Citizens Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

NYSE:CIA Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
17 Jun 25	BuyUS$66,407	Jon Stenberg	Individual	19,914	US$3.33
29 May 25	BuyUS$129,268	Jon Stenberg	Individual	34,850	US$3.80
28 May 25	BuyUS$8,968	Sheryl Kinlaw	Individual	2,500	US$3.59
08 Apr 25	BuyUS$42,000	Jon Stenberg	Individual	10,000	US$4.20
07 Apr 25	BuyUS$413,250	Jon Stenberg	Individual	106,340	US$4.03

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of CIA?
Owner Type	Number of Shares	Ownership Percentage
Individual Insiders	1,060,201	2.11%
Private Companies	4,121,765	8.19%
Institutions	14,007,345	27.8%
General Public	31,107,537	61.8%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 35.95% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
8.19%	Galindo Arias & Lopez	4,121,765	US$21.1m	0%	no data
6.56%	BlackRock, Inc.	3,300,408	US$16.9m	3.72%	no data
4.97%	The Vanguard Group, Inc.	2,501,141	US$12.8m	2.45%	no data
4.33%	Continental General Insurance Company	2,176,694	US$11.1m	34.8%	1.65%
2.05%	Geode Capital Management, LLC	1,030,633	US$5.3m	0.16%	no data
1.53%	UBS Asset Management AG	768,187	US$3.9m	-12.1%	no data
1.37%	Bridgeway Capital Management, LLC	690,533	US$3.5m	6.79%	0.05%
1.23%	State Street Global Advisors, Inc.	617,732	US$3.2m	7.64%	no data
1.17%	First Eagle Investment Management, LLC	587,750	US$3.0m	-0.17%	no data
0.65%	Jon Stenberg	328,143	US$1.7m	0%	no data
0.63%	Northern Trust Global Investments	318,428	US$1.6m	-7.55%	no data
0.54%	Dimensional Fund Advisors LP	271,276	US$1.4m	0.23%	no data
0.35%	Renaissance Technologies LLC	175,594	US$899.1k	-11.1%	no data
0.34%	Jeffery Conklin	169,467	US$867.7k	0%	no data
0.27%	Charles Schwab Investment Management, Inc.	137,874	US$705.9k	0%	no data
0.23%	BNY Asset Management	115,681	US$592.3k	1.74%	no data
0.22%	Barclays PLC	109,250	US$559.4k	6.58%	no data
0.21%	Barclays Bank PLC	106,658	US$546.1k	6.97%	no data
0.19%	J. Morgan	94,182	US$482.2k	0%	no data
0.18%	Arrowstreet Capital, Limited Partnership	89,099	US$456.2k	-6.87%	no data
0.17%	Harvey J. Waite	84,032	US$430.2k	3.54%	no data
0.15%	Jerry Davis	73,165	US$374.6k	4.03%	no data
0.14%	Christopher Claus	72,393	US$370.6k	0%	no data
0.14%	T. Rowe Price Group, Inc.	70,353	US$360.2k	6.7%	no data
0.14%	Sheryl Kinlaw	69,289	US$354.8k	0%	no data

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/03/09 16:27
End of Day Share Price	2026/03/09 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Citizens, Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Brendan Michael McCarthy	Sidoti & Company, LLC