Update shared on20 Oct 2025
Fair value Increased 1.77%Analysts have raised their price target on Nu Holdings from $16.99 to $17.29 per share. They cited modest improvements in profit margin and a slight reduction in the discount rate as key drivers for the upward revision.
What's in the News
- Nubank has applied for a national bank charter with the Office of the Comptroller of the Currency in the United States. This move aims to expand its footprint and enable future offerings, such as deposit accounts and lending.
- The company continues to emphasize a compliance-first approach in its operations by reflecting regulatory practices from Brazil, Mexico, and Colombia.
- Nu Mexico, a subsidiary, received authorization to become a bank from the Comisión Nacional Bancaria y de Valores in April 2025 and is awaiting final approval. (Key Developments)
Valuation Changes
- Consensus Analyst Price Target has risen slightly, increasing from $16.99 to $17.29 per share.
- Discount Rate has fallen modestly, moving from 11.94% to 11.87%.
- Revenue Growth projection remains unchanged at 78.11%.
- Net Profit Margin has improved slightly, rising from 18.40% to 18.54%.
- Future P/E ratio estimate has increased marginally, from 19.24x to 19.39x.
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