Pinnacle Bancshares Balance Sheet Health
Financial Health criteria checks 3/6
Pinnacle Bancshares has total assets of $339.3M and total equity of $12.1M. Total deposits are $309.2M, and total loans are $119.8M.
Key information
28x
Asset to equity ratio
3.3%
Net interest margin
Total deposits | US$309.16m |
Loan to deposit ratio | Appropriate |
Bad loans | n/a |
Allowance for bad loans | n/a |
Current ratio | Low |
Cash & equivalents | US$24.80m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PCLB's Assets to Equity ratio (28x) is very high.
Allowance for Bad Loans: Insufficient data to determine if PCLB has a sufficient allowance for bad loans.
Low Risk Liabilities: 94% of PCLB's liabilities are made up of primarily low risk sources of funding.
Loan Level: PCLB has an appropriate level of Loans to Assets ratio (35%).
Low Risk Deposits: PCLB's Loans to Deposits ratio (39%) is appropriate.
Level of Bad Loans: Insufficient data to determine if PCLB has an appropriate level of bad loans.