AMB Financial (OTCPK:AMFC) - Stock Price, News & Analysis

AMFC Stock Overview

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana.

About the company

AMFC fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	2/6
Financial Health	6/6
Dividends	1/6

Rewards

Trading at 69.7% below our estimate of its fair value

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap ($18M)

AMB Financial Corp. Competitors

Enterprise Financial Services Group

OTCPK:EFSG

US$17.2m

Fleetwood Bank

OTCPK:FLEW

US$16.6m

JSB Financial

OTCPK:JFWV

US$20.1m

First Robinson Financial

OTCPK:FRFC

US$19.1m

Price History & Performance

Summary of all time highs, changes and price drops for AMB Financial
Historical stock prices
Current Share Price	US$19.50
52 Week High	US$22.11
52 Week Low	US$18.03
Beta	0.34
1 Month Change	-0.76%
3 Month Change	-4.65%
1 Year Change	-13.72%
3 Year Change	8.33%
5 Year Change	15.93%
Change since IPO	178.57%

Recent updates

Shareholder Returns

	AMFC	US Banks	US Market
7D	-0.5%	5.3%	1.0%
1Y	-13.7%	31.6%	21.9%

Return vs Industry: AMFC underperformed the US Banks industry which returned 34.4% over the past year.

Return vs Market: AMFC underperformed the US Market which returned 24.9% over the past year.

Price Volatility

Is AMFC's price volatile compared to industry and market?
AMFC volatility
AMFC Average Weekly Movement	n/a
Banks Industry Average Movement	4.5%
Market Average Movement	6.0%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.0%

Stable Share Price: AMFC has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine AMFC's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1910	n/a	Mike Mellon	www.acbanker.com

AMB Financial Corp. operates as the bank holding company for American Community Bank of Indiana that provides financial services to customers in Indiana. The company provides savings, checking, health savings, individual retirement, and money market deposit accounts, as well as certificates of deposit. It offers business checking accounts, business debit and credit cards, and order business checks.

AMB Financial Corp. Fundamentals Summary

How do AMB Financial's earnings and revenue compare to its market cap?
AMFC fundamental statistics
Market cap	US$17.54m
Earnings (TTM)	US$2.19m
Revenue (TTM)	US$11.67m

8.0x

P/E Ratio

0.6x

P/B Ratio

Is AMFC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AMFC income statement (TTM)
Revenue	US$11.67m
Cost of Revenue	US$0
Gross Profit	US$11.67m
Other Expenses	US$9.48m
Earnings	US$2.19m

Last Reported Earnings

Dec 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	2.43
Gross Margin	100.00%
Net Profit Margin	18.76%
Debt/Equity Ratio	70.1%

How did AMFC perform over the long term?

See historical performance and comparison

Dividends

1.2%

Current Dividend Yield

10%

Payout Ratio

Does AMFC pay a reliable dividends?

See AMFC dividend history and benchmarks

When do you need to buy AMFC by to receive an upcoming dividend?
AMB Financial dividend dates
Ex Dividend Date	Jun 03 2024
Dividend Pay Date	Jun 17 2024
Days until Ex dividend	38 days
Days until Dividend pay date	52 days