Pinnacle Bancshares Past Earnings Performance
Past criteria checks 2/6
Pinnacle Bancshares has been growing earnings at an average annual rate of 9.6%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 6.9% per year. Pinnacle Bancshares's return on equity is 35.2%, and it has net margins of 32.2%.
Key information
9.6%
Earnings growth rate
11.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 6.9% |
| Return on equity | 35.2% |
| Net Margin | 32.2% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How Pinnacle Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 13 | 4 | 6 | 0 |
| 31 Dec 23 | 14 | 4 | 6 | 0 |
| 30 Sep 23 | 14 | 5 | 6 | 0 |
| 30 Jun 23 | 13 | 5 | 6 | 0 |
| 31 Mar 23 | 13 | 5 | 5 | 0 |
| 31 Dec 22 | 13 | 5 | 5 | 0 |
| 30 Sep 22 | 13 | 4 | 5 | 0 |
| 30 Jun 22 | 14 | 5 | 5 | 0 |
| 31 Mar 22 | 13 | 5 | 5 | 0 |
| 31 Dec 21 | 13 | 5 | 5 | 0 |
| 30 Sep 19 | 10 | 3 | 5 | 0 |
| 30 Jun 19 | 10 | 3 | 5 | 0 |
| 31 Mar 19 | 10 | 3 | 5 | 0 |
| 31 Dec 18 | 9 | 3 | 5 | 0 |
| 30 Sep 18 | 9 | 3 | 5 | 0 |
| 30 Jun 18 | 9 | 2 | 5 | 0 |
| 31 Mar 18 | 9 | 2 | 5 | 0 |
| 31 Dec 17 | 9 | 2 | 5 | 0 |
| 30 Sep 17 | 9 | 2 | 5 | 0 |
| 30 Jun 17 | 9 | 2 | 5 | 0 |
| 31 Mar 17 | 9 | 2 | 5 | 0 |
| 31 Dec 16 | 9 | 2 | 5 | 0 |
| 30 Sep 16 | 9 | 2 | 5 | 0 |
| 30 Jun 16 | 9 | 2 | 5 | 0 |
| 31 Mar 16 | 9 | 2 | 5 | 0 |
| 31 Dec 15 | 9 | 2 | 5 | 0 |
| 30 Sep 15 | 9 | 2 | 5 | 0 |
| 30 Jun 15 | 9 | 2 | 4 | 0 |
| 31 Mar 15 | 8 | 2 | 4 | 0 |
| 31 Dec 14 | 8 | 2 | 4 | 0 |
| 30 Sep 14 | 8 | 2 | 4 | 0 |
| 30 Jun 14 | 8 | 2 | 4 | 0 |
| 31 Mar 14 | 8 | 2 | 4 | 0 |
| 31 Dec 13 | 8 | 2 | 4 | 0 |
| 30 Sep 13 | 8 | 2 | 4 | 0 |
| 30 Jun 13 | 9 | 2 | 4 | 0 |
Quality Earnings: PCLB has high quality earnings.
Growing Profit Margin: PCLB's current net profit margins (32.2%) are lower than last year (34%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PCLB's earnings have grown by 9.6% per year over the past 5 years.
Accelerating Growth: PCLB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PCLB had negative earnings growth (-6.8%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: Whilst PCLB's Return on Equity (35.16%) is high, this metric is skewed due to their high level of debt.