Citizens Balance Sheet Health
Financial Health criteria checks 4/6
Citizens has a total shareholder equity of $207.6M and total debt of $0.0, which brings its debt-to-equity ratio to 0%. Its total assets and total liabilities are $1.7B and $1.5B respectively.
Key information
0%
Debt to equity ratio
US$0
Debt
| Interest coverage ratio | n/a |
| Cash | US$32.38m |
| Equity | US$207.57m |
| Total liabilities | US$1.53b |
| Total assets | US$1.74b |
Recent financial health updates
No updates
Recent updates
Citizens, Inc.'s (NYSE:CIA) Shares Bounce 27% But Its Business Still Trails The Market
Nov 05
There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise
Sep 05There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump
May 24Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Citizens GAAP EPS of -$0.10, revenue of $43.9M
Nov 04Citizens GAAP EPS of -$0.07, revenue of $53.73M
Aug 04Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years
Jan 12Financial Position Analysis
Short Term Liabilities: CIA's short term assets ($67.3M) do not cover its short term liabilities ($92.6M).
Long Term Liabilities: CIA's short term assets ($67.3M) do not cover its long term liabilities ($1.4B).
Debt to Equity History and Analysis
Debt Level: CIA is debt free.
Reducing Debt: CIA has not had any debt for past 5 years.
Debt Coverage: CIA has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: CIA has no debt, therefore coverage of interest payments is not a concern.
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/08 23:26 |
| End of Day Share Price | 2025/01/08 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Citizens, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Michael McCarthy | Sidoti & Company, LLC |
| Ganesh D.N. | Virtua Research Inc. |