CIA Stock Overview
Provides life insurance products in the United States and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Citizens, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$4.00 |
| 52 Week High | US$5.95 |
| 52 Week Low | US$1.78 |
| Beta | 0.086 |
| 1 Month Change | -10.71% |
| 3 Month Change | 11.42% |
| 1 Year Change | 48.70% |
| 3 Year Change | -25.65% |
| 5 Year Change | -42.03% |
| Change since IPO | 43.37% |
Recent News & Updates
Recent updates
Citizens, Inc.'s (NYSE:CIA) Shares Bounce 27% But Its Business Still Trails The Market
Nov 05
There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise
Sep 05There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump
May 24Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Citizens GAAP EPS of -$0.10, revenue of $43.9M
Nov 04Citizens GAAP EPS of -$0.07, revenue of $53.73M
Aug 04Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years
Jan 12Shareholder Returns
| CIA | US Insurance | US Market | |
|---|---|---|---|
| 7D | 4.4% | -0.2% | -1.1% |
| 1Y | 48.7% | 24.9% | 22.4% |
Return vs Industry: CIA exceeded the US Insurance industry which returned 25.7% over the past year.
Return vs Market: CIA exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| CIA volatility | |
|---|---|
| CIA Average Weekly Movement | 11.9% |
| Insurance Industry Average Movement | 4.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.6% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: CIA's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: CIA's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of US stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1969 | 232 | Jon Stenberg | www.citizensinc.com |
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S.
Citizens, Inc. Fundamentals Summary
| CIA fundamental statistics | |
|---|---|
| Market cap | US$215.60m |
| Earnings (TTM) | US$22.03m |
| Revenue (TTM) | US$248.38m |
9.1x
P/E Ratio0.8x
P/S RatioIs CIA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIA income statement (TTM) | |
|---|---|
| Revenue | US$248.38m |
| Cost of Revenue | US$176.61m |
| Gross Profit | US$71.76m |
| Other Expenses | US$49.73m |
| Earnings | US$22.03m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.44 |
| Gross Margin | 28.89% |
| Net Profit Margin | 8.87% |
| Debt/Equity Ratio | 0% |
How did CIA perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 09:14 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Citizens, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Michael McCarthy | Sidoti & Company, LLC |
| Ganesh D.N. | Virtua Research Inc. |