Cullen/Frost Bankers Balance Sheet Health
Financial Health criteria checks 6/6
Cullen/Frost Bankers has total assets of $51.0B and total equity of $4.1B. Total deposits are $41.7B, and total loans are $19.8B. It earns a Net Interest Margin of 3.5%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $9.4B.
Key information
12.3x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$41.72b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$9.37b |
Recent financial health updates
No updates
Recent updates
Cullen/Frost Bankers: A Growing Texas Bank In A Growing State, Awaiting Cooler Valuation
Nov 21Cullen/Frost: Earnings Remain Subdued, But The Valuation Is Still Attractive
Aug 26Cullen/Frost Bankers' (NYSE:CFR) Dividend Will Be Increased To $0.95
Jul 28
Cullen/Frost Bankers: There Are Better Opportunities Out There At This Time
Feb 12Cullen/Frost Bankers' (NYSE:CFR) Shareholders Will Receive A Bigger Dividend Than Last Year
Nov 23Cullen/Frost Looks Undervalued As Funding Cost Pressure Subsides
Nov 18Cullen/Frost Bankers' (NYSE:CFR) Shareholders Will Receive A Bigger Dividend Than Last Year
Oct 29Cullen/Frost Bank: Phenomenal Buying Opportunity For This Quality Texas Bank
Sep 11Cullen/Frost Bankers (NYSE:CFR) Is Increasing Its Dividend To $0.92
Aug 29Cullen/Frost Bankers' (NYSE:CFR) Upcoming Dividend Will Be Larger Than Last Year's
Jul 31Here's Why We Think Cullen/Frost Bankers (NYSE:CFR) Might Deserve Your Attention Today
Jul 18Holding On To Cullen/Frost Bankers, A Strong But Overvalued Texas Bank
Jul 03Do Cullen/Frost Bankers' (NYSE:CFR) Earnings Warrant Your Attention?
Apr 10Cullen/Frost Looks Unexpectedly Interesting
Feb 09Cullen/Frost Bankers Q4 2022 Earnings Preview
Jan 25With EPS Growth And More, Cullen/Frost Bankers (NYSE:CFR) Makes An Interesting Case
Dec 02Cullen/Frost Bankers GAAP EPS of $2.59 beats by $0.37, revenue of $479.34M beats by $40.17M
Oct 27Cullen/Frost Bankers: A Well-Run But Far From Cheap Bank
Sep 06Cullen/Frost Bankers goes ex-dividend tomorrow
Aug 29Cullen/Frost Bankers' (NYSE:CFR) Upcoming Dividend Will Be Larger Than Last Year's
Jul 31Cullen/Frost Bankers Q2 2022 Earnings Preview
Jul 27Cullen/Frost Bankers: Expense Growth To Counter Strong Top-Line Growth
Jun 17Cullen/Frost: Stretched Valuation, Can't See Fundamental Value
Mar 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CFR's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: CFR has a sufficient allowance for bad loans (251%).
Low Risk Liabilities: 89% of CFR's liabilities are made up of primarily low risk sources of funding.
Loan Level: CFR has an appropriate level of Loans to Assets ratio (39%).
Low Risk Deposits: CFR's Loans to Deposits ratio (47%) is appropriate.
Level of Bad Loans: CFR has an appropriate level of bad loans (0.5%).