC's board of directors are considered experienced (5.5 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/11 08:20 |
| End of Day Share Price | 2026/09/10 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Wintrust Financial Corporation is covered by 26 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared David Shaw | Barclays |
| Benjamin Gerlinger | Citigroup Inc |