CIA Stock Overview
Citizens, Inc. provides life insurance products in the United States and internationally.
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
CIA passed our risk checks.
Citizens, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$2.07 |
| 52 Week High | US$3.69 |
| 52 Week Low | US$1.64 |
| Beta | 0.18 |
| 1 Month Change | 4.02% |
| 3 Month Change | -21.89% |
| 1 Year Change | -7.17% |
| 3 Year Change | -63.87% |
| 5 Year Change | -69.38% |
| Change since IPO | -25.81% |
Recent News & Updates
Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21
Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Recent updates
Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Citizens GAAP EPS of -$0.10, revenue of $43.9M
Nov 04Citizens GAAP EPS of -$0.07, revenue of $53.73M
Aug 04Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years
Jan 12Shareholder Returns
| CIA | US Insurance | US Market | |
|---|---|---|---|
| 7D | 5.1% | 1.8% | -3.2% |
| 1Y | -7.2% | 25.3% | 19.3% |
Return vs Industry: CIA underperformed the US Insurance industry which returned 25.3% over the past year.
Return vs Market: CIA underperformed the US Market which returned 19.3% over the past year.
Price Volatility
| CIA volatility | |
|---|---|
| CIA Average Weekly Movement | 6.6% |
| Insurance Industry Average Movement | 4.1% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: CIA's share price has been volatile over the past 3 months.
Volatility Over Time: CIA's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1969 | 232 | Gerald Shields | www.citizensinc.com |
Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S.
Citizens, Inc. Fundamentals Summary
| CIA fundamental statistics | |
|---|---|
| Market cap | US$100.14m |
| Earnings (TTM) | US$24.44m |
| Revenue (TTM) | US$240.68m |
4.2x
P/E Ratio0.4x
P/S RatioIs CIA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CIA income statement (TTM) | |
|---|---|
| Revenue | US$240.68m |
| Cost of Revenue | US$167.38m |
| Gross Profit | US$73.31m |
| Other Expenses | US$48.87m |
| Earnings | US$24.44m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.49 |
| Gross Margin | 30.46% |
| Net Profit Margin | 10.15% |
| Debt/Equity Ratio | 0% |
How did CIA perform over the long term?
See historical performance and comparison