Pinnacle Bancshares, Inc.

OTCPK:PCLB Stock Report

Market Cap: US$25.8m

Pinnacle Bancshares Past Earnings Performance

Past criteria checks 3/6

Pinnacle Bancshares has been growing earnings at an average annual rate of 3.1%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4.3% per year. Pinnacle Bancshares's return on equity is 20.1%, and it has net margins of 30.3%.

Key information

3.1%

Earnings growth rate

5.5%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.3%
Return on equity20.1%
Net Margin30.3%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How Pinnacle Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:PCLB Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2413460
30 Jun 2413460
31 Mar 2413460
31 Dec 2314460
30 Sep 2314560
30 Jun 2313560
31 Mar 2313550
31 Dec 2213550
30 Sep 2213450
30 Jun 2214550
31 Mar 2213550
31 Dec 2113550
30 Sep 1910350
30 Jun 1910350
31 Mar 1910350
31 Dec 189350
30 Sep 189350
30 Jun 189250
31 Mar 189250
31 Dec 179250
30 Sep 179250
30 Jun 179250
31 Mar 179250
31 Dec 169250
30 Sep 169250
30 Jun 169250
31 Mar 169250
31 Dec 159250
30 Sep 159250
30 Jun 159240
31 Mar 158240
31 Dec 148240
30 Sep 148240
30 Jun 148240
31 Mar 148240
31 Dec 138240

Quality Earnings: PCLB has high quality earnings.

Growing Profit Margin: PCLB's current net profit margins (30.3%) are lower than last year (33.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: PCLB's earnings have grown by 3.1% per year over the past 5 years.

Accelerating Growth: PCLB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: PCLB had negative earnings growth (-11.2%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: PCLB's Return on Equity (20.1%) is considered high.


Return on Assets


Return on Capital Employed


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