How does AMFC's PE Ratio compare to its peers?

AMFC is good value based on its Price-To-Earnings Ratio (8.6x) compared to the peer average (52x).

How does AMFC's PE Ratio compare vs other companies in the US Banks Industry?

AMFC is good value based on its Price-To-Earnings Ratio (8.6x) compared to the US Banks industry average (11.8x).

What is AMFC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate AMFC's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of AMFC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

AMFC ($18.95) is trading below our estimate of [[fair value]] ($82.74)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

AMB Financial (OTCPK:AMFC) - Stock Price, News & Analysis

AMFC Stock Overview

Operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana.

About the company

AMFC fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	1/6

Rewards

Trading at 77.1% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($17M)

Profit margins (17%) are lower than last year (25%)

AMB Financial Corp. Competitors

Glen Burnie Bancorp

NasdaqCM:GLBZ

US$16.0m

First Bancorp of Indiana

OTCPK:FBPI

US$16.9m

Logansport Financial

OTCPK:LOGN

US$18.0m

Victory Bancorp

OTCPK:VTYB

US$19.9m

Price History & Performance

Summary of all time highs, changes and price drops for AMB Financial
Historical stock prices
Current Share Price	US$18.95
52 Week High	US$21.30
52 Week Low	US$18.03
Beta	0.34
11 Month Change	0%
3 Month Change	3.84%
1 Year Change	-5.20%
33 Year Change	-13.82%
5 Year Change	9.86%
Change since IPO	170.71%

Recent updates

Shareholder Returns

	AMFC	US Banks	US Market
7D	0%	-1.4%	-1.6%
1Y	-5.2%	46.7%	30.8%

Return vs Industry: AMFC underperformed the US Banks industry which returned 46.7% over the past year.

Return vs Market: AMFC underperformed the US Market which returned 30.8% over the past year.

Price Volatility

Is AMFC's price volatile compared to industry and market?
AMFC volatility
AMFC Average Weekly Movement	n/a
Banks Industry Average Movement	4.2%
Market Average Movement	6.0%
10% most volatile stocks in US Market	14.9%
10% least volatile stocks in US Market	2.9%

Stable Share Price: AMFC's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: Insufficient data to determine AMFC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1910	n/a	Mike Mellon	www.acbanker.com

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks.

AMB Financial Corp. Fundamentals Summary

How do AMB Financial's earnings and revenue compare to its market cap?
AMFC fundamental statistics
Market cap	US$16.98m
Earnings (TTM)	US$1.97m
Revenue (TTM)	US$11.57m

8.6x

P/E Ratio

0.6x

P/B Ratio

Is AMFC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMFC income statement (TTM)
Revenue	US$11.57m
Cost of Revenue	US$0
Gross Profit	US$11.57m
Other Expenses	US$9.60m
Earnings	US$1.97m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.20
Gross Margin	100.00%
Net Profit Margin	17.01%
Debt/Equity Ratio	10.6%

How did AMFC perform over the long term?

See historical performance and comparison

Dividends

1.3%

Current Dividend Yield

11%

Payout Ratio

Does AMFC pay a reliable dividends?

See AMFC dividend history and benchmarks

When do you need to buy AMFC by to receive an upcoming dividend?
AMB Financial dividend dates
Ex Dividend Date	Dec 02 2024
Dividend Pay Date	Dec 16 2024
Days until Ex dividend	27 days
Days until Dividend pay date	41 days