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U.S. Banks Industry Analysis

UpdatedOct 27, 2025
DataAggregated Company Financials
Companies651
  • 7D1.3%
  • 3M2.7%
  • 1Y20.3%
  • YTD16.6%

Texas Capital Bancshares is up 4.7%, leading the way for the Banks industry, which has gained 1.3%. This takes the industry's 12 month performance to a gain of 20%. Earnings are forecast to grow by 8.9% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 27 Oct 2025US$2.6tUS$693.9bUS$191.7b11.2x13.7x3.8x
Wed, 24 Sep 2025US$2.7tUS$677.7bUS$183.9b11.8x14.8x4x
Fri, 22 Aug 2025US$2.6tUS$678.6bUS$184.0b11.5x14.1x3.8x
Sun, 20 Jul 2025US$2.6tUS$674.8bUS$181.9b11.9x14.1x3.8x
Tue, 17 Jun 2025US$2.3tUS$668.8bUS$177.1b11x13.1x3.5x
Thu, 15 May 2025US$2.4tUS$668.1bUS$176.9b11.4x13.4x3.6x
Sat, 12 Apr 2025US$2.0tUS$662.3bUS$171.9b10.4x11.7x3x
Mon, 10 Mar 2025US$2.3tUS$662.7bUS$171.9b11.3x13.1x3.4x
Wed, 05 Feb 2025US$2.5tUS$661.8bUS$171.4b12.1x14.4x3.7x
Fri, 03 Jan 2025US$2.3tUS$655.1bUS$143.0b12.3x16.2x3.5x
Sun, 01 Dec 2024US$2.5tUS$655.0bUS$143.0b13.3x17.5x3.8x
Tue, 29 Oct 2024US$2.2tUS$651.3bUS$142.7b11.8x15.5x3.4x
Thu, 26 Sep 2024US$2.1tUS$653.7bUS$145.5b11.5x14.5x3.2x
Sat, 24 Aug 2024US$2.1tUS$653.0bUS$145.7b11.7x14.5x3.2x
Mon, 22 Jul 2024US$2.1tUS$660.1bUS$152.1b11.1x14.1x3.2x
Wed, 19 Jun 2024US$1.9tUS$655.4bUS$151.1b9.5x12.9x3x
Fri, 17 May 2024US$2.0tUS$655.8bUS$151.3b9.8x13.5x3.1x
Sun, 14 Apr 2024US$1.9tUS$658.2bUS$166.6b9.2x11.6x2.9x
Tue, 12 Mar 2024US$1.9tUS$654.2bUS$166.3b9.6x11.6x2.9x
Thu, 08 Feb 2024US$1.8tUS$652.7bUS$168.4b9.4x10.6x2.7x
Sat, 06 Jan 2024US$1.8tUS$668.2bUS$195.6b9.2x9.4x2.7x
Mon, 04 Dec 2023US$1.7tUS$667.6bUS$195.4b8.7x8.6x2.5x
Wed, 01 Nov 2023US$1.5tUS$665.7bUS$195.2b8x7.5x2.2x
Fri, 29 Sep 2023US$1.5tUS$656.7bUS$191.6b7.8x7.9x2.3x
Sun, 27 Aug 2023US$1.6tUS$656.9bUS$191.7b8.1x8.1x2.4x
Tue, 25 Jul 2023US$1.7tUS$654.4bUS$191.5b8.4x9x2.6x
Thu, 22 Jun 2023US$1.6tUS$642.3bUS$184.2b7.8x8.4x2.4x
Sat, 20 May 2023US$1.5tUS$642.3bUS$184.2b7.6x8.1x2.3x
Mon, 17 Apr 2023US$1.5tUS$633.1bUS$171.6b8.2x9x2.4x
Wed, 15 Mar 2023US$1.5tUS$617.8bUS$163.5b8.5x9.4x2.5x
Fri, 10 Feb 2023US$1.9tUS$616.7bUS$163.3b9.7x11.4x3x
Sun, 08 Jan 2023US$1.8tUS$611.7bUS$164.2b9.8x10.8x2.9x
Tue, 06 Dec 2022US$1.8tUS$611.6bUS$164.1b9.8x10.7x2.9x
Thu, 03 Nov 2022US$1.8tUS$611.6bUS$163.9b9.8x10.8x2.9x
Price to Earnings Ratio

10.8x


Total Market Cap: US$1.8tTotal Earnings: US$163.9bTotal Revenue: US$611.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.9x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 13.7x which is higher than its 3-year average PE of 11.9x.
  • The 3-year average PS ratio of 3.1x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 5.4% per year over the last three years.
  • Revenues for these companies have grown 4.3% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.01%
Financials1.20%
Banks1.27%
Regional Banks2.67%
Diversified Banks0.83%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.5x.
    • Analysts are expecting annual earnings growth of 6.5%, which is lower than the prior year's growth of 28.9% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.6x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 17% over the next 5 years.
  • This is roughly in line with its past earnings growth rate.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 6.5% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
TCBI Texas Capital BancsharesUS$85.454.7%
+US$4.1b		9.3%PB2.3x
BAC Bank of AmericaUS$52.571.0%
+US$3.9b		23.3%PB1.4x
NU Nu HoldingsUS$15.842.8%
+US$2.1b		2.3%PB8x
USB U.S. BancorpUS$48.262.5%
+US$1.8b		-0.7%PB1.3x
PNC PNC Financial Services GroupUS$186.442.3%
+US$1.7b		-1.8%PB1.2x

Latest News

EBC
US$17.66
Eastern Bankshares
7D
-5.4%
1Y
5.7%
BAC
US$52.57
Bank of America
7D
1.0%
1Y
23.3%
FCNC.A
US$1,775.21
First Citizens BancShares
7D
1.7%
1Y
-7.8%
SSB
US$90.47
SouthState Bank
7D
-4.3%
1Y
-8.1%
TCBI
US$85.45
Texas Capital Bancshares
7D
4.7%
1Y
9.3%
BPOP
US$113.80
Popular
7D
-4.0%
1Y
26.2%
USB
US$48.26
U.S. Bancorp
7D
2.5%
1Y
-0.7%

Operating Leverage And Fee Income Will Drive Efficiency Amid Regulatory Shifts

The consensus analyst price target for U.S. Bancorp has increased slightly, reflecting a modestly higher fair value estimate of $55.67. Analysts cite improved operating leverage, better-than-expected revenue growth, and positive earnings momentum for the upward revision.
JPM
US$300.44
JPMorgan Chase
7D
-0.6%
1Y
33.2%

Analysts Boost JPMorgan Chase Price Target Amid Strong Earnings and Upgraded Growth Outlook

JPMorgan Chase's analyst price target has been revised upward by $5 to $326.43. Analysts highlight strong recent earnings, robust balance sheet growth, and improved revenue outlook despite elevated expenses.
C
US$98.78
Citigroup
7D
-0.5%
1Y
54.0%
BOKF
US$106.28
BOK Financial
7D
-3.3%
1Y
-1.9%

Analysts Raise Outlook for BOK Financial Amid Strong Regional Growth and Strategic Buybacks

Narrative Update on BOK Financial Analysts have raised their fair value estimate for BOK Financial from $117.60 to $119.20. This change is based on expectations for stronger non-interest-bearing deposit growth and sustained loan performance in key regional markets.
TFC
US$44.19
Truist Financial
7D
1.7%
1Y
2.1%
SFBS
US$70.90
ServisFirst Bancshares
7D
-7.1%
1Y
-17.4%

Analysts Lower ServisFirst Bancshares Price Target as Growth Slows and Margins Face Pressure

Analysts have recently lowered their price target for ServisFirst Bancshares from $91 to approximately $86.67, citing slower-than-expected revenue growth and ongoing pressures on net interest margins as key factors behind the revised outlook. Analyst Commentary Recent analyst coverage highlights a blend of caution and potential for ServisFirst Bancshares, as new information prompts closer scrutiny of the company's outlook.
NU
US$15.84
Nu Holdings
7D
2.8%
1Y
2.3%

Latin America's Digital Shift Will Drive Financial Service Expansion

Analysts have raised their price target on Nu Holdings from $16.99 to $17.29 per share. They cited modest improvements in profit margin and a slight reduction in the discount rate as key drivers for the upward revision.
WFC
US$86.41
Wells Fargo
7D
0.5%
1Y
31.7%

Digital Banking And Wealth Management Will Expand Future Reach

Wells Fargo's analyst price target has been raised from $89.13 to $91.44. This change reflects stronger-than-expected Q3 earnings, improved fee revenue, and updated guidance.
PNC
US$186.44
PNC Financial Services Group
7D
2.3%
1Y
-1.8%

Customer Acquisition And Expense Discipline Will Build A Secure Future

The analyst price target for PNC Financial Services Group has increased modestly from $220 to approximately $221.74, as analysts cite continued strong loan growth, supportive capital market dynamics, and improved capital flexibility as key drivers of positive sentiment toward the company. Analyst Commentary Analysts have weighed in on PNC Financial Services Group following a series of updates to company guidance, recent transactions, and broader industry trends.
CFG
US$52.18
Citizens Financial Group
7D
3.8%
1Y
22.1%

AI And Digital Banking Will Improve Operational Efficiency

The analyst price target for Citizens Financial Group has been raised from $58.60 to $61.48. Analysts cite robust earnings, improving profitability, and constructive industry trends as key drivers of the upward revision.