Pinnacle Bancshares Past Earnings Performance
Past criteria checks 3/6
Pinnacle Bancshares has been growing earnings at an average annual rate of 3.1%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 4.3% per year. Pinnacle Bancshares's return on equity is 20.1%, and it has net margins of 30.3%.
Key information
3.1%
Earnings growth rate
5.5%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.3% |
| Return on equity | 20.1% |
| Net Margin | 30.3% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses Breakdown
How Pinnacle Bancshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 13 | 4 | 6 | 0 |
| 30 Jun 24 | 13 | 4 | 6 | 0 |
| 31 Mar 24 | 13 | 4 | 6 | 0 |
| 31 Dec 23 | 14 | 4 | 6 | 0 |
| 30 Sep 23 | 14 | 5 | 6 | 0 |
| 30 Jun 23 | 13 | 5 | 6 | 0 |
| 31 Mar 23 | 13 | 5 | 5 | 0 |
| 31 Dec 22 | 13 | 5 | 5 | 0 |
| 30 Sep 22 | 13 | 4 | 5 | 0 |
| 30 Jun 22 | 14 | 5 | 5 | 0 |
| 31 Mar 22 | 13 | 5 | 5 | 0 |
| 31 Dec 21 | 13 | 5 | 5 | 0 |
| 30 Sep 19 | 10 | 3 | 5 | 0 |
| 30 Jun 19 | 10 | 3 | 5 | 0 |
| 31 Mar 19 | 10 | 3 | 5 | 0 |
| 31 Dec 18 | 9 | 3 | 5 | 0 |
| 30 Sep 18 | 9 | 3 | 5 | 0 |
| 30 Jun 18 | 9 | 2 | 5 | 0 |
| 31 Mar 18 | 9 | 2 | 5 | 0 |
| 31 Dec 17 | 9 | 2 | 5 | 0 |
| 30 Sep 17 | 9 | 2 | 5 | 0 |
| 30 Jun 17 | 9 | 2 | 5 | 0 |
| 31 Mar 17 | 9 | 2 | 5 | 0 |
| 31 Dec 16 | 9 | 2 | 5 | 0 |
| 30 Sep 16 | 9 | 2 | 5 | 0 |
| 30 Jun 16 | 9 | 2 | 5 | 0 |
| 31 Mar 16 | 9 | 2 | 5 | 0 |
| 31 Dec 15 | 9 | 2 | 5 | 0 |
| 30 Sep 15 | 9 | 2 | 5 | 0 |
| 30 Jun 15 | 9 | 2 | 4 | 0 |
| 31 Mar 15 | 8 | 2 | 4 | 0 |
| 31 Dec 14 | 8 | 2 | 4 | 0 |
| 30 Sep 14 | 8 | 2 | 4 | 0 |
| 30 Jun 14 | 8 | 2 | 4 | 0 |
| 31 Mar 14 | 8 | 2 | 4 | 0 |
| 31 Dec 13 | 8 | 2 | 4 | 0 |
Quality Earnings: PCLB has high quality earnings.
Growing Profit Margin: PCLB's current net profit margins (30.3%) are lower than last year (33.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PCLB's earnings have grown by 3.1% per year over the past 5 years.
Accelerating Growth: PCLB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PCLB had negative earnings growth (-11.2%) over the past year, making it difficult to compare to the Banks industry average (-13.1%).
Return on Equity
High ROE: PCLB's Return on Equity (20.1%) is considered high.