Wintrust Financial Past Earnings Performance
Past criteria checks 2/6
Wintrust Financial has been growing earnings at an average annual rate of 16.4%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 11.1% per year. Wintrust Financial's return on equity is 9.9%, and it has net margins of 26.8%.
Key information
16.4%
Earnings growth rate
14.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 11.1% |
| Return on equity | 9.9% |
| Net Margin | 26.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Wintrust Financial Corporation Deserves An Optimistic Outlook
Oct 07Wintrust Financial Corporation: Expensive CDs Take On Increasing Weight
Jun 17Does Wintrust Financial (NASDAQ:WTFC) Deserve A Spot On Your Watchlist?
Apr 08
Wintrust Financial: Banking On More Gains
Mar 03Wintrust Financial's (NASDAQ:WTFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 30Wintrust Financial Q3 2022 Earnings Preview
Oct 17Wintrust Financial: Loan Additions To Play Key Role In Earnings Growth
Sep 08Wintrust Financial GAAP EPS of $1.49 misses by $0.21, revenue of $440.75M misses by $9.18M
Jul 20Wintrust Financial: Provisioning Likely To Drag Earnings
Jun 24Wintrust Financial: Revising Up The Earnings Estimate But The Stock Appears Fairly Valued
Mar 08Revenue & Expenses Breakdown
How Wintrust Financial makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 2,255 | 605 | 1,176 | 0 |
| 30 Jun 24 | 2,216 | 599 | 1,154 | 0 |
| 31 Mar 24 | 2,197 | 602 | 1,136 | 0 |
| 31 Dec 23 | 2,156 | 595 | 1,111 | 0 |
| 30 Sep 23 | 2,132 | 616 | 1,090 | 0 |
| 30 Jun 23 | 2,073 | 595 | 1,060 | 0 |
| 31 Mar 23 | 1,962 | 535 | 1,033 | 0 |
| 31 Dec 22 | 1,877 | 482 | 1,025 | 0 |
| 30 Sep 22 | 1,794 | 436 | 1,008 | 0 |
| 30 Jun 22 | 1,730 | 402 | 998 | 0 |
| 31 Mar 22 | 1,734 | 412 | 994 | 0 |
| 31 Dec 21 | 1,770 | 438 | 998 | 0 |
| 30 Sep 21 | 1,766 | 441 | 994 | 0 |
| 30 Jun 21 | 1,736 | 436 | 972 | 0 |
| 31 Mar 21 | 1,601 | 357 | 947 | 0 |
| 31 Dec 20 | 1,429 | 272 | 896 | 0 |
| 30 Sep 20 | 1,379 | 261 | 868 | 0 |
| 30 Jun 20 | 1,347 | 261 | 848 | 0 |
| 31 Mar 20 | 1,397 | 321 | 822 | 0 |
| 31 Dec 19 | 1,408 | 347 | 803 | 0 |
| 30 Sep 19 | 1,360 | 341 | 773 | 0 |
| 30 Jun 19 | 1,328 | 334 | 753 | 0 |
| 31 Mar 19 | 1,316 | 342 | 737 | 0 |
| 31 Dec 18 | 1,286 | 335 | 719 | 0 |
| 30 Sep 18 | 1,260 | 324 | 706 | 0 |
| 30 Jun 18 | 1,210 | 298 | 680 | 0 |
| 31 Mar 18 | 1,168 | 273 | 659 | 0 |
| 31 Dec 17 | 1,121 | 248 | 636 | 0 |
| 30 Sep 17 | 1,097 | 232 | 615 | 0 |
| 30 Jun 17 | 1,071 | 218 | 605 | 0 |
| 31 Mar 17 | 1,036 | 202 | 591 | 0 |
| 31 Dec 16 | 1,009 | 192 | 580 | 0 |
| 30 Sep 16 | 964 | 173 | 558 | 0 |
| 30 Jun 16 | 924 | 158 | 546 | 0 |
| 31 Mar 16 | 898 | 154 | 532 | 0 |
| 31 Dec 15 | 880 | 146 | 533 | 0 |
| 30 Sep 15 | 862 | 151 | 513 | 0 |
| 30 Jun 15 | 844 | 155 | 492 | 0 |
| 31 Mar 15 | 816 | 150 | 472 | 0 |
| 31 Dec 14 | 793 | 145 | 457 | 0 |
| 30 Sep 14 | 773 | 142 | 441 | 0 |
| 30 Jun 14 | 754 | 138 | 429 | 0 |
| 31 Mar 14 | 742 | 132 | 423 | 0 |
| 31 Dec 13 | 727 | 129 | 417 | 0 |
Quality Earnings: WTFC has high quality earnings.
Growing Profit Margin: WTFC's current net profit margins (26.8%) are lower than last year (28.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: WTFC's earnings have grown by 16.4% per year over the past 5 years.
Accelerating Growth: WTFC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: WTFC had negative earnings growth (-1.8%) over the past year, making it difficult to compare to the Banks industry average (-11.7%).
Return on Equity
High ROE: WTFC's Return on Equity (9.9%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 02:26 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Wintrust Financial Corporation is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared Shaw | Barclays |
| Benjamin Gerlinger | Citigroup Inc |