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U.S. Banks Industry Analysis

UpdatedJul 30, 2025
DataAggregated Company Financials
Companies658
  • 7D0.04%
  • 3M18.6%
  • 1Y21.0%
  • YTD13.4%

Over the last 7 days, the Banks industry has remained flat, although notably First Citizens BancShares declined by 4.8%. As for the the longer term, the industry is up 21% over the past 12 months. Looking forward, earnings are forecast to grow by 8.2% annually.

Industry Valuation and Performance

Has the U.S. Banks Industry valuation changed over the past few years?

DateMarket CapRevenueEarningsPEAbsolute PEPS
Wed, 30 Jul 2025US$2.6tUS$677.6bUS$183.4b11.3x14.1x3.8x
Fri, 27 Jun 2025US$2.5tUS$668.9bUS$177.1b11.4x14x3.7x
Sun, 25 May 2025US$2.3tUS$668.5bUS$177.0b11.2x13x3.4x
Tue, 22 Apr 2025US$2.1tUS$666.8bUS$176.4b10.6x11.7x3.1x
Thu, 20 Mar 2025US$2.2tUS$663.0bUS$171.9b11.3x13x3.4x
Sat, 15 Feb 2025US$2.5tUS$662.3bUS$171.5b12.1x14.7x3.8x
Mon, 13 Jan 2025US$2.3tUS$654.3bUS$143.4b11.9x16x3.5x
Wed, 11 Dec 2024US$2.4tUS$655.1bUS$143.0b13.1x17x3.7x
Fri, 08 Nov 2024US$2.5tUS$654.2bUS$142.6b12.6x17.2x3.8x
Sun, 06 Oct 2024US$2.1tUS$654.4bUS$145.7b11.5x14.6x3.2x
Tue, 03 Sep 2024US$2.2tUS$653.0bUS$145.7b11.8x15.1x3.4x
Thu, 01 Aug 2024US$2.2tUS$652.6bUS$145.5b11.7x14.8x3.3x
Sat, 29 Jun 2024US$2.0tUS$655.4bUS$151.1b9.9x13.1x3x
Mon, 27 May 2024US$2.0tUS$655.5bUS$151.2b9.8x13.3x3.1x
Wed, 24 Apr 2024US$2.0tUS$653.5bUS$162.4b9.5x12.1x3x
Fri, 22 Mar 2024US$2.0tUS$654.3bUS$166.3b9.5x11.8x3x
Sun, 18 Feb 2024US$1.8tUS$652.8bUS$168.4b9.6x11x2.8x
Tue, 16 Jan 2024US$1.8tUS$670.8bUS$189.3b9.1x9.5x2.7x
Thu, 14 Dec 2023US$1.7tUS$667.8bUS$195.5b9.1x8.8x2.6x
Sat, 11 Nov 2023US$1.5tUS$667.4bUS$195.2b8.2x7.7x2.3x
Mon, 09 Oct 2023US$1.5tUS$656.7bUS$191.6b7.8x7.8x2.3x
Wed, 06 Sep 2023US$1.6tUS$656.8bUS$191.7b8.1x8.1x2.4x
Fri, 04 Aug 2023US$1.6tUS$656.2bUS$189.6b8.7x8.5x2.5x
Sun, 02 Jul 2023US$1.6tUS$641.8bUS$184.0b7.8x8.5x2.4x
Tue, 30 May 2023US$1.5tUS$642.2bUS$184.2b7.6x8.1x2.3x
Thu, 27 Apr 2023US$1.5tUS$673.1bUS$181.2b8x8.3x2.2x
Sat, 25 Mar 2023US$1.5tUS$624.0bUS$165.4b8.5x8.9x2.4x
Mon, 20 Feb 2023US$1.9tUS$617.3bUS$163.1b9.7x11.4x3x
Wed, 18 Jan 2023US$1.8tUS$611.1bUS$161.1b9.8x11.2x3x
Fri, 16 Dec 2022US$1.7tUS$611.6bUS$164.1b9.7x10.2x2.7x
Sun, 13 Nov 2022US$1.9tUS$611.1bUS$164.1b10x11.4x3.1x
Tue, 11 Oct 2022US$1.6tUS$608.9bUS$167.8b9.5x9.6x2.7x
Thu, 08 Sep 2022US$1.7tUS$608.4bUS$167.6b9.7x10.1x2.8x
Sat, 06 Aug 2022US$1.8tUS$607.6bUS$167.8b9.8x10.5x2.9x
Price to Earnings Ratio

10.5x


Total Market Cap: US$1.8tTotal Earnings: US$167.8bTotal Revenue: US$607.6bTotal Market Cap vs Earnings and Revenue0%0%0%
U.S. Banks Industry Price to Earnings3Y Average 11.6x202320242025
Current Industry PE
  • Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
  • The industry is trading at a PE ratio of 14.1x which is higher than its 3-year average PE of 11.6x.
  • The 3-year average PS ratio of 3.0x is lower than the industry's current PS ratio of 3.8x.
Past Earnings Growth
  • The earnings for companies in the Banks industry have grown 3.0% per year over the last three years.
  • Revenues for these companies have grown 3.7% per year.
  • This means that more sales are being generated by these companies overall, and subsequently their profits are increasing too.

Industry Trends

Which industries have driven the changes within the U.S. Financials industry?

US Market0.80%
Financials0.088%
Banks0.042%
Diversified Banks0.82%
Regional Banks-2.21%
Industry PE
  • Investors are most optimistic about the Diversified Banks industry which is trading above its 3-year average PE ratio of 11.1x.
    • Analysts are expecting annual earnings growth of 5.2%, which is lower than the prior year's growth of 15.2% per year.
  • Investors are most pessimistic about the Regional Banks industry, which is trading close to its 3-year average of 13.5x.
Forecasted Growth
  • Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 18% over the next 5 years.
  • This is better than its past earnings growth rate of 10% per year.
  • In contrast, the Diversified Banks industry is expected to see its earnings grow by 5.2% per year over the next few years.

Top Stock Gainers and Losers

Which companies have driven the market over the last 7 days?

CompanyLast Price7D1YValuation
JPM JPMorgan ChaseUS$297.041.9%
+US$15.4b		38.0%PB2.4x
BAC Bank of AmericaUS$47.950.4%
+US$1.3b		16.2%PB1.3x
C CitigroupUS$94.480.5%
+US$883.6m		43.4%PB0.9x
WFC Wells FargoUS$82.650.3%
+US$869.5m		37.7%PB1.6x
BAP CredicorpUS$238.003.3%
+US$603.7m		38.2%PB1.9x

Latest News

CMA
US$69.34
Comerica
7D
6.2%
1Y
29.1%
FBNC
US$51.04
First Bancorp
7D
8.9%
1Y
22.0%
SNV
US$49.10
Synovus Financial
7D
-17.6%
1Y
4.8%
EWBC
US$103.24
East West Bancorp
7D
-5.2%
1Y
17.0%
ABCB
US$69.94
Ameris Bancorp
7D
4.6%
1Y
14.7%
WFC
US$82.65
Wells Fargo
7D
0.3%
1Y
37.7%
PNFP
US$92.29
Pinnacle Financial Partners
7D
-17.5%
1Y
-4.9%
FCNC.A
US$2,031.90
First Citizens BancShares
7D
-4.8%
1Y
-4.5%
BAC
US$47.95
Bank of America
7D
0.4%
1Y
16.2%
PB
US$67.36
Prosperity Bancshares
7D
-7.6%
1Y
-7.7%
C
US$94.48
Citigroup
7D
0.5%
1Y
43.4%
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1Y
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PNC
US$193.37
PNC Financial Services Group
7D
-1.7%
1Y
6.3%
JPM
US$297.04
JPMorgan Chase
7D
1.9%
1Y
38.0%
NU
US$12.63
Nu Holdings
7D
-1.3%
1Y
5.1%
BAP
US$238.00
Credicorp
7D
3.3%
1Y
38.2%