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U.S. Insurance Industry Analysis

UpdatedJul 06, 2026
DataAggregated Company Financials
Companies127
  • 7D4.9%
  • 3M12.6%
  • 1Y3.8%
  • YTD7.2%

In the last week, the Insurance industry is up 4.9%, with Progressive leading the way with a 5.6% gain. This takes the industry's 12 month performance to a gain of 3.8%. Earnings are forecast to grow by 2.1% annually.

Industry Valuation and Performance

Has the U.S. Insurance Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Mon, 06 Jul 2026US$1.4tUS$958.6bUS$113.9b12.4x12.7x1.5x
Wed, 03 Jun 2026US$1.3tUS$959.6bUS$114.0b10.6x11.1x1.3x
Fri, 01 May 2026US$1.3tUS$951.0bUS$111.8b11.7x11.8x1.4x
Sun, 29 Mar 2026US$1.3tUS$946.4bUS$105.4b10.9x11.9x1.3x
Tue, 24 Feb 2026US$1.3tUS$951.5bUS$105.7b12.3x12.7x1.4x
Thu, 22 Jan 2026US$1.3tUS$931.5bUS$99.7b12.7x13.4x1.4x
Sat, 20 Dec 2025US$1.4tUS$931.1bUS$99.3b13.4x14.1x1.5x
Mon, 17 Nov 2025US$1.4tUS$931.1bUS$99.2b13x13.9x1.5x
Wed, 15 Oct 2025US$1.4tUS$919.0bUS$88.6b14.1x15.8x1.5x
Fri, 12 Sep 2025US$1.4tUS$919.1bUS$88.6b14.6x15.7x1.5x
Sun, 10 Aug 2025US$1.4tUS$918.1bUS$88.4b14x15.6x1.5x
Tue, 08 Jul 2025US$1.4tUS$903.0bUS$82.1b14.5x17.3x1.6x
Thu, 05 Jun 2025US$1.5tUS$902.7bUS$82.3b14.8x17.9x1.6x
Sat, 03 May 2025US$1.4tUS$896.4bUS$84.9b14.3x16.6x1.6x
Mon, 31 Mar 2025US$1.5tUS$897.3bUS$93.0b14.1x16x1.7x
Wed, 26 Feb 2025US$1.4tUS$895.7bUS$94.4b12.3x15x1.6x
Fri, 24 Jan 2025US$1.4tUS$894.1bUS$91.8b12.6x15x1.5x
Sun, 22 Dec 2024US$1.4tUS$893.2bUS$91.1b13.1x14.8x1.5x
Tue, 19 Nov 2024US$1.4tUS$893.3bUS$91.0b13.5x15.6x1.6x
Thu, 17 Oct 2024US$1.4tUS$859.2bUS$88.6b14.2x15.9x1.6x
Sat, 14 Sep 2024US$1.4tUS$855.5bUS$87.0b14.2x15.8x1.6x
Mon, 12 Aug 2024US$1.3tUS$855.4bUS$87.0b13.6x14.8x1.5x
Wed, 10 Jul 2024US$1.2tUS$823.2bUS$79.2b13.4x14.8x1.4x
Fri, 07 Jun 2024US$1.2tUS$823.4bUS$79.2b12.6x14.9x1.4x
Sun, 05 May 2024US$1.1tUS$818.7bUS$78.8b14.1x14.6x1.4x
Tue, 02 Apr 2024US$1.2tUS$792.6bUS$66.9b15.1x18x1.5x
Thu, 29 Feb 2024US$1.1tUS$791.9bUS$66.2b14.8x17.3x1.4x
Sat, 27 Jan 2024US$1.2tUS$794.8bUS$49.9b13.2x23.2x1.5x
Mon, 25 Dec 2023US$1.1tUS$792.9bUS$47.7b12.7x22.8x1.4x
Wed, 22 Nov 2023US$1.1tUS$792.6bUS$47.3b13x22.8x1.4x
Fri, 20 Oct 2023US$1.0tUS$804.2bUS$40.0b15x26.2x1.3x
Sun, 17 Sep 2023US$1.0tUS$799.3bUS$38.7b14.9x26.9x1.3x
Tue, 15 Aug 2023US$1.0tUS$799.0bUS$38.5b15.2x26.5x1.3x
Thu, 13 Jul 2023US$990.6bUS$777.8bUS$36.9b15.2x26.8x1.3x
Price to Earnings Ratio

26.8x


Total Market Cap: US$990.6bTotal Earnings: US$36.9bTotal Revenue: US$777.8bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Insurance Industry Price to Earnings3Y Average 16.9x202420252026
Current Industry PE
  • Investors are pessimistic on the American Insurance industry, indicating that they anticipate long term growth rates will be lower than they have historically.
  • The industry is trading at a PE ratio of 12.7x which is lower than its 3-year average PE of 16.9x.
  • The industry is trading close to its 3-year average PS ratio of 1.5x.
Past Earnings Growth
  • The earnings for companies in the Insurance industry have grown 46% per year over the last three years.
  • Revenues for these companies have grown 7.2% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market1.63%
Financials3.36%
Insurance4.94%
Insurance Brokers8.34%
Property and Casualty Insurance4.50%
General Insurance4.30%
Reinsurance3.03%
Life and Health Insurance2.80%
Industry PE
  • Investors are most optimistic about the Insurance Brokers industry even though it's trading below its 3-year average PE ratio of 35.7x.
    • Analysts are expecting annual earnings growth of 13.4%, which is lower than the prior year's growth of 48.1% per year.
  • Investors are most pessimistic about the Reinsurance industry, which is trading below its 3-year average of 9.9x.
Forecasted Growth
  • Analysts are most optimistic on the Insurance Brokers industry, expecting annual earnings growth of 13% over the next 5 years.
  • However this is lower than its past earnings growth rate of 48% per year.
  • In contrast, the Property and Casualty Insurance industry is expected to see its earnings decline by 4.6% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
PGR ProgressiveUS$232.225.6%
+US$7.2b		-8.4%PE11.7x
CB ChubbUS$361.175.2%
+US$6.9b		29.0%PE12.4x
AJG Arthur J. GallagherUS$252.4411.1%
+US$6.5b		-20.1%PE40.2x
AON AonUS$357.469.1%
+US$6.4b		1.2%PE19.4x
MRSH Marsh & McLennan CompaniesUS$178.547.1%
+US$5.7b		-16.2%PE22x

Latest News

CRD.B
US$10.49
Crawford
7D
-2.7%
1Y
0.5%
AON
US$357.46
Aon
7D
9.1%
1Y
1.2%
AJG
US$252.44
Arthur J. Gallagher
7D
11.1%
1Y
-20.1%
FGNX
US$4.86
FG Nexus
7D
-12.0%
1Y
-94.3%
AIG
US$79.39
American International Group
7D
5.7%
1Y
-4.4%
OSG
US$6.34
Octave Specialty Group
7D
-0.3%
1Y
-16.1%
CB
US$361.17
Chubb
7D
5.2%
1Y
29.0%
MET
US$90.06
MetLife
7D
4.7%
1Y
13.7%
MRSH
US$178.54
Marsh & McLennan Companies
7D
7.1%
1Y
-16.2%
PGR
US$232.22
Progressive
7D
5.6%
1Y
-8.4%
GLRE
US$16.37
Greenlight Capital Re
7D
-1.7%
1Y
17.7%
SLQT
US$0.79
SelectQuote
7D
-0.8%
1Y
-66.8%
Narrative Update • Jun 25

SLQT: FY26 Guidance Reaffirmation Will Support Future P/E Re Rating

Analysts have adjusted their SelectQuote price target to reflect updated assumptions for discount rate, expected revenue growth of 2.67%, profit margin of 11.06% and a forward P/E of 1.57x. This results in a revised fair value estimate of $1.25 per share, unchanged from the prior $1.25.
ALL
US$250.33
Allstate
7D
3.7%
1Y
28.7%
Narrative Update • Jun 16

ALL: Rich Multiple Will Face Slowing Auto Policy Momentum Despite Buybacks

Analysts have nudged their price target for Allstate higher to $192.30 from $190.85, reflecting updated assumptions for the discount rate, revenue growth, profit margin, and future P/E that slightly adjust how they value the stock. What's in the News Allstate reported Q1 2026 adjusted diluted EPS of $10.65, which was 47% above analyst consensus, and net income of $2.4b compared with $566 million a year earlier, supported by an 82.0 Property Liability combined ratio and lower catastrophe losses (source: Allstate Reports Strong Q1 2026 Earnings with Market Share Gains and New $4 Billion Buyback Program).
AIFU
US$42.15
AIFU
7D
-2.0%
1Y
-64.6%
CIA
US$5.94
Citizens
7D
-3.9%
1Y
69.2%
Analysis Article • May 11

Citizens, Inc. Just Missed Earnings - But Analysts Have Updated Their Models

Citizens, Inc. ( NYSE:CIA ) missed earnings with its latest first-quarter results, disappointing overly-optimistic...
XHG
US$0.86
XChange TEC.INC
7D
-6.9%
1Y
-33.9%