AMB Financial Balance Sheet Health
Financial Health criteria checks 6/6
AMB Financial has total assets of $347.1M and total equity of $28.9M. Total deposits are $310.4M, and total loans are $291.6M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $22.0M.
Key information
12x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$310.36m |
Loan to deposit ratio | Appropriate |
Bad loans | 0.7% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$21.96m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AMFC's Assets to Equity ratio (12x) is moderate.
Allowance for Bad Loans: AMFC has a sufficient allowance for bad loans (147%).
Low Risk Liabilities: 98% of AMFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: AMFC has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: AMFC's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: AMFC has an appropriate level of bad loans (0.7%).