Wintrust Financial Balance Sheet Health
Financial Health criteria checks 6/6
Wintrust Financial has total assets of $56.3B and total equity of $5.4B. Total deposits are $45.4B, and total loans are $42.1B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $2.8B.
Key information
10.4x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | US$45.40b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.79b |
Recent financial health updates
No updates
Recent updates
Does Wintrust Financial (NASDAQ:WTFC) Deserve A Spot On Your Watchlist?
Apr 08
Wintrust Financial: Banking On More Gains
Mar 03Wintrust Financial's (NASDAQ:WTFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Jan 30Does Wintrust Financial (NASDAQ:WTFC) Deserve A Spot On Your Watchlist?
Oct 14Here's Why We Think Wintrust Financial (NASDAQ:WTFC) Is Well Worth Watching
Jun 23Wintrust Financial (NASDAQ:WTFC) Will Pay A Larger Dividend Than Last Year At $0.40
May 02Wintrust Financial Q3 2022 Earnings Preview
Oct 17Wintrust Financial: Loan Additions To Play Key Role In Earnings Growth
Sep 08Wintrust Financial GAAP EPS of $1.49 misses by $0.21, revenue of $440.75M misses by $9.18M
Jul 20Wintrust Financial: Provisioning Likely To Drag Earnings
Jun 24Here's Why I Think Wintrust Financial (NASDAQ:WTFC) Is An Interesting Stock
Jun 13Wintrust Financial: Revising Up The Earnings Estimate But The Stock Appears Fairly Valued
Mar 08Wintrust Financial's (NASDAQ:WTFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Feb 01Do Wintrust Financial's (NASDAQ:WTFC) Earnings Warrant Your Attention?
Jan 17Wintrust Financial: Provisions Normalization To Hurt Earnings
Dec 03Do Wintrust Financial's (NASDAQ:WTFC) Earnings Warrant Your Attention?
Sep 20Wintrust Financial: Rosy Earnings Outlook Due To Team Expansion, Deposit Repricing
Jun 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: WTFC's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: WTFC has a sufficient allowance for bad loans (248%).
Low Risk Liabilities: 89% of WTFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: WTFC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: WTFC's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: WTFC has an appropriate level of bad loans (0.3%).