BAFN Stock Overview
Operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
My Notes
Capture your thoughts, links and company narrative
BayFirst Financial Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.08 |
| 52 Week High | US$15.05 |
| 52 Week Low | US$10.40 |
| Beta | 0.97 |
| 1 Month Change | -0.62% |
| 3 Month Change | -1.28% |
| 1 Year Change | 2.83% |
| 3 Year Change | -41.21% |
| 5 Year Change | -23.51% |
| Change since IPO | -23.51% |
Recent News & Updates
Recent updates
BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08
Oct 29
BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08
Aug 20BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08
Jul 30BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08
Apr 30BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08
Oct 31BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08
Aug 01BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08
May 02BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08
Feb 07BayFirst Financial to discontinue network of residential mortgage LPOs
Sep 21First Home Bancorp GAAP EPS of $0.03, revenue of $25.35M
Jul 27Should You Be Adding BayFirst Financial (NASDAQ:BAFN) To Your Watchlist Today?
Dec 03Shareholder Returns
| BAFN | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.0% | -1.7% | -2.8% |
| 1Y | 2.8% | 28.6% | 24.1% |
Return vs Industry: BAFN underperformed the US Banks industry which returned 28.6% over the past year.
Return vs Market: BAFN underperformed the US Market which returned 24.1% over the past year.
Price Volatility
| BAFN volatility | |
|---|---|
| BAFN Average Weekly Movement | 4.3% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 18.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: BAFN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BAFN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 295 | Tom Zernick | www.bayfirstfinancial.com |
BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit.
BayFirst Financial Corp. Fundamentals Summary
| BAFN fundamental statistics | |
|---|---|
| Market cap | US$54.27m |
| Earnings (TTM) | US$3.06m |
| Revenue (TTM) | US$76.22m |
17.7x
P/E Ratio0.6x
P/B RatioIs BAFN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BAFN income statement (TTM) | |
|---|---|
| Revenue | US$76.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$76.22m |
| Other Expenses | US$73.16m |
| Earnings | US$3.06m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Jan 30, 2025
| Earnings per share (EPS) | 0.74 |
| Gross Margin | 100.00% |
| Net Profit Margin | 4.01% |
| Debt/Equity Ratio | 17.6% |
How did BAFN perform over the long term?
See historical performance and comparisonDividends
2.4%
Current Dividend Yield43%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/03 00:44 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
BayFirst Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|