Stock Analysis

Wintrust Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

NasdaqGS:WTFC 1 Year Share Price vs Fair Value
NasdaqGS:WTFC 1 Year Share Price vs Fair Value
Explore Wintrust Financial's Fair Values from the Community and select yours

Wintrust Financial Corporation (NASDAQ:WTFC) last week reported its latest quarterly results, which makes it a good time for investors to dive in and see if the business is performing in line with expectations. The result was positive overall - although revenues of US$671m were in line with what the analysts predicted, Wintrust Financial surprised by delivering a statutory profit of US$2.78 per share, modestly greater than expected. This is an important time for investors, as they can track a company's performance in its report, look at what experts are forecasting for next year, and see if there has been any change to expectations for the business. So we collected the latest post-earnings statutory consensus estimates to see what could be in store for next year.

earnings-and-revenue-growth
NasdaqGS:WTFC Earnings and Revenue Growth August 10th 2025

Taking into account the latest results, the consensus forecast from Wintrust Financial's twelve analysts is for revenues of US$2.70b in 2025. This reflects a solid 8.8% improvement in revenue compared to the last 12 months. Per-share earnings are expected to accumulate 2.7% to US$10.92. Yet prior to the latest earnings, the analysts had been anticipated revenues of US$2.70b and earnings per share (EPS) of US$10.92 in 2025. The consensus analysts don't seem to have seen anything in these results that would have changed their view on the business, given there's been no major change to their estimates.

See our latest analysis for Wintrust Financial

The analysts reconfirmed their price target of US$154, showing that the business is executing well and in line with expectations. Fixating on a single price target can be unwise though, since the consensus target is effectively the average of analyst price targets. As a result, some investors like to look at the range of estimates to see if there are any diverging opinions on the company's valuation. The most optimistic Wintrust Financial analyst has a price target of US$170 per share, while the most pessimistic values it at US$138. With such a narrow range of valuations, the analysts apparently share similar views on what they think the business is worth.

Taking a look at the bigger picture now, one of the ways we can understand these forecasts is to see how they compare to both past performance and industry growth estimates. It's clear from the latest estimates that Wintrust Financial's rate of growth is expected to accelerate meaningfully, with the forecast 18% annualised revenue growth to the end of 2025 noticeably faster than its historical growth of 11% p.a. over the past five years. Compare this with other companies in the same industry, which are forecast to grow their revenue 7.7% annually. Factoring in the forecast acceleration in revenue, it's pretty clear that Wintrust Financial is expected to grow much faster than its industry.

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The Bottom Line

The most obvious conclusion is that there's been no major change in the business' prospects in recent times, with the analysts holding their earnings forecasts steady, in line with previous estimates. Happily, there were no major changes to revenue forecasts, with the business still expected to grow faster than the wider industry. The consensus price target held steady at US$154, with the latest estimates not enough to have an impact on their price targets.

Keeping that in mind, we still think that the longer term trajectory of the business is much more important for investors to consider. We have estimates - from multiple Wintrust Financial analysts - going out to 2027, and you can see them free on our platform here.

Plus, you should also learn about the 1 warning sign we've spotted with Wintrust Financial .

Valuation is complex, but we're here to simplify it.

Discover if Wintrust Financial might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.

Access Free Analysis

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

About NasdaqGS:WTFC

Wintrust Financial

A financial holding company, provides community-oriented, personal, and commercial banking services in the United States.

Flawless balance sheet with solid track record and pays a dividend.

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