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BayFirst Financial NasdaqCM:BAFN Stock Report

Last Price

US$15.96

Market Cap

US$65.8m

7D

3.3%

1Y

22.7%

Updated

04 Feb, 2025

Data

Company Financials

BayFirst Financial Corp.

NasdaqCM:BAFN Stock Report

Market Cap: US$65.8m

BAFN Stock Overview

Operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. More details

BAFN fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends2/6

My Notes

Capture your thoughts, links and company narrative

BayFirst Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for BayFirst Financial
Historical stock prices
Current Share PriceUS$15.96
52 Week HighUS$17.50
52 Week LowUS$10.40
Beta0.97
1 Month Change21.98%
3 Month Change15.03%
1 Year Change22.73%
3 Year Change-26.64%
5 Year Change6.37%
Change since IPO-6.70%

Recent News & Updates

BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

Feb 04
BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

Recent updates

BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

Feb 04
BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08

Oct 29
BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08

BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08

Aug 20
BayFirst Financial's (NASDAQ:BAFN) Dividend Will Be $0.08

BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08

Jul 30
BayFirst Financial (NASDAQ:BAFN) Has Affirmed Its Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

Apr 30
BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08

Oct 31
BayFirst Financial (NASDAQ:BAFN) Is Due To Pay A Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08

Aug 01
BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08

May 02
BayFirst Financial (NASDAQ:BAFN) Will Pay A Dividend Of $0.08

BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

Feb 07
BayFirst Financial (NASDAQ:BAFN) Is Paying Out A Dividend Of $0.08

BayFirst Financial to discontinue network of residential mortgage LPOs

Sep 21

First Home Bancorp GAAP EPS of $0.03, revenue of $25.35M

Jul 27

Should You Be Adding BayFirst Financial (NASDAQ:BAFN) To Your Watchlist Today?

Dec 03
Should You Be Adding BayFirst Financial (NASDAQ:BAFN) To Your Watchlist Today?

Shareholder Returns

BAFNUS BanksUS Market
7D3.3%0.2%-0.3%
1Y22.7%42.8%22.7%

Return vs Industry: BAFN underperformed the US Banks industry which returned 41% over the past year.

Return vs Market: BAFN matched the US Market which returned 22.2% over the past year.

Price Volatility

Is BAFN's price volatile compared to industry and market?
BAFN volatility
BAFN Average Weekly Movement6.0%
Banks Industry Average Movement5.1%
Market Average Movement6.4%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: BAFN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BAFN's weekly volatility (6%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1999295Tom Zernickwww.bayfirstfinancial.com

BayFirst Financial Corp. operates as the bank holding company for BayFirst National Bank that provides community banking services for businesses and individuals. The company offers checking, savings, NOW, and money market deposit accounts, as well as certificates of deposit and individual retirement account; and safety deposit boxes. It also provides commercial real estate mortgages; construction and development, working capital, and business loans; auto, boat, and recreational vehicle loans; and residential mortgages, personal lines of credit, and home equity lines of credit.

BayFirst Financial Corp. Fundamentals Summary

How do BayFirst Financial's earnings and revenue compare to its market cap?
BAFN fundamental statistics
Market capUS$65.84m
Earnings (TTM)US$11.13m
Revenue (TTM)US$83.77m

5.9x

P/E Ratio

0.7x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAFN income statement (TTM)
RevenueUS$83.77m
Cost of RevenueUS$0
Gross ProfitUS$83.77m
Other ExpensesUS$72.64m
EarningsUS$11.13m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)2.69
Gross Margin100.00%
Net Profit Margin13.29%
Debt/Equity Ratio7.1%

How did BAFN perform over the long term?

See historical performance and comparison

Dividends

2.0%

Current Dividend Yield

43%

Payout Ratio

Does BAFN pay a reliable dividends?

See BAFN dividend history and benchmarks
When do you need to buy BAFN by to receive an upcoming dividend?
BayFirst Financial dividend dates
Ex Dividend DateFeb 28 2025
Dividend Pay DateMar 15 2025
Days until Ex dividend22 days
Days until Dividend pay date37 days

Does BAFN pay a reliable dividends?

See BAFN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/04 16:48
End of Day Share Price 2025/02/04 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BayFirst Financial Corp. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.