Wintrust Financial Corporation

NasdaqGS:WTFC Stock Report

Market Cap: US$10.2b

Wintrust Financial Dividends and Buybacks

Dividend criteria checks 5/6

Wintrust Financial is a dividend paying company with a current yield of 1.45% that is well covered by earnings. Next payment date is on 28th May, 2026 with an ex-dividend date of 14th May, 2026.

Key information

1.5%

Dividend yield

-0.02%

Buyback Yield

Total Shareholder Yield1.4%
Future Dividend Yield1.5%
Dividend Growth14.3%
Next dividend pay date28 May 26
Ex dividend date14 May 26
Dividend per sharen/a
Payout ratio17%

Recent dividend and buyback updates

Analysis Article Jan 27

Wintrust Financial's (NASDAQ:WTFC) Upcoming Dividend Will Be Larger Than Last Year's

The board of Wintrust Financial Corporation ( NASDAQ:WTFC ) has announced that it will be increasing its dividend by...

Recent updates

Seeking Alpha Mar 29

Wintrust Financial: Premium Franchise, But Macro Concerns Keep Upside Capped

Summary Wintrust Financial demonstrates robust loan and deposit growth, a strong net interest margin, and leverages a unique multi-charter community banking model. WTFC's Q4 2025 earnings highlight 11% YoY net income growth and top-tier net interest margin at 3.52%, outperforming peers. Despite operational strengths, macroeconomic headwinds—yield curve pressures, private credit contagion risk, and credit deterioration—limit upside potential. Issuing a hold rating as WTFC trades near fair value, with only 2% upside and heightened sector risks. Read the full article on Seeking Alpha
Analysis Article Jan 27

Wintrust Financial's (NASDAQ:WTFC) Upcoming Dividend Will Be Larger Than Last Year's

The board of Wintrust Financial Corporation ( NASDAQ:WTFC ) has announced that it will be increasing its dividend by...
Narrative Update Oct 09

Midwest Expansion And Digital Banking Will Unlock Value

Analysts have increased their price target for Wintrust Financial from approximately $155.15 to $156.50 per share. They cite continued loan growth and improving borrower sentiment as key factors supporting the firm's favorable outlook.
Analysis Article Aug 10

Wintrust Financial Corporation Beat Analyst Estimates: See What The Consensus Is Forecasting For This Year

NasdaqGS:WTFC 1 Year Share Price vs Fair Value Explore Wintrust Financial's Fair Values from the Community and select...
Analysis Article Jul 25

Wintrust Financial Corporation Just Beat EPS By 7.0%: Here's What Analysts Think Will Happen Next

Wintrust Financial Corporation ( NASDAQ:WTFC ) came out with its second-quarter results last week, and we wanted to see...
Analysis Article Jul 23

Here's Why Wintrust Financial (NASDAQ:WTFC) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Seeking Alpha Apr 26

Wintrust Financial Corporation: Clear Improvements, But The Opportunity To Buy Has Faded

Summary WTFC has shown resilience with growing deposits outpacing loans, but the current share price is too high to recommend a buy. Despite macroeconomic uncertainties like tariffs and inflation, WTFC's loan quality remains strong, with non-performing loans at a low 0.35%. The bank's dividend sustainability and growth is exceptional, but the dividend yield is quite low for a passive income investor. I would consider it a buy, if the TBV per share were around 1.20x. Read the full article on Seeking Alpha
Seeking Alpha Jan 24

Wintrust Financial Corporation: 2025 Already Presents Some Headwinds

Summary Wintrust Financial Corporation achieved record results in 2024, with net income up 12% year-over-year, but 2025 growth is expected to slow. The stock price has surged from $93.42 to over $133, making it fairly valued, with limited potential for capital gains. Increased competition in CRE loans and high mortgage rates are likely to challenge WTFC's growth in 2025. Despite strong fundamentals, the dividend yield is low at 1.35%, and the stock remains a hold due to limited upside. Read the full article on Seeking Alpha
Seeking Alpha Oct 07

Wintrust Financial Corporation Deserves An Optimistic Outlook

Summary Wintrust Financial's shares have risen 10.5% since March, but lagged behind the S&P 500, but since June 2023, shares are up 52.7%, easily outperforming the S&P 500. Despite a slight decline in net interest margin, deposits, loans, and securities have grown, showcasing strong balance sheet growth and asset quality. Net interest income and non-interest income have increased, though higher expenses have limited net profit growth. Valuation metrics show Wintrust Financial is more expensive than preferred, but high-quality assets and relative valuation justify maintaining a soft 'buy' rating. Read the full article on Seeking Alpha
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New Narrative Aug 28

Decisive Growth And Risk Management Propel Bank's Expansion In West Michigan Market

Strategic acquisition and strong loan growth in specific sectors are enhancing Wintrust Financial's market presence and revenue.
Seeking Alpha Jun 17

Wintrust Financial Corporation: Expensive CDs Take On Increasing Weight

Summary Growth prospects include exceptional loan growth, acquisition of Macatawa Bank, and sustainable dividend growth potential. Wintrust is a financial holding company with $57.57 billion in assets, expanding operations to other states. TBV per share is not affected too much by unrealized losses on AFS securities. Read the full article on Seeking Alpha
Seeking Alpha Mar 03

Wintrust Financial: Banking On More Gains

Summary Wintrust Financial Corporation's stock has seen significant upside compared to the S&P 500, making it less of a bargain. Despite a decline in net profits, the overall profit picture for Wintrust Financial in 2023 was positive, with growth in deposits and loans. Wintrust Financial is attractively priced compared to similar banks and has a strong asset quality, making it a soft 'buy' at this time. Read the full article on Seeking Alpha

Upcoming Dividend Payment

TodayMay 11 2026Ex Dividend DateMay 14 2026Dividend Pay DateMay 28 202614 days from Ex DividendBuy in the next 2 days to receive the upcoming dividend

Stability and Growth of Payments

Fetching dividends data

Stable Dividend: WTFC's dividends per share have been stable in the past 10 years.

Growing Dividend: WTFC's dividend payments have increased over the past 10 years.


Dividend Yield vs Market

Wintrust Financial Dividend Yield vs Market
How does WTFC dividend yield compare to the market?
SegmentDividend Yield
Company (WTFC)1.5%
Market Bottom 25% (US)1.4%
Market Top 25% (US)4.2%
Industry Average (Banks)2.4%
Analyst forecast (WTFC) (up to 3 years)1.5%

Notable Dividend: WTFC's dividend (1.45%) is higher than the bottom 25% of dividend payers in the US market (1.41%).

High Dividend: WTFC's dividend (1.45%) is low compared to the top 25% of dividend payers in the US market (4.21%).


Current Payout to Shareholders

Earnings Coverage: With its low payout ratio (16.9%), WTFC's dividend payments are well covered by earnings.


Future Payout to Shareholders

Future Dividend Coverage: WTFC's dividends in 3 years are forecast to be well covered by earnings (15.9% payout ratio).


Discover strong dividend paying companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/05/11 12:20
End of Day Share Price 2026/05/08 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Wintrust Financial Corporation is covered by 22 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Bryce RoweBaird
Jared David ShawBarclays
Benjamin GerlingerCitigroup Inc