AIFU (AIFU) Stock Overview
Through its subsidiary, distributes insurance products in China. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
AIFU Community Fair Values
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AIFU Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$2.28 |
| 52 Week High | US$9.40 |
| 52 Week Low | US$1.00 |
| Beta | 0 |
| 1 Month Change | 62.86% |
| 3 Month Change | 14.52% |
| 1 Year Change | -3.39% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -28.75% |
Recent News & Updates
AIFU Inc.: Private Placement And Negative Earnings Have Disinterested Investors
Summary AIFU Inc. is rated 'Sell' due to persistent earnings declines, negative technicals, and regulatory headwinds impacting insurance commissions. AIFU's AI-driven insurance distribution model faces profitability challenges from multi-level agent compensation and compressed margins. Chinese regulatory actions capping commissions further pressure AIFU's bottom line, with management warning of continued operational headwinds. Despite trading at a 0.72 P/B ratio, a lack of catalysts and ongoing losses suggest shares may fall further before stabilizing. Read the full article on Seeking AlphaAIFU Inc.'s (NASDAQ:AIFU) 27% Share Price Plunge Could Signal Some Risk
Unfortunately for some shareholders, the AIFU Inc. ( NASDAQ:AIFU ) share price has dived 27% in the last thirty days...Recent updates
Shareholder Returns
| AIFU | US Insurance | US Market | |
|---|---|---|---|
| 7D | 5.1% | -3.9% | 1.6% |
| 1Y | -3.4% | -12.6% | 28.5% |
Return vs Industry: AIFU exceeded the US Insurance industry which returned -12.6% over the past year.
Return vs Market: AIFU underperformed the US Market which returned 28.6% over the past year.
Price Volatility
| AIFU volatility | |
|---|---|
| AIFU Average Weekly Movement | 16.1% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: AIFU's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: AIFU's weekly volatility (16%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1998 | 603 | Mingxiu Luan | www.aifugroup.com |
AIFU Inc., through its subsidiary, distributes insurance products in China. The company provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. It also provides value-added services; elderly care services; healthcare services; and family governance services.
AIFU Inc. Fundamentals Summary
| AIFU fundamental statistics | |
|---|---|
| Market cap | US$281.61m |
| Earnings (TTM) | -US$336.76m |
| Revenue (TTM) | US$82.26m |
Is AIFU overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AIFU income statement (TTM) | |
|---|---|
| Revenue | CN¥556.57m |
| Cost of Revenue | CN¥282.30m |
| Gross Profit | CN¥274.27m |
| Other Expenses | CN¥2.55b |
| Earnings | -CN¥2.28b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | -18.45 |
| Gross Margin | 49.28% |
| Net Profit Margin | -409.41% |
| Debt/Equity Ratio | 11.9% |
How did AIFU perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/31 18:57 |
| End of Day Share Price | 2026/05/29 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AIFU Inc. is covered by 8 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Karen Chan | BofA Global Research |
| null null | China International Capital Corporation Limited |
| Patricia Cheng | HSBC |