Pinnacle Bancshares (PCLB) Stock Overview
Operates as the bank holding company for Pinnacle Bank that provides various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
PCLB Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Pinnacle Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$31.50 |
| 52 Week High | US$34.70 |
| 52 Week Low | US$27.85 |
| Beta | 0.33 |
| 1 Month Change | 1.58% |
| 3 Month Change | -1.97% |
| 1 Year Change | 10.52% |
| 3 Year Change | 30.43% |
| 5 Year Change | 8.56% |
| Change since IPO | 486.03% |
Recent News & Updates
Recent updates
Shareholder Returns
| PCLB | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.6% | -3.7% | -3.1% |
| 1Y | 10.5% | 10.7% | 11.2% |
Return vs Industry: PCLB exceeded the US Banks industry which returned 9.1% over the past year.
Return vs Market: PCLB matched the US Market which returned 11% over the past year.
Price Volatility
| PCLB volatility | |
|---|---|
| PCLB Average Weekly Movement | n/a |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 17.1% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: PCLB's share price has been volatile over the past 3 months compared to the US market.
Volatility Over Time: Insufficient data to determine PCLB's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1996 | n/a | Bob Nolen | www.pinnaclebanc.com |
Pinnacle Bancshares, Inc. operates as the bank holding company for Pinnacle Bank that provides various banking products and services. The company provides checking accounts, savings accounts, and demand and time deposits. It also offers personal lending for automobile, boat, jet ski, motor home, travel trailers, manufactured home, tractor, ATV, personal line of credit, and others; mortgage products, such as residential purchase and refinance, investment property, consumer construction, consumer 2nd mortgage, veterans administration loans, federal housing administration loans, land loans, home equity line of credit, and home improvement/renovation; commercial lending products, including purchase, construction, and refinance of residential rental property and commercial real estate, as well as residential rental property improvements, land acquisition, investment, and development; commercial construction; and SBA lending.
Pinnacle Bancshares, Inc. Fundamentals Summary
| PCLB fundamental statistics | |
|---|---|
| Market cap | US$28.30m |
| Earnings (TTM) | US$4.11m |
| Revenue (TTM) | US$13.48m |
Is PCLB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PCLB income statement (TTM) | |
|---|---|
| Revenue | US$13.48m |
| Cost of Revenue | US$0 |
| Gross Profit | US$13.48m |
| Other Expenses | US$9.37m |
| Earnings | US$4.11m |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.57 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.48% |
| Debt/Equity Ratio | 34.2% |
How did PCLB perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/19 06:08 |
| End of Day Share Price | 2025/11/13 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pinnacle Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.