Pinnacle Bancshares Balance Sheet Health
Financial Health criteria checks 4/6
Pinnacle Bancshares has total assets of $349.2M and total equity of $20.0M. Total deposits are $314.7M, and total loans are $128.9M.
Key information
17.5x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$314.70m |
| Loan to deposit ratio | Appropriate |
| Bad loans | n/a |
| Allowance for bad loans | n/a |
| Current ratio | Low |
| Cash & equivalents | US$16.45m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PCLB's Assets to Equity ratio (17.5x) is moderate.
Allowance for Bad Loans: Insufficient data to determine if PCLB has a sufficient allowance for bad loans.
Low Risk Liabilities: 96% of PCLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PCLB has an appropriate level of Loans to Assets ratio (37%).
Low Risk Deposits: PCLB's Loans to Deposits ratio (41%) is appropriate.
Level of Bad Loans: Insufficient data to determine if PCLB has an appropriate level of bad loans.