Citizens Management
Management criteria checks 3/4
Citizens' CEO is Jon Stenberg, appointed in Mar 2024, has a tenure of 1.17 years. total yearly compensation is $1.54M, comprised of 24.8% salary and 75.2% bonuses, including company stock and options. directly owns 0.55% of the company’s shares, worth $1.10M. The average tenure of the management team and the board of directors is 5.1 years and 5.8 years respectively.
Key information
Jon Stenberg
Chief executive officer
US$1.5m
Total compensation
| CEO salary percentage | 24.79% |
| CEO tenure | 1.2yrs |
| CEO ownership | 0.5% |
| Management average tenure | 5.1yrs |
| Board average tenure | 5.8yrs |
Recent management updates
Recent updates
Citizens, Inc.'s (NYSE:CIA) Shares Bounce 26% But Its Business Still Trails The Market
Jan 24
Citizens, Inc.'s (NYSE:CIA) Shares Bounce 27% But Its Business Still Trails The Market
Nov 05There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise
Sep 05There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump
May 24Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Citizens GAAP EPS of -$0.10, revenue of $43.9M
Nov 04Citizens GAAP EPS of -$0.07, revenue of $53.73M
Aug 04Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years
Jan 12CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2025 | n/a | n/a | US$9m |
| Dec 31 2024 | US$2m | US$381k | US$15m |
Compensation vs Market: Jon's total compensation ($USD1.54M) is about average for companies of similar size in the US market ($USD1.62M).
Compensation vs Earnings: Insufficient data to compare Jon's compensation with company performance.
CEO
Jon Stenberg (58 yo)
1.2yrs
Tenure
US$1,538,202
Compensation
Mr. Jon Scott Stenberg serves as President of Citizens, Inc. since March 18, 2024 and serves as its Chief Executive Officer since July 01, 2024. He had been Executive Vice President of Individual Life Divi...
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| President & CEO | 1.2yrs | US$1.54m | 0.55% $ 1.1m | |
| CFO, Chief Investment Officer & Treasurer | 6.2yrs | US$896.28k | 0.34% $ 679.5k | |
| Chief Legal Officer & Secretary | 4.1yrs | US$788.11k | 0.13% $ 267.8k | |
| Chief Operating Officer | no data | no data | 0.024% $ 47.0k | |
| Chief Information Officer | less than a year | no data | 0.015% $ 29.8k | |
| General Manager for International Operations of CICA Life Insurance Company of America | 7.7yrs | US$360.60k | no data | |
| Chief Actuary | 6.8yrs | US$557.18k | 0.16% $ 315.5k |
5.1yrs
Average Tenure
58yo
Average Age
Experienced Management: CIA's management team is seasoned and experienced (5.1 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Independent Director | 7.9yrs | US$155.00k | 0.12% $ 234.0k | |
| Independent Director | 14.3yrs | US$155.00k | 0.068% $ 136.8k | |
| Independent Chairman of the Board | 7.9yrs | US$155.00k | 0.11% $ 223.6k | |
| Independent Director | 3.8yrs | US$145.00k | 0.067% $ 133.8k | |
| Independent Director | 3.8yrs | US$145.00k | 0.16% $ 321.3k | |
| Independent Director | 3.8yrs | US$155.00k | 0.063% $ 125.7k |
5.8yrs
Average Tenure
68.5yo
Average Age
Experienced Board: CIA's board of directors are considered experienced (5.8 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/13 12:12 |
| End of Day Share Price | 2025/05/13 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Citizens, Inc. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Michael McCarthy | Sidoti & Company, LLC |
| Ganesh D.N. | Virtua Research Inc. |