Citizens Past Earnings Performance
Past criteria checks 3/6
Citizens has been growing earnings at an average annual rate of 40.3%, while the Insurance industry saw earnings growing at 8.4% annually. Revenues have been declining at an average rate of 0.8% per year. Citizens's return on equity is 12.4%, and it has net margins of 9.9%.
Key information
40.3%
Earnings growth rate
40.3%
EPS growth rate
| Insurance Industry Growth | 8.0% |
| Revenue growth rate | -0.8% |
| Return on equity | 12.4% |
| Net Margin | 9.9% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%
Mar 21
Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%
Jan 03Citizens GAAP EPS of -$0.10, revenue of $43.9M
Nov 04Citizens GAAP EPS of -$0.07, revenue of $53.73M
Aug 04Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years
Jan 12Revenue & Expenses BreakdownBeta
How Citizens makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 242 | 24 | 47 | 0 |
| 31 Dec 23 | 241 | 24 | 47 | 0 |
| 30 Sep 23 | 241 | -5 | 48 | 0 |
| 30 Jun 23 | 238 | -5 | 47 | 0 |
| 31 Mar 23 | 233 | -8 | 45 | 0 |
| 31 Dec 22 | 233 | 26 | 45 | 0 |
| 30 Sep 22 | 235 | 50 | 43 | 0 |
| 30 Jun 22 | 241 | 44 | 42 | 0 |
| 31 Mar 22 | 250 | 47 | 43 | 0 |
| 31 Dec 21 | 251 | 73 | 43 | 0 |
| 30 Sep 21 | 246 | 0 | 35 | 0 |
| 30 Jun 21 | 244 | -5 | 44 | 0 |
| 31 Mar 21 | 239 | -11 | 44 | 0 |
| 31 Dec 20 | 239 | -11 | 44 | 0 |
| 30 Sep 20 | 244 | -8 | 53 | 0 |
| 30 Jun 20 | 245 | 2 | 45 | 0 |
| 31 Mar 20 | 244 | -1 | 46 | 0 |
| 31 Dec 19 | 251 | -1 | 48 | 0 |
| 30 Sep 19 | 246 | -8 | 52 | 0 |
| 30 Jun 19 | 246 | -17 | 53 | 0 |
| 31 Mar 19 | 249 | -15 | 55 | 0 |
| 31 Dec 18 | 244 | -11 | 48 | 0 |
| 30 Sep 18 | 246 | -54 | 48 | 0 |
| 30 Jun 18 | 249 | -43 | 43 | 0 |
| 31 Mar 18 | 250 | -40 | 38 | 0 |
| 31 Dec 17 | 253 | -38 | 42 | 0 |
| 30 Sep 17 | 253 | 6 | 37 | 0 |
| 30 Jun 17 | 250 | 6 | 35 | 0 |
| 31 Mar 17 | 250 | 6 | 34 | 0 |
| 31 Dec 16 | 245 | 2 | 33 | 0 |
| 30 Sep 16 | 240 | 0 | 31 | 0 |
| 30 Jun 16 | 236 | -3 | 33 | 0 |
| 31 Mar 16 | 235 | -6 | 35 | 0 |
| 31 Dec 15 | 236 | -3 | 33 | 0 |
| 30 Sep 15 | 238 | -13 | 42 | 0 |
| 30 Jun 15 | 237 | -10 | 41 | 0 |
| 31 Mar 15 | 233 | -7 | 38 | 0 |
| 31 Dec 14 | 230 | -6 | 37 | 0 |
| 30 Sep 14 | 224 | 5 | 26 | 0 |
| 30 Jun 14 | 220 | 5 | 26 | 0 |
| 31 Mar 14 | 217 | 5 | 26 | 0 |
| 31 Dec 13 | 214 | 5 | 26 | 0 |
| 30 Sep 13 | 211 | 4 | 27 | 0 |
| 30 Jun 13 | 209 | 5 | 27 | 0 |
Quality Earnings: CIA has high quality earnings.
Growing Profit Margin: CIA became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CIA has become profitable over the past 5 years, growing earnings by 40.3% per year.
Accelerating Growth: CIA has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: CIA has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (36.4%).
Return on Equity
High ROE: CIA's Return on Equity (12.4%) is considered low.