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U.S. Banks Industry Analysis
UpdatedMay 24, 2025
DataAggregated Company Financials
Companies665
- 7D-3.7%
- 3M-4.5%
- 1Y17.4%
- YTD0.7%
Over the last 7 days, the Banks industry has dropped 3.7%, driven by a pullback from JPMorgan Chase of 2.6%. In contrast, Inter & Co has gained 6.2%. In the past year, the industry has gained 17%. As for the next few years, earnings are expected to grow by 7.9% per annum.
Industry Valuation and Performance
Has the U.S. Banks Industry valuation changed over the past few years?
| Date | Market Cap | Revenue | Earnings | PE | Absolute PE | PS |
|---|---|---|---|---|---|---|
| Sat, 24 May 2025 | US$2.3t | US$668.5b | US$177.0b | 11.2x | 13.1x | 3.5x |
| Mon, 21 Apr 2025 | US$2.1t | US$666.6b | US$176.3b | 10.7x | 11.7x | 3.1x |
| Wed, 19 Mar 2025 | US$2.2t | US$663.0b | US$171.9b | 11.2x | 12.9x | 3.3x |
| Fri, 14 Feb 2025 | US$2.5t | US$662.3b | US$171.5b | 12.1x | 14.7x | 3.8x |
| Sun, 12 Jan 2025 | US$2.3t | US$654.3b | US$143.4b | 11.9x | 16x | 3.5x |
| Tue, 10 Dec 2024 | US$2.5t | US$655.1b | US$143.0b | 13.1x | 17.2x | 3.8x |
| Thu, 07 Nov 2024 | US$2.2t | US$654.1b | US$142.6b | 13x | 15.6x | 3.4x |
| Sat, 05 Oct 2024 | US$2.1t | US$654.4b | US$145.7b | 11.5x | 14.2x | 3.2x |
| Mon, 02 Sep 2024 | US$2.2t | US$653.0b | US$145.7b | 11.8x | 15.1x | 3.4x |
| Wed, 31 Jul 2024 | US$2.2t | US$652.5b | US$145.5b | 11.7x | 14.8x | 3.3x |
| Fri, 28 Jun 2024 | US$2.0t | US$655.4b | US$151.1b | 9.8x | 13x | 3x |
| Sun, 26 May 2024 | US$2.0t | US$655.5b | US$151.2b | 9.8x | 13.3x | 3.1x |
| Tue, 23 Apr 2024 | US$1.9t | US$654.1b | US$161.6b | 9.4x | 11.8x | 2.9x |
| Thu, 21 Mar 2024 | US$1.9t | US$654.3b | US$166.3b | 9.5x | 11.6x | 2.9x |
| Sat, 17 Feb 2024 | US$1.9t | US$652.8b | US$168.4b | 9.6x | 11x | 2.8x |
| Mon, 15 Jan 2024 | US$1.8t | US$667.1b | US$193.3b | 9.1x | 9.3x | 2.7x |
| Wed, 13 Dec 2023 | US$1.7t | US$667.9b | US$195.5b | 8.9x | 8.8x | 2.6x |
| Fri, 10 Nov 2023 | US$1.5t | US$666.8b | US$195.2b | 8.2x | 7.8x | 2.3x |
| Sun, 08 Oct 2023 | US$1.5t | US$656.7b | US$191.6b | 7.8x | 7.8x | 2.3x |
| Tue, 05 Sep 2023 | US$1.6t | US$656.8b | US$191.7b | 8.3x | 8.3x | 2.4x |
| Thu, 03 Aug 2023 | US$1.6t | US$655.0b | US$189.1b | 8.6x | 8.5x | 2.5x |
| Sat, 01 Jul 2023 | US$1.6t | US$642.2b | US$184.2b | 7.8x | 8.4x | 2.4x |
| Mon, 29 May 2023 | US$1.5t | US$642.2b | US$184.2b | 7.6x | 8.1x | 2.3x |
| Wed, 26 Apr 2023 | US$1.5t | US$673.7b | US$181.0b | 8x | 8.3x | 2.2x |
| Fri, 24 Mar 2023 | US$1.5t | US$623.8b | US$165.4b | 8.4x | 8.9x | 2.4x |
| Sun, 19 Feb 2023 | US$1.9t | US$617.3b | US$163.1b | 9.7x | 11.4x | 3x |
| Tue, 17 Jan 2023 | US$1.8t | US$611.4b | US$163.0b | 9.8x | 11.2x | 3x |
| Thu, 15 Dec 2022 | US$1.7t | US$611.6b | US$164.1b | 9.8x | 10.4x | 2.8x |
| Sat, 12 Nov 2022 | US$1.9t | US$611.3b | US$164.1b | 10x | 11.4x | 3.1x |
| Mon, 10 Oct 2022 | US$1.6t | US$608.9b | US$167.8b | 9.4x | 9.7x | 2.7x |
| Wed, 07 Sep 2022 | US$1.7t | US$608.4b | US$167.6b | 9.7x | 10.1x | 2.8x |
| Fri, 05 Aug 2022 | US$1.7t | US$600.1b | US$167.8b | 9.8x | 10.3x | 2.9x |
| Sun, 03 Jul 2022 | US$1.7t | US$615.6b | US$179.4b | 9.5x | 9.3x | 2.7x |
| Tue, 31 May 2022 | US$1.9t | US$616.0b | US$179.5b | 9.9x | 10.4x | 3x |
Price to Earnings Ratio
10.4x
Current Industry PE
- Investors are optimistic on the American Banks industry, and appear confident in long term growth rates.
- The industry is trading at a PE ratio of 13.1x which is higher than its 3-year average PE of 11.3x.
- The 3-year average PS ratio of 2.9x is lower than the industry's current PS ratio of 3.5x.
Past Earnings Growth
- The earnings for companies in the Banks industry have remained mostly flat over the last three years.
- Meanwhile revenues for these companies have grown 2.8% per year.
- This means that although more sales are being generated, either the cost of doing business or the level of investment back into businesses has increased and as a result, profits have held steady.
Industry Trends
Which industries have driven the changes within the U.S. Financials industry?
| US Market | -2.68% | |
| Financials | -3.23% | |
| Banks | -3.73% | |
| Diversified Banks | -3.51% | |
| Regional Banks | -4.35% | |
Industry PE
- Investors are most optimistic about the Regional Banks industry which is trading above its 3-year average PE ratio of 13.3x.
- Analysts are expecting annual earnings growth of 21.7%, which is higher than its past year's earnings growth of 4.8% per year.
- Investors are most pessimistic about the Diversified Banks industry, although it looks like investor sentiment has improved given that it's trading above its 3-year average of 10.8x.
Forecasted Growth
- Analysts are most optimistic on the Regional Banks industry, expecting annual earnings growth of 22% over the next 5 years.
- This is better than its past earnings growth rate of 4.8% per year.
- In contrast, the Diversified Banks industry is expected to see its earnings grow by 3.5% per year over the next few years.
Top Stock Gainers and Losers
Which companies have driven the market over the last 7 days?
| Company | Last Price | 7D | 1Y | Valuation | |
|---|---|---|---|---|---|
| INTR Inter & Co | US$7.17 | 6.2% +US$184.6m | 9.8% | PB2x | |
| CFSB CFSB Bancorp | US$13.64 | 74.6% +US$36.4m | 96.3% | PB1.1x | |
| CARE Carter Bankshares | US$16.00 | 2.7% +US$9.7m | 23.7% | PB0.9x | |
| MVBF MVB Financial | US$18.97 | 3.3% +US$7.8m | 4.1% | PB0.8x | |
| NSTS NSTS Bancorp | US$12.45 | 6.8% +US$7.7m | 30.4% | PB1.6x |