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U.S. Insurance Industry Analysis
UpdatedMay 23, 2025
DataAggregated Company Financials
Companies127
- 7D-1.7%
- 3M2.1%
- 1Y16.4%
- YTD5.4%
In the last week, Insurance has been flat. As for the the longer term, the industry is up 15% over the past 12 months. Earnings are forecast to grow by 13% annually.
Industry Valuation and Performance
Has the U.S. Insurance Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Fri, 23 May 2025 | US$1.4t | US$902.8b | US$82.1b | 14.6x | 17.5x | 1.6x |
| Sun, 20 Apr 2025 | US$1.4t | US$898.5b | US$92.2b | 13.2x | 15.3x | 1.6x |
| Tue, 18 Mar 2025 | US$1.5t | US$897.3b | US$93.0b | 13.9x | 15.7x | 1.6x |
| Thu, 13 Feb 2025 | US$1.4t | US$886.8b | US$93.0b | 12.6x | 15x | 1.6x |
| Sat, 11 Jan 2025 | US$1.4t | US$892.9b | US$91.5b | 12.5x | 14.8x | 1.5x |
| Mon, 09 Dec 2024 | US$1.4t | US$893.2b | US$91.1b | 14.3x | 15.7x | 1.6x |
| Wed, 06 Nov 2024 | US$1.4t | US$884.9b | US$90.3b | 12.5x | 15x | 1.5x |
| Fri, 04 Oct 2024 | US$1.4t | US$855.0b | US$87.4b | 13.9x | 16x | 1.6x |
| Sun, 01 Sep 2024 | US$1.4t | US$855.4b | US$87.0b | 14.1x | 16x | 1.6x |
| Tue, 30 Jul 2024 | US$1.3t | US$844.5b | US$84.1b | 13.5x | 15.5x | 1.5x |
| Thu, 27 Jun 2024 | US$1.2t | US$823.4b | US$79.2b | 13.3x | 15x | 1.4x |
| Sat, 25 May 2024 | US$1.2t | US$823.4b | US$79.1b | 12.6x | 14.8x | 1.4x |
| Mon, 22 Apr 2024 | US$1.2t | US$797.7b | US$69.1b | 14.9x | 16.7x | 1.4x |
| Wed, 20 Mar 2024 | US$1.2t | US$792.7b | US$67.0b | 14.2x | 17.6x | 1.5x |
| Fri, 16 Feb 2024 | US$1.1t | US$782.1b | US$64.7b | 13.2x | 17.3x | 1.4x |
| Sun, 14 Jan 2024 | US$1.1t | US$790.2b | US$48.8b | 13.1x | 23.1x | 1.4x |
| Tue, 12 Dec 2023 | US$1.1t | US$792.9b | US$47.7b | 13.7x | 23.2x | 1.4x |
| Thu, 09 Nov 2023 | US$1.1t | US$792.2b | US$47.0b | 12.7x | 22.5x | 1.3x |
| Sat, 07 Oct 2023 | US$1.0t | US$799.1b | US$38.9b | 14.9x | 26.6x | 1.3x |
| Mon, 04 Sep 2023 | US$1.0t | US$799.3b | US$38.7b | 15.1x | 26.6x | 1.3x |
| Wed, 02 Aug 2023 | US$1.0t | US$789.3b | US$38.9b | 15.9x | 26.1x | 1.3x |
| Fri, 30 Jun 2023 | US$978.5b | US$777.7b | US$36.9b | 14.5x | 26.5x | 1.3x |
| Sun, 28 May 2023 | US$939.7b | US$774.5b | US$35.1b | 15.2x | 26.7x | 1.2x |
| Tue, 25 Apr 2023 | US$977.5b | US$760.4b | US$43.9b | 15.6x | 22.2x | 1.3x |
| Thu, 23 Mar 2023 | US$921.4b | US$759.4b | US$44.2b | 14.8x | 20.9x | 1.2x |
| Sat, 18 Feb 2023 | US$1.0t | US$766.7b | US$46.7b | 16.3x | 22.2x | 1.4x |
| Mon, 16 Jan 2023 | US$1.0t | US$778.5b | US$54.7b | 15.2x | 19.1x | 1.3x |
| Wed, 14 Dec 2022 | US$1.0t | US$777.8b | US$54.7b | 14.4x | 18.6x | 1.3x |
| Fri, 11 Nov 2022 | US$1.0t | US$774.0b | US$53.8b | 15.7x | 18.8x | 1.3x |
| Sun, 09 Oct 2022 | US$912.0b | US$767.1b | US$63.3b | 13.4x | 14.4x | 1.2x |
| Tue, 06 Sep 2022 | US$931.2b | US$767.2b | US$63.2b | 13.3x | 14.7x | 1.2x |
| Thu, 04 Aug 2022 | US$885.4b | US$764.7b | US$66.6b | 12.3x | 13.3x | 1.2x |
| Sat, 02 Jul 2022 | US$972.7b | US$787.7b | US$79.3b | 11.7x | 12.3x | 1.2x |
| Mon, 30 May 2022 | US$1.1t | US$787.8b | US$79.2b | 11.9x | 13.4x | 1.4x |
Price to Earnings Ratio
13.4x
Current Industry PE
- Investors are relatively neutral on the American Insurance industry at the moment, indicating that they anticipate long term growth rates to remain steady.
- The industry is trading close to its 3-year average PE ratio of 18.6x.
- The 3-year average PS ratio of 1.4x is lower than the industry's current PS ratio of 1.6x.
Past Earnings Growth
- The earnings for companies in the Insurance industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 4.6% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | -1.37% | |
| Financials | -2.09% | |
| Insurance | -1.67% | |
| General Insurance | 0.97% | |
| Insurance Brokers | -0.49% | |
| Property and Casualty Insurance | -1.68% | |
| Reinsurance | -2.18% | |
| Life and Health Insurance | -3.41% | |
Industry PE
- Investors are most optimistic about the Insurance Brokers industry which is trading above its 3-year average PE ratio of 36.4x.
- Analysts are expecting annual earnings growth of 22.8%, which is higher than its past year's earnings growth of 9.5% per year.
- Investors are most pessimistic about the Life and Health Insurance industry, which is trading below its 3-year average of 43.6x.
Forecasted Growth
- Analysts are most optimistic on the Reinsurance industry, expecting annual earnings growth of 23% over the next 5 years.
- This is better than its past earnings decline of 43% per year.
- In contrast, the Property and Casualty Insurance industry is expected to see its earnings grow by 8.0% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| MMC Marsh & McLennan Companies | US$228.47 | 0.5% +US$646.1m | 9.8% | PE27.9x | |
| PLMR Palomar Holdings | US$160.82 | 2.5% +US$105.1m | 96.9% | PE32.1x | |
| FG F&G Annuities & Life | US$31.72 | 2.2% +US$91.6m | -19.9% | PE8.8x | |
| TRV Travelers Companies | US$271.08 | 0.07% +US$40.8m | 27.7% | PE14.5x | |
| THG Hanover Insurance Group | US$166.99 | 0.6% +US$38.1m | 25.4% | PE13.7x |
